InsidersTradesSigma
Follow the UNITED FIRE GROUP INC stock price and the full insider trade history of the company, a publicly traded company based in United States. Shares trade on the US market, under the authority of SEC (Form 4). Operating in the Banks sector, UNITED FIRE GROUP INC has published 158 reports. Market capitalisation: €1.4bn. The latest transaction was disclosed on 8 September 2026 (Cession). Among the most active insiders: Woolstenhulme Micah G. The full history is accessible without an account.
158
Insider Decl.
n/a
Thresholds
€1m
22 ops.
Buy Volume
€1m
11 ops.
Sell Volume
35Σ signal
This score ranks the purchase within its own market. No market currently meets the historical allocation criteria, so signals remain watch-only. Not investment advice.
Fundamental score
Ranked 1,715 of 29,064 companies
77.9
score / 100
Value83
Quality73
FCF yld19%
Earn yld8.5%
EV/EBITDA7.6x
ROE15%
Gross mgn·
Net mgn8.5%
Debt/EBITDA0.7x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Sigma AI Analysis
Fundamental view, insider signal, bull and bear case, synthesis.
AI analysis generation is paused.
Last declaration on 8 September 2026
Declarations158 total
9,777 shares@ US$55.5179Common StockSEC:0001550220-26-000002:0
159 shares@ US$53.420.0006% mcap9.8% of flowCommon StockSEC:0002045066-26-000003:0
2,082 shares@ US$48.040.0073% mcap21.3% of flowCommon StockSEC:0001550220-26-000001:0
2,082 shares@ US$48.040.0073% mcap27.9% of flowCommon StockSEC:0001688643-26-000002:0
2,082 shares@ US$48.040.0073% mcap14.7% of flowCommon StockSEC:0001450669-26-000003:0
449,675 sharesUFCS Common StockSEC:0001474590-25-000005:0
3,420 shares@ US$27.7820.7% of flowCommon StockSEC:0001562180-25-004109:0
3,420 shares@ US$27.7830.7% of flowCommon StockSEC:0001562180-25-004116:0
3,420 shares@ US$27.7835.1% of flowCommon StockSEC:0001562180-25-004113:0
3,420 shares@ US$27.7827.2% of flowCommon StockSEC:0001562180-25-004110:0
3,420 shares@ US$27.7814.4% of flowCommon StockSEC:0001562180-25-004111:0
3,420 shares@ US$27.7830.7% of flowCommon StockSEC:0001562180-25-004115:0
3,420 shares@ US$27.7837.8% of flowCommon StockSEC:0001562180-25-004117:0
3,420 shares@ US$27.7837.3% of flowCommon StockSEC:0001562180-25-004108:0
3,420 shares@ US$27.7837.8% of flowCommon StockSEC:0001562180-25-004112:0
3,420 shares@ US$27.7811.4% of flowCommon StockSEC:0001562180-25-004114:0
485 shares@ US$28.526.6% of flowCommon StockSEC:0001562180-25-003948:0
636 shares@ US$27.202.1% of flowCommon StockSEC:0001562180-25-003219:0
6,809 shares@ US$29.4615.6% of flowCommon StockSEC:0001562180-25-002879:0
157.46 shares@ US$29.070.6% of flowCommon StockSEC:0001562180-25-002753:0
0.722 shares@ US$29.070.0% of flowCommon StockSEC:0001562180-25-002750:0
50.606 shares@ US$29.070.6% of flowCommon StockSEC:0001562180-25-002751:0
0.003 shares@ US$29.070.0% of flowCommon StockSEC:0001562180-25-002752:0
844 shares@ US$29.041.1% of flowCommon StockSEC:0001562180-25-002691:0
496 shares@ US$29.043.8% of flowCommon StockSEC:0001562180-25-002688:0
25 of 158 declarations
关于 UNITED FIRE GROUP INC
United Fire Group, Inc. (Nasdaq: UFCS) 是一家在美国上市的财产和意外伤害保险控股公司，总部位于美国爱荷华州锡达拉皮兹。该集团成立于 1946 年，当时名为 United Fire & Casualty Company，围绕着以独立代理人为基础的代理分销模式发展壮大，该模式仍然是其商业特许经营的核心。其保险子公司在所有 50 个州以及哥伦比亚特区均获得许可，公司表示其由大约 1,000 家独立代理机构代表。([ufginsurance.com](https://www.ufginsurance.com/home/2024/05/16/united-fire-group-inc.-reports-on-annual-meeting-of-shareholders?utm_source=openai)) 从业务角度来看，UFG 主要专注于商业财产和意外伤害保险，对核心商业险种和分入再保险有显著敞口。它还承保担保债券，并在其他领域保留了较小的遗留业务。管理层强调，直接个人险种敞口已稳步减少，剩余的清算预计将在 2025 年前到期。这种重新定位突显了向更盈利、承保纪律更强的业务的战略转变。([sec.gov](https://www.sec.gov/Archives/edgar/data/101199/000010119924000056/ufcs-20240630.htm?utm_source=openai)) 在竞争方面，United Fire Group 处于美国中型保险市场：规模小于大型全国性保险公司，多元化程度也较低，但覆盖范围比许多纯区域性同行更广。其竞争优势在于其商业专业化、广泛的独立代理分销以及在续保时重新定价业务的能力。对于投资者而言，关键的分析视角是承保纪律、巨灾风险敞口、准备金发展、费用控制和投资收益。这些是直接驱动美国财产和意外伤害保险行业业绩的变量。([ufginsurance.com](https://www.ufginsurance.com/home/2024/05/16/united-fire-group-inc.-reports-on-annual-meeting-of-shareholders?utm_source=openai)) 公司近期披露的信息显示出显著的运营改善。2024 年，UFG 表示其实现了 79 年历史上最高的净承保保费，同时实现了自 2015 年以来最好的年度综合成本率和最高的调整后营业收入。在 2025 年第一季度，公司报告净投资收益和保费势头持续增长，同时还指出与新保单管理系统最后阶段相关的一些临时成本。在整个 2025 年，管理层继续强调其战略计划：深化承保专业知识，增强内部能力，更有效地与分销合作伙伴保持一致，并提高投资回报。对于关注 SEC Form 4 内部人交易活动的投资者而言，这种运营背景很重要，因为它构成了内部人如何暗示对公司长期盈利能力的信心。([ir.ufginsurance.com](https://ir.ufginsurance.com/events-and-presentations/press-releases/news-details/2025/United-Fire-Group-Inc.-Reports-Fourth-Quarter-and-Full-Year-2024-Results/default.aspx?utm_source=openai))
