InsidersTradesSigma
Follow the United Bancshares Inc/oh stock price and the full insider trade history of the company, a listed equity based in United States. Shares are quoted on the US market, under the authority of SEC (Form 4). Operating in the Finance & Banking sector, United Bancshares Inc/oh has published 48 public disclosures. Market capitalisation: €109.7m. The latest transaction was filed on 14 November 2022 (Attribution). Among the most active insiders: YOUNG BRIAN D. All data is accessible without an account.
48
Insider Decl.
n/a
Thresholds
€20,338
5 ops.
Buy Volume
n/a
n/a
Sell Volume
35Σ signal
This score ranks the purchase within its own market. No market currently meets the historical allocation criteria, so signals remain watch-only. Not investment advice.
Fundamental score
Ranked 654 of 29,064 companies
83.4
score / 100
Value89
Quality78
FCF yld13%
Earn yld11%
EV/EBITDA·
ROE11%
Gross mgn·
Net mgn26%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Sigma AI Analysis
Fundamental view, insider signal, bull and bear case, synthesis.
AI analysis generation is paused.
Last declaration on 14 November 2022
Declarations48 total
195 shares@ US$19.2510.5% of flowCommon StockSEC:0001437749-22-027021:0
97 shares@ US$19.2510.1% of flowCommon StockSEC:0001437749-22-027019:0
97 shares@ US$19.2510.1% of flowCommon StockSEC:0001437749-22-027017:0
1,000 shares@ US$19.83100.0% of flowCommon StockSEC:0001437749-22-026484:0
Canonical exit: 6 Dec 2022 (T+90)
25 shares@ US$19.990.1% of flowCommon StockSEC:0001437749-22-021671:0
Canonical exit: 27 Nov 2022 (T+90)
1,394 shares@ US$16.6714.0% of flowCommon StockSEC:0001437749-22-019712:0
80 shares@ US$23.6610.1% of flowCommon StockSEC:0001437749-22-019111:0
80 shares@ US$23.6610.1% of flowCommon StockSEC:0001437749-22-019109:0
106 shares@ US$23.666.9% of flowCommon StockSEC:0001437749-22-019107:0
656 shares@ US$25.612.1% of flowCommon StockSEC:0001437749-22-017118:0
139 shares@ US$25.613.3% of flowCommon StockSEC:0001437749-22-017125:0
98 shares@ US$25.6126.9% of flowCommon StockSEC:0001437749-22-017123:0
42 shares@ US$25.610.8% of flowCommon StockSEC:0001437749-22-017121:0
110 shares@ US$33.950.0032% mcap12.1% of flowCommon StockSEC:0001437749-22-011082:0
55 shares@ US$33.950.0016% mcap12.2% of flowCommon StockSEC:0001437749-22-011075:0
55 shares@ US$33.950.0016% mcap12.2% of flowCommon StockSEC:0001437749-22-011077:0
100 shares0Common StockSEC:0001437749-22-008379:0
121 shares@ US$31.000.0030% mcap11.4% of flowCommon StockSEC:0001437749-22-002478:0
60 shares@ US$31.000.0015% mcap11.3% of flowCommon StockSEC:0001437749-22-002474:0
60 shares@ US$31.000.0015% mcap11.3% of flowCommon StockSEC:0001437749-22-002476:0
60 shares@ US$27.490.0013% mcap21.2% of flowCommon StockSEC:0001437749-22-001311:0
485 shares@ US$27.490.011% mcap21.2% of flowCommon StockSEC:0001437749-22-001313:0
89 shares@ US$27.490.0020% mcap2.1% of flowCommon StockSEC:0001437749-22-001315:0
277 shares@ US$27.490.0061% mcap0.8% of flowCommon StockSEC:0001437749-22-001309:0
10,335 shares@ US$21.700.18% mcap24.8% of flowCommon StockSEC:0001437749-22-000781:0
25 of 48 declarations
关于 United Bancshares Inc/oh
United Bancshares, Inc.（股票代码：UBOH）是一家总部位于美国的区域性银行控股公司，其股票在OTCQX市场报价，而非纽约证券交易所或纳斯达克。对于国际投资者而言，该公司应主要被视为在俄亥俄州拥有狭窄地理足迹的社区银行特许经营权，而非大型多元化美国银行集团。其运营子公司是The Union Bank Company，该组织的历史可追溯到1904年，当时成立了服务当地社区的银行业务。该公司总部位于美国俄亥俄州哥伦布格罗夫。（[ir.theubank.com](https://ir.theubank.com/corporate-profile/corporate-profile/default.aspx)） 其核心商业模式直截了当：在当地吸收存款，并将其用于向家庭、小型企业、农民和房地产借款人提供贷款。产品组合包括支票账户、储蓄账户、货币市场账户、定期存单、自动柜员机服务、商业贷款、消费贷款、农业贷款、住宅抵押贷款和房屋净值贷款。Union Bank 还提供网上银行、手机银行、远程存款捕获、手机存款、保险箱和其他个性化银行服务。这种组合强调了以关系为导向的社区银行方法，重点关注服务质量、本地决策和客户保留。（[ir.theubank.com](https://ir.theubank.com/corporate-profile/corporate-profile/default.aspx)） 从地理上看，该特许经营权集中在俄亥俄州西北部和中部。该银行服务艾伦、特拉华、富兰克林、马里昂、汉考克、保尔丁、普特南、桑达斯基和伍德县，在鲍灵格林、哥伦布格罗夫、德尔福斯、芬德利、吉布森堡、卡利达、莱普西克、刘易斯中心、利马、马里昂、渥太华、保尔丁和彭伯维尔设有办事处。它还在分支机构和选定城镇的其他仅限ITM的地点运营交互式柜员机。这种有限的足迹限制了规模，但也提供了强大的本地市场知识和忠诚的零售及小型企业客户群。（[ir.theubank.com](https://ir.theubank.com/corporate-profile/corporate-profile/default.aspx)） 从竞争角度来看，UBOH在美国社区银行领域竞争，成功取决于存款特许经营权的稳定性、信贷纪律、定价能力和运营效率，而非全国范围。在其2025年1月发布的业绩中，该公司报告贷款同比增长$58.2 million，存款同比增长$118.3 million，同时季度股息为每股$0.22。管理层还强调了资产质量稳定，不良贷款和分类贷款保持稳定，截至2024年底，核销处于历史低位。（[prnewswire.com](https://www.prnewswire.com/news-releases/united-bancshares-inc-announces-fourth-quarter-and-full-year-2024-results-and-0-22-dividend-302359134.html)） 总体而言，United Bancshares 呈现为一个成熟的、本地化的银行特许经营权，拥有悠久的运营历史、保守的产品组合和对资产负债表敏感的盈利模式。投资案例与俄亥俄州社区银行基本面、利率条件以及存款吸收和信贷管理方面的持续执行相关。（[ir.theubank.com](https://ir.theubank.com/corporate-profile/corporate-profile/default.aspx)）
