过去 90 天内有 1 名内部人买入 €30.9万股票，最近一笔由 Anonymous (Executive member of the board of directors / member of senior management) 披露于 2026年10月29日。
Temenos AG：高管交易动态
总部设在瑞士日內瓦的Temenos AG属于科技行业，创立于1993年。其高管的申报经由SIX SER发布。自2025年11月3日以来，3位高管已提交12份申报。
买卖两个方向都有交易：4笔买入，金额€44.3万，8笔卖出，金额€240万，分别来自3位高管和2位高管。买卖相抵后，净额为卖出€195万。在市场上买入意味着按当时价格投入个人资金，这与以股份形式获得报酬截然不同。参与买入的有3位高级管理人员等。年内最大一笔：€108万，卖出，于2026年8月26日公开（占市值的0.019%）。
十二个月内共12份申报，高于我们在同一交易所跟踪的178家公司的中位数（10份申报）。完整历史始于2023年，共计24笔买入、29笔卖出。
数据显示，2笔买入属于多位高管在30天内相继买入的情形。多位不同高管在短时间内买入同一只股票，称为集群买入，这种情形比单笔买入更受研究者关注。自最近一次公布的买入（2026年10月29日）以来，已有10天。至少一半的申报在交易当天发布（来源：SIX SER）。在申报公布之前，市场无从得知这笔交易。卖出比买入更难解读，因为卖出往往出于纳税、理财等个人需要。
如需在同一行业内比较，可查看Basler Aktiengesellschaft和Lime Technologies AB (publ)的高管买入记录。本摘要仅基于SIX SER的披露信息，不预示股价未来走向。
高管申报
53
持股线
暂无
买入金额
€194万
24 笔 · 全部历史
卖出金额
€902万
29 笔 · 全部历史
谁在何时交易
买入卖出Anonymous (Executive member of the board of directors / member of senior management)4 笔买入18 笔卖出
Anonymous (an executive member of the board of directors / member of senior management)1 笔买入1 笔卖出
Anonymous (Non-executive member of the board of directors)2 笔买入
Anonymous (a non-executive member of the board of directors)1 笔买入
内部人买入以来
- Anonymous (an executive member of the board of directors / member of senior management)+15.0%入场价 CHF 65.15 · T+90 收盘 CHF 74.90
- Anonymous (a non-executive member of the board of directors)+15.0%入场价 CHF 65.15 · T+90 收盘 CHF 74.90
- Anonymous (Non-executive member of the board of directors)+19.2%入场价 CHF 63.05 · T+90 收盘 CHF 75.15
入场价为披露次日收盘价，即读者可操作的第一个价格。价格以上市货币计。过往涨跌不代表未来表现。
分析师共识：看涨还是看跌？
分析师对 Temenos AG 的评级为买入（看涨），基于 16 位分析师。 平均目标价：CHF 84.02。
该评分只在所属市场内对买入进行排名。仅在经过回测的策略范围内的交易所提供建议仓位；其他市场的信号仍处于观察状态。并非投资建议。
基本面评分
在 26,914 家已排名公司中位列第 4,194
69.8
评分 / 100
价值57
质量83
FCF 收益率5.2%
盈利收益率5.2%
EV/EBITDA12.9x
ROE43%
毛利率74%
净利率26%
负债/EBITDA1.7x
支柱2/3
透明的价值 + 质量排名，独立于内部人交易信号。
财务数据
财年 2025财年截至 2025年12月 · cache
CHF 78.45
分析师一致预期
16 位分析师买入
CHF 54.20目标价 CHF 84.02(+7%)CHF 101.43
利润表
营业收入CHF 1.1B
毛利CHF 803.7M74% 利润率
EBITDACHF 480.9M44% 利润率
净利润CHF 280.6M18.6% 利润率
估值
PER (trailing)31.4x
PER (forward)15.0x
P/Book11.7x
贝塔0.59
资产负债与现金
市值CHF 5.3B
总负债CHF 808.9M
自由现金流CHF 280.8M
负债 / 股东权益172%
盈利能力与股权结构
ROE43.1%
ROA8.0%
内部人持股 %25.2%
机构持股 %65.8%
最新申报日期：2026年10月29日
申报53 总计
- ▲Anonymous (Executive member of the board of directors / member of senior management)247,335 CHF14SIX3,300 股@ CHF 74.950.0048% 占市值3.1% 占其流量ISIN CH0012453913SIX:T1QAT00057标准退出：2027年1月27日 (T+90)
- ▲Anonymous (Executive member of the board of directors / member of senior management)37,610 CHF14SIX500 股@ CHF 75.220.0007% 占市值0.5% 占其流量ISIN CH0012453913SIX:T1QAT00040标准退出：2027年1月27日 (T+90)
- ▼Anonymous (an executive member of the board of directors / member of senior management)1M CHF23SIX13,285 股@ CHF 75.900.019% 占市值63.9% 占其流量SIX:https://www.ser-ag.com/en/resources/notifications-market-participants/management-transactions.html#/transaction-details/T1Q8Q00063
- ▲Anonymous (an executive member of the board of directors / member of senior management)62,850 CHF26SIX1,000 股@ CHF 62.850.0014% 占市值4.9% 占其流量SIX:https://www.ser-ag.com/en/resources/notifications-market-participants/management-transactions.html#/transaction-details/T1Q7O00011标准退出：2026年10月22日 (T+90)
- ▲Anonymous (a non-executive member of the board of directors)62,272 CHF34SIX1,000 股@ CHF 62.270.0014% 占市值100.0% 占其流量SIX:https://www.ser-ag.com/en/resources/notifications-market-participants/management-transactions.html#/transaction-details/T1Q7O00037标准退出：2026年10月22日 (T+90)
- ▼Anonymous (Executive member of the board of directors / member of senior management)254,488 CHF11SIX3,661 股@ CHF 69.51320.0043% 占市值2.8% 占其流量ISIN CH0012453913SIX:T1Q5I00066
- ▼Anonymous (Executive member of the board of directors / member of senior management)279,361 CHF11SIX3,986 股@ CHF 70.08550.0057% 占市值3.7% 占其流量ISIN CH0012453913SIX:T1Q3300050
- ▼Anonymous (Executive member of the board of directors / member of senior management)67,072 CHF11SIX957 股@ CHF 70.08570.0014% 占市值0.9% 占其流量ISIN CH0012453913SIX:T1Q3300068
- ▼Anonymous (Executive member of the board of directors / member of senior management)251,210 CHF11SIX3,543 股@ CHF 70.90323.3% 占其流量ISIN CH0012453913SIX:T1Q2Q00033
- ▼Anonymous (Executive member of the board of directors / member of senior management)163,552 CHF11SIX2,152 股@ CHF 76.002.1% 占其流量ISIN CH0012453913SIX:T1PCF00070
- ▼Anonymous (Executive member of the board of directors / member of senior management)87,822 CHF11SIX1,148 股@ CHF 76.501.1% 占其流量ISIN CH0012453913SIX:T1PCC000Q6
- ▼Anonymous (Executive member of the board of directors / member of senior management)153,000 CHF11SIX2,000 股@ CHF 76.502.0% 占其流量ISIN CH0012453913SIX:T1PC500046
- ▼Anonymous (Executive member of the board of directors / member of senior management)324,318 CHF11SIX4,245 股@ CHF 76.404.2% 占其流量ISIN CH0012453913SIX:T1PB300026
- ▼Anonymous (Executive member of the board of directors / member of senior management)264,641 CHF11SIX3,489 股@ CHF 75.85013.4% 占其流量ISIN CH0012453913SIX:T1PB300034
- ▼Anonymous (Executive member of the board of directors / member of senior management)8,769 CHF11SIX115 股@ CHF 76.25220.1% 占其流量ISIN CH0012453913SIX:T1PAV00071
- ▼Anonymous (Executive member of the board of directors / member of senior management)416,341 CHF12SIX5,797 股@ CHF 71.82015.4% 占其流量ISIN CH0012453913SIX:T1PAT00018
- ▼Anonymous (Executive member of the board of directors / member of senior management)175,494 CHF11SIX2,447 股@ CHF 71.7182.3% 占其流量ISIN CH0012453913SIX:T1PAT00026
- ▲Anonymous (Non-executive member of the board of directors)34,285 CHF11SIX500 股@ CHF 68.573.5% 占其流量ISIN CH0012453913SIX:T1P9C00062标准退出：2025年12月11日 (T+90)
- ▲Anonymous (Non-executive member of the board of directors)60,375 CHF12SIX1,000 股@ CHF 60.3756.0% 占其流量ISIN CH0012453913SIX:T1P95000K3标准退出：2025年12月4日 (T+90)
- ▼Anonymous (Executive member of the board of directors / member of senior management)37,857 CHF11SIX622 股@ CHF 60.86330.5% 占其流量ISIN CH0012453913SIX:T1P6200085
- ▼Anonymous (Executive member of the board of directors / member of senior management)160,345 CHF11SIX2,242 股@ CHF 71.51872.0% 占其流量ISIN CH0012453913SIX:T1P3400043
- ▼Anonymous (Executive member of the board of directors / member of senior management)58,817 CHF11SIX815 股@ CHF 72.16810.7% 占其流量ISIN CH0012453913SIX:T1P3400035
- ▼Anonymous (Executive member of the board of directors / member of senior management)55,018 CHF11SIX755 股@ CHF 72.87150.7% 占其流量ISIN CH0012453913SIX:T1P3300094
- ▼Anonymous (Executive member of the board of directors / member of senior management)29,950 CHF11SIX411 股@ CHF 72.8710.4% 占其流量ISIN CH0012453913SIX:T1P33000A9
- ▼Anonymous (Executive member of the board of directors / member of senior management)50,955 CHF11SIX682 股@ CHF 74.71410.6% 占其流量ISIN CH0012453913SIX:T1P2O00070
53 条申报中的 25 条
关于 Temenos AG
Temenos AG 是一家金融科技公司，提供银行软件和财富管理解决方案。该公司在瑞士证券交易所 XSWX 上市。
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