InsidersTradesSigma
Track the Generations Bancorp NY, Inc. stock price and the full management transaction log of the company, a listed equity based in United States. Shares trade on the US market, under the oversight of SEC (Form 4). Operating in the Finance & Banking sector, Generations Bancorp NY, Inc. has logged 23 public disclosures. Market capitalisation: €34.5m. The latest transaction was reported on 5 September 2023 (L). Among the most active insiders: Jones Bradford M. The full history is openly available.
23
Insider Decl.
n/a
Thresholds
€80,426
11 ops.
Buy Volume
n/a
n/a
Sell Volume
60Σ signal
This score ranks the purchase within its own market. No market currently meets the historical allocation criteria, so signals remain watch-only. Not investment advice.
Fundamental score
Ranked 25,808 of 29,064 companies
23.2
score / 100
Value37
Quality9
FCF yld3.9%
Earn yld-13%
EV/EBITDA·
ROE-13%
Gross mgn·
Net mgn-76%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Sigma AI Analysis
Fundamental view, insider signal, bull and bear case, synthesis.
AI analysis generation is paused.
Last declaration on 5 September 2023
Declarations23 total
1,000 shares@ US$9.5342100.0% of flowCommon StockSEC:0001437749-23-025157:0
409 shares@ US$9.034754.5% of flowCommon StockSEC:0001437749-23-017450:0
Canonical exit: 11 Sept 2023 (T+90)
3,271 shares@ US$9.034750.2% of flowCommon StockSEC:0001437749-23-017448:0
Canonical exit: 11 Sept 2023 (T+90)
490 shares@ US$9.034752.5% of flowCommon StockSEC:0001437749-23-017454:0
Canonical exit: 11 Sept 2023 (T+90)
363 shares@ US$9.034753.7% of flowCommon StockSEC:0001437749-23-017452:0
Canonical exit: 11 Sept 2023 (T+90)
288 shares@ US$9.0347100.0% of flowCommon StockSEC:0001437749-23-017456:0
Canonical exit: 11 Sept 2023 (T+90)
100 shares@ US$11.5092.2% of flowCommon StockSEC:0001567619-23-003722:0
Canonical exit: 8 Nov 2022 (T+90)
14,775 shares0Common StockSEC:0001567619-22-012937:0
11,821 shares0Common StockSEC:0001567619-22-012935:0
240 shares@ US$11.68090.0064% mcap100.0% of flowCommon StockSEC:0001567619-22-011672:0
Canonical exit: 21 Aug 2022 (T+90)
261 shares@ US$11.68090.0070% mcap100.0% of flowCommon StockSEC:0001567619-22-011673:0
Canonical exit: 21 Aug 2022 (T+90)
240 shares@ US$11.68090.0064% mcap100.0% of flowCommon StockSEC:0001567619-22-011674:0
Canonical exit: 21 Aug 2022 (T+90)
340 shares@ US$11.68090.0091% mcap100.0% of flowCommon StockSEC:0001567619-22-011675:0
Canonical exit: 21 Aug 2022 (T+90)
2,480 shares@ US$11.68090.066% mcap100.0% of flowCommon StockSEC:0001567619-22-011676:0
Canonical exit: 21 Aug 2022 (T+90)
1,108 shares0Common StockSEC:0001567619-22-011549:0
1,108 shares0Common StockSEC:0001567619-22-011543:0
1,108 shares0Common StockSEC:0001567619-22-011558:0
1,108 shares0Common StockSEC:0001567619-22-011553:0
1,108 shares0Common StockSEC:0001567619-22-011556:0
1,108 shares0Common StockSEC:0001567619-22-011551:0
1,108 shares0Common StockSEC:0001567619-22-011545:0
1,108 shares0Common StockSEC:0001567619-22-011547:0
5 shares@ US$11.150.0001% mcap50.0% of flowCommon StockSEC:0001567619-22-001173:0
23 of 23 declarations
关于 Generations Bancorp NY, Inc.
Generations Bancorp NY, Inc. 是一家美国银行控股公司，其股票曾在美国纳斯达克上市，但在公司于 2024 年 10 月自愿退市。对于投资者而言，它代表了一个小型、专注于本地的区域银行故事，而非大型多元化金融机构。该控股公司于 2020 年与 Seneca-Cayuga Bancorp 的转型相关而成立，但其主要运营子公司 Generations Bank 的历史可追溯到 1870 年。这一悠久的运营历史很重要：它支撑了在纽约北部芬格湖地区几十年建立起来的基于关系的特许经营权。（[sec.gov](https://www.sec.gov/Archives/edgar/data/1823365/000155837023013182/gbny-20230630x10q.htm?utm_source=openai)） 该集团主要通过 Generations Bank（一家总部位于纽约塞内卡福尔斯的联邦特许储蓄银行）和 Generations Commercial Bank（一家根据纽约州法律成立的、旨在接受市政存款的纽约州特许有限目的商业银行）运营。其核心收入引擎一直是传统的社区银行：吸收存款、向消费者和企业发放贷款、提供抵押贷款服务以及提供标准的零售和商业银行产品。该公司此前还拥有保险代理业务，但该业务于 2023 年出售，简化了运营概况，使银行特许经营权成为核心资产。（[sec.gov](https://www.sec.gov/Archives/edgar/data/1823365/000155837023004596/gbny-20221231x10k.htm?utm_source=openai)） 从竞争角度来看，Generations Bancorp 一直作为一家社区银行运营，其业务范围集中，而非规模化参与者。其市场区域一直以塞内卡县和更广泛的芬格湖/纽约中部地区为中心，在塞内卡福尔斯、滑铁卢、日内瓦、奥本、联合斯普林斯、菲尔普斯、法明顿和梅迪纳等社区设有分支机构和办事处。这种本地密度可以支持客户忠诚度和更深层次的市政和小型企业关系，但它也限制了地理多元化，并使特许经营权对当地经济状况更加敏感。（[sec.gov](https://www.sec.gov/Archives/edgar/data/1823365/000155837023013182/gbny-20230630x10q.htm?utm_source=openai)） 最近的发展具有变革性。2024 年 9 月，该公司宣布了自愿从纳斯达克退市和 SEC 注销的计划。同期，还与 ESL Federal Credit Union 签订了购买和承接协议，涵盖了 Generations Bank 几乎所有资产和负债。股东于 2025 年 2 月批准了该交易，交易于 2026 年 1 月 1 日完成。对于股权投资者而言，这意味着该公司的近期叙事已从公开市场增长转向清盘/转型执行。实际上，Generations Bancorp NY, Inc. 仍然最好被理解为一家具有历史意义的美国社区银行特许经营权，已退出公开市场，目前正处于战略重组的最后阶段。（[generationsbancorpny.com](https://www.generationsbancorpny.com/news/generations-bancorp-ny-inc-and-generations-bank-announce-closing-of-purchase-and-assumption-transaction-with-esl-federal-credit-union/?utm_source=openai)）
