InsidersTradesSigma
Track the Citizens & Northern CORP share price and the full directors' dealings record of the company, a publicly traded company based in United States. Shares trade on the US market, under the supervision of SEC (Form 4). Operating in the Finance & Banking sector, Citizens & Northern CORP has published 825 public disclosures. Market capitalisation: €458.1m. The latest transaction was reported on 8 September 2026 (Acquisition). Among the most active insiders: Pellegrino Frank G. All data is openly available.
825
Insider Decl.
n/a
Thresholds
€768,401
159 ops.
Buy Volume
€94,084
29 ops.
Sell Volume
32Σ signal
This score ranks the purchase within its own market. No market currently meets the historical allocation criteria, so signals remain watch-only. Not investment advice.
Fundamental score
Ranked 4,620 of 29,063 companies
69.4
score / 100
Value69
Quality70
FCF yld6.6%
Earn yld5.1%
EV/EBITDA·
ROE8.0%
Gross mgn·
Net mgn19%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Sigma AI Analysis
Fundamental view, insider signal, bull and bear case, synthesis.
AI analysis generation is paused.
Last declaration on 8 September 2026
Declarations825 total
178 shares@ US$26.16620.0010% mcap0.7% of flowCommon StockSEC:0001667211-26-000026:0
Canonical exit: 3 Dec 2026 (T+90)
8 shares@ US$26.16620.0000% mcap0.1% of flowCommon StockSEC:0001870473-26-000028:0
Canonical exit: 3 Dec 2026 (T+90)
64 shares@ US$25.960.0004% mcap1.1% of flowCommon StockSEC:0001704635-26-000010:0
96 shares@ US$26.080.0005% mcap1.6% of flowCommon StockSEC:0001704635-26-000010:1
131 shares@ US$25.960.0007% mcap1.4% of flowCommon StockSEC:0001738341-26-000008:0
108 shares@ US$25.890.0006% mcap1.8% of flowCommon StockSEC:0001858668-26-000008:0
1 shares@ US$25.89Common StockSEC:0001858668-26-000008:2
102 shares@ US$25.890.0006% mcap1.0% of flowCommon StockSEC:0001870473-26-000026:0
539 shares@ US$25.890.0030% mcap2.2% of flowCommon StockSEC:0001667211-26-000024:0
64 shares@ US$25.890.0004% mcap0.7% of flowCommon StockSEC:0001738341-26-000008:1
114 shares@ US$25.890.0006% mcap1.3% of flowCommon StockSEC:0001815916-26-000008:0
57 shares@ US$25.960.0003% mcap0.7% of flowCommon StockSEC:0001816387-26-000010:0
1 shares@ US$25.890.0000% mcap0.0% of flowCommon StockSEC:0001858668-26-000008:1
560 shares@ US$25.2101Common StockSEC:0002089133-26-000008:0
213 shares@ US$25.840.0012% mcap1.8% of flowCommon StockSEC:0001242486-26-000008:0
181 shares@ US$25.840.0010% mcap0.9% of flowCommon StockSEC:0001321738-26-000008:0
23 shares@ US$25.840.0001% mcap0.2% of flowCommon StockSEC:0001861523-26-000008:0
400 shares@ US$25.950.0023% mcap1.1% of flowCommon StockSEC:0001220808-26-000010:0
73 shares@ US$25.840.0004% mcap0.2% of flowCommon StockSEC:0001220808-26-000010:1
341 shares@ US$25.890.0019% mcap2.5% of flowCommon StockSEC:0001225817-26-000008:0
110 shares@ US$25.840.0006% mcap0.8% of flowCommon StockSEC:0001225817-26-000008:1
160 shares@ US$25.840.0009% mcap1.0% of flowCommon StockSEC:0001281535-26-000012:0
1 shares@ US$25.840.0000% mcap1.9% of flowCommon StockSEC:0001397536-26-000010:0
1 shares@ US$25.890.0000% mcap0.0% of flowCommon StockSEC:0001629111-26-000010:0
107 shares@ US$25.840.0006% mcap1.8% of flowCommon StockSEC:0001629111-26-000010:1
25 of 825 declarations
关于 Citizens & Northern CORP
Citizens & Northern Corp (NASDAQ: CZNC) 是一家在美国上市的区域性银行公司，总部位于美国宾夕法尼亚州威尔斯伯勒。对于讲法语的投资者而言，该名称明确属于社区银行领域：该集团的核心业务是存款吸收、贷款以及向家庭、小型企业和地方公共或机构客户提供日常金融服务。其主要运营子公司是 Citizens & Northern Bank，负责该地区的特许经营业务。([cnbankpa.com](https://www.cnbankpa.com/About/Explore-C-N/Press-Releases/2026-Q2/2026-Q1-Unaudited-Financial-Results?utm_source=openai)) 该公司的历史可追溯到 1864 年，当时成立了 The First National Bank of Wellsborough。随着时间的推移，Citizens & Northern 通过一系列漫长的兼并和收购而组建，发展成为一个在宾夕法尼亚州北部和中部以及纽约州部分地区具有知名度的区域性银行平台。这种传承很重要：该集团强调关系银行、社区存在和长期的本地客户关系，而非广泛的全国规模。([cnbankpa.com](https://www.cnbankpa.com/About/Explore-C-N/Press-Releases/2024-Q1/160-Years?utm_source=openai)) 从商业模式的角度来看，C&N 提供广泛但标准的银行产品组合。其主要业务包括支票和储蓄账户、住房抵押贷款、商业和企业贷款、资金和现金管理解决方案以及面向零售和商业客户的相关银行服务。实际上，这使得该公司成为一家多元化的社区银行，既涉足消费者和商业活动，又专注于传统的贷款和存款特许经营业务。([cnbankpa.com](https://www.cnbankpa.com/About?utm_source=openai)) 在地理上，该公司有意保持本地化和区域化。截至 2025 年末和 2026 年初，C&N 报告拥有 35 家银行办事处，主要分布在宾夕法尼亚州的多个县，并在纽约州斯托本县设有额外业务，此外还在纽约州埃尔迈拉设有一个贷款发放办事处。这种布局使该银行对市场有很强的熟悉度并贴近客户，但也将其业绩与核心区域市场的经济状况以及更广泛的美国利率环境联系在一起。([cnbankpa.com](https://www.cnbankpa.com/About/Explore-C-N/Press-Releases/2026-Q2/2026-Q1-Unaudited-Financial-Results?utm_source=openai)) 在竞争方面，Citizens & Northern 最好被视为一家中型社区银行，而非全国性平台。其优势在于本地市场知识、关系驱动型贷款以及围绕长期客户关系建立的存款基础。其权衡之处在于，它与大型区域性银行、专业贷款机构以及日益数字化的金融服务提供商竞争，所有这些都对定价、利润率和客户获取构成压力。([cnbankpa.com](https://www.cnbankpa.com/About/Investor-Relations/C-N-Corporate-Profile?utm_source=openai)) 近期的一项重大进展是与 Susquehanna Community Financial, Inc. 的合并已于 2025 年 10 月 1 日完成。管理层表示，该交易增加了可观的资产、贷款和存款，并通过与合并相关的成本对 2025 年的收益产生了实质性影响。C&N 还向投资者更新了其 2025 年和 2026 年初的业绩，强调收购整合现在是关键的执行点。因此，对于投资者而言，CZNC 是一个在纳斯达克资本市场上市的美国社区银行案例，具有区域性业务范围、悠久的运营历史以及由选择性收购塑造的增长前景。([cnbankpa.com](https://www.cnbankpa.com/About/Explore-C-N/Press-Releases/2026-Q1/2025-Q4-Unaudited-Financial-Results?utm_source=openai))
