Better Home & Finance Holding Co Stock: price and insider trades · United States · SEC (Form 4) Track the Better Home & Finance Holding Co share price and the full management transaction log of the company, a publicly traded company based in United States. Shares are quoted on US US, under the supervision of SEC (Form 4). Operating in the Finance & Banking sector, Better Home & Finance Holding Co has recorded 127 reports. Market capitalisation: €433.8m. The latest transaction was disclosed on 2 July 2026 (Levée d'options). Among the most active insiders: Smith Chad M.. Every trade is free.
Analyst consensus: bullish or bearish? Analysts rate Better Home & Finance Holding Co Strong Buy (bullish), based on 6 analysts. Average price target: US$39.33.
This score ranks the purchase within its own market. No market currently meets the historical allocation criteria, so signals remain watch-only. Not investment advice.
Fundamental score
Ranked 27,682 of 27,749 companies
FCF yld -42%
Earn yld -39%
EV/EBITDA ·
ROE ·
Gross mgn -12%
Net mgn -80%
Debt/EBITDA ·
Pillars 2/3
Transparent value + quality ranking, distinct from the insider signal.
Σ Sigma AI Analysis Fundamental view, insider signal, bull and bear case, synthesis.
Generate AI analysis AI-generated analysis. Opinion, not investment advice. Not backtested. Built from public filings and financials. No price target, no buy or sell recommendation.
Last declaration on 2 July 2026
All Executives127 Thresholds0 Prospectus0 Other0
Declarations 127 total
◇ Chief Financial Officer · Executives · 30 Jun 2026
9,167 shares Class A Common Stock SEC:0002111354-26-000014:0
● Chief Financial Officer · Executives · 30 Jun 2026
2,510 shares Class A Common Stock SEC:0002111354-26-000014:1
◇ Chief Financial Officer · Executives · 1 Jul 2026
9,167 shares Class A Common Stock SEC:0002111354-26-000014:2
● Chief Financial Officer · Executives · 1 Jul 2026
2,510 shares Class A Common Stock SEC:0002111354-26-000014:3
◇ Director · Executives · 9 Jun 2026
10,389 shares Class A Common Stock SEC:0001290673-26-000001:0
◇ Director · Executives · 9 Jun 2026
1,176 shares Class A Common Stock SEC:0001059244-26-000007:0
▲ Director · Executives · 11 Jun 2026
5,150 shares Class A Common Stock SEC:0001059244-26-000007:1
Canonical exit: 9 Sept 2026 (T+90) ◇ Director · Executives · 9 Jun 2026
20,191 shares Class A Common Stock SEC:0001401336-26-000018:0
◇ Director · Executives · 9 Jun 2026
12,388 shares Class A Common Stock SEC:0001437224-26-000010:0
◇ Director · Executives · 9 Jun 2026
11,327 shares Class A Common Stock SEC:0001812999-26-000004:0
◇ Director · Executives · 9 Jun 2026
11,327 shares Class A Common Stock SEC:0001852009-26-000002:0
◇ Director · Executives · 9 Jun 2026
11,327 shares Class A Common Stock SEC:0001852010-26-000004:0
▲ Director · Executives · 22 May 2026
5,000 shares @ US$25.3392 0.021% mcap 100.0% of flow Class A Common Stock SEC:0001401336-26-000016:0
Canonical exit: 20 Aug 2026 (T+90) ▲ Chief Executive Officer · Executives · 21 May 2026
15,600 shares @ US$24.8928 0.066% mcap 100.0% of flow Class A Common Stock SEC:0001297602-26-000029:0
Canonical exit: 19 Aug 2026 (T+90) ▲ Chief Financial Officer · Executives · 11 May 2026
100 shares @ US$31.25 0.0005% mcap 50.0% of flow Class A Common Stock SEC:0002111354-26-000011:0
Canonical exit: 9 Aug 2026 (T+90) ▲ 10% Owner · Executives · 10 Apr 2026
54,384 shares @ US$32.96 0.33% mcap 100.0% of flow Common Stock SEC:0001437749-26-012081:0
Canonical exit: 9 Jul 2026 (T+90) ▲ Director · Executives · 9 Apr 2026
5,000 shares @ US$32.8863 50.5% of flow Class A Common Stock SEC:0001401336-26-000011:0
Canonical exit: 8 Jul 2026 (T+90) ▲ Chief Financial Officer · Executives · 8 Apr 2026
10 shares @ US$35.50 5.4% of flow Class A Common Stock SEC:0002111354-26-000008:0
Canonical exit: 7 Jul 2026 (T+90) ▲ Chief Executive Officer · Executives · 8 Apr 2026
10,000 shares @ US$35.0519 47.4% of flow Class A Common Stock SEC:0001297602-26-000021:0
Canonical exit: 7 Jul 2026 (T+90) ▲ Director · Executives · 8 Apr 2026
1,000 shares @ US$33.34 10.3% of flow Class A Common Stock SEC:0001401336-26-000009:0
Canonical exit: 7 Jul 2026 (T+90) ▲ Director · Executives · 8 Apr 2026
590 shares @ US$34.135 100.0% of flow Class A Common Stock SEC:0001437224-26-000005:0
Canonical exit: 7 Jul 2026 (T+90) ▲ Chief Technology Officer · Executives · 8 Apr 2026
21 shares @ US$36.05 2.1% of flow Class A Common Stock SEC:0001828689-26-000008:0
Canonical exit: 7 Jul 2026 (T+90) ▲ Chief Technology Officer · Executives · 8 Apr 2026
979 shares @ US$36.09 97.9% of flow Class A Common Stock SEC:0001828689-26-000008:1
Canonical exit: 7 Jul 2026 (T+90) ▲ Director · Executives · 2 Apr 2026
5,000 shares @ US$35.2436 35.4% of flow Class A Common Stock SEC:0001401336-26-000006:0
Canonical exit: 1 Jul 2026 (T+90) ● Chief Technology Officer · Executives · 2 Apr 2026
1,409 shares @ US$32.90 56.5% of flow Class A Common Stock SEC:0001828689-26-000006:0
25 of 127 declarations
Load more (102 remaining) 关于 Better Home & Finance Holding Co Better Home & Finance Holding Co. (NASDAQ: BETR) 是一家总部位于美国的金融科技公司,专注于抵押贷款、房屋再融资和房屋净值融资。该公司在美国纳斯达克市场上市,将自己定位为人工智能原生的房屋所有权平台,旨在通过自动化、数据和软件驱动的承保来简化抵押贷款流程。其核心消费者品牌 Better Mortgage 强调高度数字化的端到端流程,涵盖预审、贷款发放、承保和结算,技术贯穿整个客户漏斗。
该公司起源于创始人 Vishal Garg,他创建 Better 的目的是改造历史上缓慢且分散的抵押贷款行业。随着时间的推移,Better 发展成为一家结合了金融科技能力、抵押贷款分销和专有工作流基础设施的上市控股公司。其总部位于纽约,考虑到该公司与美国住房金融、资本市场和抵押贷款发放的联系,这具有战略意义。
Better 的主要业务线围绕住宅购房贷款、再融资、房屋净值贷款或信贷额度以及相关的房屋所有权融资解决方案。一个关键的战略资产是其专有平台 Tinman®,该公司将其视为自动化大部分抵押贷款流程的技术骨干。对于投资者而言,这很重要,因为该平台旨在提高可扩展性、缩短处理时间并减少与传统抵押贷款机构相比的运营摩擦。
从竞争角度来看,Better 在竞争激烈的美国抵押贷款市场中运营,该市场包括银行、经纪人、独立抵押贷款公司和数字化贷款机构。其差异化主要在于技术而非资产负债表规模:Better 旨在通过软件、速度和用户体验而非传统的实体分支网络进行竞争。该公司还强调,它已发放了超过 $110 billion 的贷款量,这一里程碑表明了有意义的运营规模,尽管盈利能力仍然是市场关注的关键问题。
最近的发展值得关注。2026 年 3 月,Better 任命 Hugh Frater 为其董事会成员;他的背景包括在房利美和贝莱德担任领导职务,这对于一家在住房金融和资本市场中运营的抵押贷款平台公司而言具有重要意义。Better 还公布了 2025 年第四季度和 2026 年第一季度的业绩,管理层强调了已发放贷款量的增长以及 Tinman AI 平台的进一步采用。此外,该公司于 2026 年宣布进行公开发行股票,强调资本结构和融资灵活性仍然是投资案例的重要组成部分。
对于法国、比利时和瑞士的法语投资者而言,Better 最好被理解为一家高贝塔值的美国抵押贷款金融科技公司:一家面临美国住房周期、利率变动和执行风险的公司,但如果其人工智能驱动的运营模式能够比传统贷款机构更有效地实现规模化,则可能具有吸引力。