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X Financial Stock: price and insider trades · United States

US·Mcap US$179.9MBanks

X Financial: what insiders have been doing

X Financial is a Banks company. Its directors and officers file their transactions with SEC (Form 4). In the past year (22 October 2025 to 22 October 2026), 3 filings came from 3 insiders.

No open-market purchase or sale appears among the filings, only grants, plan transactions and other operations. Compensation-driven entries like these are tracked, but they say little about how insiders judge the share price.

Over the last twelve months, not one insider purchase of X Financial stock was filed.

Compared with its exchange (2,023 companies, median 41 filings), a count of 3 filings is below the norm.

Elsewhere in the same sector, our signals recently picked up insider purchases at BNP Paribas and ASR Nederland N.V. Source: insider filings from SEC (Form 4). Past trades are no guide to future returns.

Insider Decl.
3
Thresholds
n/a
Buy Volume
n/a
n/a
Sell Volume
n/a
n/a

This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.

Fundamental score
Ranked 292 of 26,897 companies
87.2
score / 100
Value
100
Quality
75
FCF yld·
Earn yld·
EV/EBITDA0.8x
ROE7.3%
Gross mgn73%
Net mgn19%
Debt/EBITDA0.7x
Pillars2/3

Transparent value + quality ranking, distinct from the insider signal.

Financial data

as of FY 2025

FY ended December 2025 · cache

US$4.87
Analyst consensus
·
Income statement
RevenueUS$7.6B
Gross profitUS$5.6B73% margin
EBITDAUS$1.6B21% margin
Net incomeUS$1.5B10.1% margin
Valuation
PER (trailing)2.3x
P/Book0.2x
Beta0.43
Balance sheet & cash
Market capUS$179.9M
Total debtUS$1.2B
Free Cash FlowUS$1.4B
Debt / Equity5%
Profitability & ownership
ROE7.3%
ROA14.2%
% insiders17.1%
% institutions4.0%
Last declaration on 3 August 2026
Declarations3 total
  • ●
    DirectorExecutives
    0SEC
    90,000 shares0Class A ordinary shares, including shares represented by ADSSEC:0001104659-26-089386:0
  • ●
    DirectorExecutives
    0SEC
    90,000 shares0Class A ordinary shares, including shares represented by ADSSEC:0001104659-26-089399:0
  • ●
    DirectorExecutives(filed)
    151,500 USD19Source
    30,000 shares@ US$5.05100.0% of flowADSSEC144:0002130761-26-000001

3 of 3 declarations

About X Financial

X Financial is a company listed on the XNAS market, specializing in financial services.