United Bancshares Inc/oh Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest, by RIGEL H EDWARD, was filed 09 Nov 2022.
United Bancshares Inc/oh: what insiders have been doing
This page follows insider dealings at United Bancshares Inc/oh as filed with SEC (Form 4), a company from the Finance & Banking sector. No insider at United Bancshares Inc/oh has published a filing in the past twelve months. The most recent one dates from 14 November 2022.
Our records for United Bancshares Inc/oh go back to 2006, with 164 purchases and 12 sales on the open market in total.
This summary is built from SEC (Form 4) disclosures alone and does not predict where the share price will go.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
- 97 shares@ US$19.2515.6% of flowCommon StockSEC:0001437749-22-027019:0
- 97 shares@ US$19.2515.6% of flowCommon StockSEC:0001437749-22-027017:0
- 195 shares@ US$19.2516.5% of flowCommon StockSEC:0001437749-22-027021:0
- 1,000 shares@ US$19.8850.1% of flowCommon StockSEC:0001437749-22-026484:1Canonical exit: 6 Dec 2022 (T+90)
- 1,000 shares@ US$19.83100.0% of flowCommon StockSEC:0001437749-22-026484:0Canonical exit: 6 Dec 2022 (T+90)
- 25 shares@ US$19.990.1% of flowCommon StockSEC:0001437749-22-021671:0Canonical exit: 27 Nov 2022 (T+90)
- 837 shares@ US$22.974.1% of flowCommon StockSEC:0001437749-22-019712:1
- 1,049 shares@ US$24.755.6% of flowCommon StockSEC:0001437749-22-019712:2
- 794 shares@ US$24.754.2% of flowCommon StockSEC:0001437749-22-019712:3
- 345 shares@ US$22.131.6% of flowCommon StockSEC:0001437749-22-019712:4
- 43 shares@ US$22.130.2% of flowCommon StockSEC:0001437749-22-019712:5
- 1,394 shares@ US$16.6724.6% of flowCommon StockSEC:0001437749-22-019712:0
- 80 shares@ US$23.6615.6% of flowCommon StockSEC:0001437749-22-019111:0
- 80 shares@ US$23.6615.6% of flowCommon StockSEC:0001437749-22-019109:0
- 106 shares@ US$23.6610.9% of flowCommon StockSEC:0001437749-22-019107:0
- 656 shares@ US$25.614.0% of flowCommon StockSEC:0001437749-22-017118:0
- 98 shares@ US$25.6142.3% of flowCommon StockSEC:0001437749-22-017123:0
- 139 shares@ US$25.616.4% of flowCommon StockSEC:0001437749-22-017125:0
- 42 shares@ US$25.611.6% of flowCommon StockSEC:0001437749-22-017121:0
- 110 shares@ US$33.9515.7% of flowCommon StockSEC:0001437749-22-011082:0
- 55 shares@ US$33.9514.9% of flowCommon StockSEC:0001437749-22-011077:0
- 55 shares@ US$33.9514.9% of flowCommon StockSEC:0001437749-22-011075:0
- 100 shares0Common StockSEC:0001437749-22-008379:1
- 100 shares0Common StockSEC:0001437749-22-008379:2
- 100 shares0Common StockSEC:0001437749-22-008379:3
25 of 281 declarations
About United Bancshares Inc/oh
United Bancshares, Inc. (ticker: UBOH) is a United States-based regional banking holding company whose shares are quoted on the OTCQX market rather than on NYSE or NASDAQ. For international investors, the company should be viewed primarily as a community bank franchise with a narrow geographic footprint in Ohio, not as a large diversified U.S. banking group. Its operating subsidiary is The Union Bank Company, and the organization traces its roots to 1904, when the banking business serving local communities was established. The company’s headquarters are in Columbus Grove, Ohio, United States. ([ir.theubank.com](https://ir.theubank.com/corporate-profile/corporate-profile/default.aspx))
The core business model is straightforward: gather deposits locally and deploy them into loans for households, small businesses, farmers, and real estate borrowers. The product set includes checking accounts, savings accounts, money market accounts, certificates of deposit, automated teller machine access, commercial loans, consumer loans, agricultural loans, residential mortgage loans, and home equity loans. Union Bank also provides online banking, mobile banking, remote deposit capture, mobile deposit, safe deposit boxes, and other personalized banking services. This mix underscores a relationship-driven community banking approach, with an emphasis on service quality, local decision-making, and customer retention. ([ir.theubank.com](https://ir.theubank.com/corporate-profile/corporate-profile/default.aspx))
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Geographically, the franchise is concentrated in northwest and central Ohio. The bank serves Allen, Delaware, Franklin, Marion, Hancock, Paulding, Putnam, Sandusky, and Wood counties, with office locations in Bowling Green, Columbus Grove, Delphos, Findlay, Gibsonburg, Kalida, Leipsic, Lewis Center, Lima, Marion, Ottawa, Paulding, and Pemberville. It also operates Interactive Teller Machines at branch locations and additional ITM-only sites in selected towns. That limited footprint constrains scale, but it also provides strong local market knowledge and a loyal retail and small-business customer base. ([ir.theubank.com](https://ir.theubank.com/corporate-profile/corporate-profile/default.aspx))
From a competitive perspective, UBOH competes in the U.S. community banking segment, where success depends on deposit franchise stability, credit discipline, pricing power, and operating efficiency rather than nationwide reach. In its January 2025 results release, the company reported loan growth of $58.2 million year over year and deposit growth of $118.3 million, alongside a quarterly dividend of $0.22 per share. Management also highlighted stable asset quality, with non-performing and classified loans remaining steady and charge-offs at historically low levels through year-end 2024. ([prnewswire.com](https://www.prnewswire.com/news-releases/united-bancshares-inc-announces-fourth-quarter-and-full-year-2024-results-and-0-22-dividend-302359134.html))
Overall, United Bancshares presents as a mature, locally anchored banking franchise with a long operating history, a conservative product profile, and a balance-sheet-sensitive earnings model. The investment case is tied to Ohio community banking fundamentals, interest-rate conditions, and continued execution in deposit gathering and credit management. ([ir.theubank.com](https://ir.theubank.com/corporate-profile/corporate-profile/default.aspx))
