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Trustco Bank CORP N y Stock: price and insider trades · United States
1 insider bought €27k of shares over the last 90 days, the latest by McCormick Lauren Ann, filed 03 Sept 2026.
Trustco Bank CORP N y: what insiders have been doing
Headquartered in Glenville, United States, Trustco Bank CORP N y belongs to the Finance & Banking sector and traces its origins to 1902. Filings by its managers are published through SEC (Form 4). 14 insiders have disclosed 52 filings since 23 October 2025.
Only purchases show up on the open market, 5 purchases in all worth €60k, filed by 4 insiders. A purchase on the market is a deliberate choice to commit personal money, which is why it draws more attention than a grant. The buyers include 4 senior executives. Biggest ticket of the year: €22k, bought by Curley Kevin M and made public on 12 March 2026.
With 52 filings in twelve months, the company is more active than the median of 24 filings across the 3,167 companies we follow on the same exchange. Over the whole record (from 2016), the tally stands at 139 purchases and 15 sales. On the fundamentals side, the SEC filing (10-K) for the period ending 31 December 2025 lists net income at 61.1 m USD; the dividend was 1.48 USD per share.
The latest purchase dates back some time: it was published 50 days ago, on 3 September 2026. Typically, a trade is published a median of 2 days after it takes place. Section 16 rules allow two business days to file each Form 4.
Elsewhere in the same sector, our signals recently picked up insider purchases at ASR Nederland N.V. and Avarda Bank AB. Source: insider filings from SEC (Form 4). Past trades are no guide to future returns.
Insider Decl.
790
Thresholds
n/a
Buy Volume
€4M
139 ops. · all time
Sell Volume
€734,862
15 ops. · all time
Who traded when
BuySaleKevin M. Curley3 buys
Lauren Ann McCormick2 buys
Steffani Cotugno2 buys
Curtis N. Powell1 buy
Frank B. Silverman1 buy
Lisa M. Lucarelli1 buy
Since the insiders bought
- -5.5%Entry US$57.45 · Close 16 Oct 2026 US$54.31
- +23.4%Entry US$46.83 · Close at T+90 US$57.78
- +24.9%Entry US$43.95 · Close at T+90 US$54.89
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 2,895 of 26,250 companies
73.2
score / 100
Value69
Quality78
FCF yld4.9%
Earn yld6.6%
EV/EBITDA·
ROE9.6%
Gross mgn·
Net mgn33%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$54.73
Analyst consensus
Income statement
RevenueUS$187.9M
Net incomeUS$61.1M33.4% margin
Valuation
PER (trailing)15.2x
P/Book1.4x
Beta0.66
Balance sheet & cash
Market capUS$931.9M
Total debtUS$36.4M
Free Cash FlowUS$45.7M
Profitability & ownership
ROE9.6%
ROA1.0%
% insiders3.4%
% institutions79.6%
Last declaration on 3 September 2026
Declarations790 total
436 shares@ US$57.340.0026% mcap81.1% of flowCOMMON STOCKSEC:0001140361-26-035560:0
Canonical exit: 1 Dec 2026 (T+90)
1,756 shares0COMMON STOCKSEC:0001140361-26-033088:0
103 shares@ US$56.510.0006% mcap18.9% of flowCOMMON STOCKSEC:0001140361-26-033102:0
Canonical exit: 10 Nov 2026 (T+90)
105 shares@ US$46.180.0005% mcap7.3% of flowCOMMON STOCKSEC:0001140361-26-017310:0
Canonical exit: 23 Jul 2026 (T+90)
588 shares@ US$42.555.7% of flowCOMMON STOCKSEC:0000357301-26-000003:0
Canonical exit: 10 Jun 2026 (T+90)
200 shares@ US$42.6942.2% of flowCOMMON STOCKSEC:0000357301-25-000082:0
Canonical exit: 24 Feb 2026 (T+90)
755 shares@ US$41.540.9% of flowCOMMON STOCKSEC:0000357301-25-000080:1
271 shares@ US$41.542.4% of flowCOMMON STOCKSEC:0000357301-25-000074:1
435 shares@ US$41.541.1% of flowCOMMON STOCKSEC:0000357301-25-000078:1
461 shares@ US$41.541.1% of flowCOMMON STOCKSEC:0000357301-25-000076:1
2,112 shares@ US$41.540.8% of flowCOMMON STOCKSEC:0000357301-25-000072:1
1,107 shares0COMMON STOCKSEC:0000357301-25-000076:0
271 shares0COMMON STOCKSEC:0000357301-25-000074:0
4,184 shares0COMMON STOCKSEC:0000357301-25-000072:0
1,107 shares0COMMON STOCKSEC:0000357301-25-000078:0
1,600 shares0COMMON STOCKSEC:0000357301-25-000080:0
455 shares@ US$39.701.0% of flowCOMMON STOCKSEC:0000357301-25-000070:1
550 shares@ US$39.7013.2% of flowCOMMON STOCKSEC:0000357301-25-000055:1
550 shares@ US$39.708.7% of flowCOMMON STOCKSEC:0000357301-25-000045:1
550 shares@ US$39.709.3% of flowCOMMON STOCKSEC:0000357301-25-000051:1
595 shares@ US$39.700.7% of flowCOMMON STOCKSEC:0000357301-25-000067:1
403 shares@ US$39.703.5% of flowCOMMON STOCKSEC:0000357301-25-000065:1
550 shares@ US$39.708.3% of flowCOMMON STOCKSEC:0000357301-25-000049:1
342 shares@ US$39.700.8% of flowCOMMON STOCKSEC:0000357301-25-000061:1
550 shares@ US$39.7021.4% of flowCOMMON STOCKSEC:0000357301-25-000047:1
25 of 790 declarations
About Trustco Bank CORP N y
TrustCo Bank Corp NY (ticker: TRST) is a U.S.-listed regional banking company traded on the NASDAQ market in the United States. For French-speaking investors, it is best understood as a traditional community-oriented banking franchise with a long operating history, a conservative credit culture, and a geographic footprint that began in upstate New York and has expanded into selected markets in the Southeast and Northeast. The company was founded in 1902 in Schenectady, New York, and its current headquarters is in Glenville, New York. TrustCo positions itself as a “home town bank,” emphasizing relationship banking, deposit stability, and disciplined balance-sheet management.
Through its banking subsidiary, Trustco Bank, the group offers a broad but relatively straightforward set of financial products and services. Core activities include retail deposits, checking and savings accounts, residential mortgage lending, home equity lines of credit, consumer loans, commercial lending, small-business banking, treasury services, wealth management, fiduciary services, retirement services, and insurance services. A noteworthy recent development is the launch of banking services for the cannabis industry, which management highlighted as a new business line in 2024. That move suggests a search for niche growth opportunities where the bank’s branch network and infrastructure may provide a competitive edge.
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From a competitive standpoint, TrustCo is not a high-growth, nationally diversified bank. Its appeal lies instead in a simple operating model, a stable core deposit base, a branch-driven retail franchise, and a relatively cautious approach to underwriting. Its markets include New York, Florida, Massachusetts, New Jersey, and Vermont, with Florida becoming increasingly important. The company has also expanded its operational footprint there by purchasing a new building in Longwood, Florida to accommodate growth in its regional headquarters operations.
Recent company updates in 2025 point to improving operating momentum. TrustCo reported higher net income and net interest income, alongside loan and deposit growth, and it continued to return capital through quarterly dividends and share repurchase activity. For equity investors, TRST is therefore a U.S. regional bank exposure on the NASDAQ whose valuation case is likely driven by interest-rate sensitivity, margin performance, asset quality, and the durability of its hometown banking franchise rather than by aggressive expansion or complex fee businesses.
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