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Personal Group Holdings PLC Stock: price and insider trades · United Kingdom

ISIN GB0002760279GB·Mcap £136.4MBanks

No insider purchase over the last 90 days. The latest, by 1. Karen Thornley 2. Hywel Phillips, was filed 03 Jul 2026.

Personal Group Holdings PLC: what insiders have been doing

Personal Group Holdings PLC, classified in the Banks sector, is a listed company based in Milton Keynes, United Kingdom. Its insiders report their share dealings to RNS (LSE). The last twelve months, up to 23 October 2026, brought 6 filings signed by 4 insiders.

On the market, 2 insiders bought (3 purchases totalling €364) while 1 insider sold (1 sale). The totals exclude 3 filings filed without an amount. Unlike grants, an open-market purchase is paid for by the insider, at the market price. One trade stands out by size: a purchase of €364 from 1. Karen Thornley 2. Hywel Phillips, disclosed on 3 July 2026, or 0.0002% of market capitalisation. The buyers include 2 senior executives.

With 6 filings in twelve months, the company is in line with the median of 6 filings across the 833 companies we follow on the same exchange. Looking back to 2016, when coverage begins, insiders filed 13 purchases and 9 sales.

The last purchase on record was published on 3 July 2026, which is 128 days ago. Between a trade and the moment it shows up on RNS (LSE), the median delay is 2 days. The legal deadline for notifying a trade is three business days (UK MAR).

For comparison within the same sector, see the insider buying recorded at ASR Nederland N.V. and Avarda Bank AB. Source: insider filings from RNS (LSE). Past trades are no guide to future returns.

Key facts

Headquarters: Milton Keynes, United Kingdom

Source: Wikidata (CC0).

Insider Decl.
35
Thresholds
n/a
Buy Volume
€171,263
13 ops. · all time
Sell Volume
€1M
9 ops. · all time

Who traded when

BuySale
1. Karen Thornley 2. Hywel Phillips2 buys
1. Sarah Mace 2. Karen Thornley 3. Hywel Phillips1 buy
Karen Thornley1 sale
Paula Constant1 buy

This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.

Fundamental score
Ranked 3,953 of 26,914 companies
70.5
score / 100
Value
53
Quality
88
FCF yld5.0%
Earn yld5.3%
EV/EBITDA16.2x
ROE23%
Gross mgn·
Net mgn15%
Debt/EBITDA0.1x
Pillars2/3

Transparent value + quality ranking, distinct from the insider signal.

Financial data

as of FY 2025

FY ended December 2025 · cache

£4.32
Analyst consensus
2 analysts
2.00/5
£4.65Target £5.10(+18%)£5.55
Income statement
Revenue£48.5M
EBITDA£8.4M17% margin
Net income£7.3M16.1% margin
Valuation
PER (trailing)18.0x
PER (forward)1515.8x
P/Book376.0x
Beta0.15
Balance sheet & cash
Market cap£136.4M
Total debt£453k
Free Cash Flow£6.8M
Debt / Equity1%
Profitability & ownership
ROE23.0%
ROA11.2%
% insiders42.3%
% institutions26.5%
Last declaration on 19 September 2026
Declarations35 total
  • ▼
    PDMRExecutives
    0RNS
    2,852,216,720 sharesLondon Stock ExchangeISIN GB0002760279RNS:9780277
  • ▲
    1. Karen Thornley - PDMR 2. Hywel Phillips - PDMRExecutives
    314 GBP23RNS
    1,219 shares@ £0.25750.0002% mcap100.0% of flowOutside a trading venueISIN GB0002760279RNS:9649882
    Canonical exit: 29 Sept 2026 (T+90)
  • ▲
    1. Karen Thornley - PDMR 2. Hywel Phillips - PDMRExecutives
    0RNS
    0Outside a trading venueISIN GB0002760279RNS:c7d2b60a-3d01-4a53-a242-a55211124294
    Canonical exit: 29 Sept 2026 (T+90)
  • ◆
    Non-Executive DirectorExecutives
    1,175 GBP14RNS
    306 shares@ £3.8465.6% of flowLondon Stock ExchangeISIN GB0002760279RNS:73f227dc-ff0d-4e6b-9e11-5b9da6d26e0a
  • ▲
    1. Sarah Mace - Director / PDMR 2. Karen Thornley - PDMR 3. Hywel Phillips - PDMRExecutives
    0RNS
    87 sharesOutside a trading venueISIN GB0002760279RNS:501a5b64-5d29-4d59-b4ce-79bacfebd6e4
    Canonical exit: 5 Apr 2026 (T+90)
  • ◆
    Non-Executive DirectorExecutives
    622 GBP10RNS
    188 shares@ £3.33134.4% of flowLondon Stock ExchangeISIN GB0002760279RNS:902840f5-e92a-45ec-8a69-c374c676c90b
  • ▲
    Chief Executive OfficerExecutives
    19,993 GBP30RNS
    6,958 shares@ £2.8734100.0% of flowLondon Stock ExchangeISIN GB0002760279RNS:5660333
    Canonical exit: 14 Aug 2025 (T+90)
  • ◆
    Non-Executive DirectorExecutives
    883 GBP24RNS
    444 shares@ £1.988954.9% of flowLondon Stock ExchangeISIN GB0002760279RNS:5428846-0
  • ◆
    Non-Executive DirectorExecutives
    751 GBP12RNS
    439 shares@ £1.711745.1% of flowLondon Stock ExchangeISIN GB0002760279RNS:5428846-1
  • ▲
    Chief Executive DirectorExecutives
    19,994 GBP30RNS
    9,998 shares@ £1.9997100.0% of flowLondon Stock Exchange, AIMISIN GB0002760279RNS:5418050
    Canonical exit: 3 Feb 2025 (T+90)
  • ◇
    Chief Financial OfficerExecutives
    37,460 GBP27RNS
    7,492 shares@ £5.0087.5% of flowLondon Stock Exchange, AIMISIN GB0002760279RNS:5139756-0
  • ▼
    Chief Financial OfficerExecutives
    5,371 GBP20RNS
    3,410 shares@ £1.57512.5% of flowLondon Stock Exchange, AIMISIN GB0002760279RNS:5139756-1
  • ◇
    Chief Product & Partnerships OfficerExecutives
    29,970 GBP19RNS
    5,994 shares@ £5.00100.0% of flowLondon Stock Exchange, AIMISIN GB0002760279RNS:5139756-2
  • ▼
    CEOExecutives
    783,563 GBP42FCA-NSM
    150,000 shares@ £5.223891.3% of flowLondon Stock ExchangeISIN GB0002760279FCA-NSM:LSE20181004131558_13816926_20200330111443660_23685-0
  • ▼
    Chief Financial OfficerExecutives
    30,213 GBP35FCA-NSM
    5,744 shares@ £5.2642.4% of flowLondon Stock ExchangeISIN GB0002760279FCA-NSM:LSE20181004131558_13816926_20200330111443660_23685-2
  • ▼
    Chief Financial OfficerExecutives
    20,003 GBP32FCA-NSM
    4,256 shares@ £4.707.2% of flowLondon Stock ExchangeISIN GB0002760279FCA-NSM:LSE20180530145101_13660252_20200330111431178_1640-2
  • ▼
    Wife of/person closely associated with Mike Dugdale, Chief Financial Officer of Personal Group Holdings PlcExecutives
    20,003 GBP19FCA-NSM
    4,256 shares@ £4.7049.6% of flowLondon Stock ExchangeISIN GB0002760279FCA-NSM:LSE20180530145101_13660252_20200330111431178_1640-5
  • ●
    Chief Financial OfficerExecutives
    0FCA-NSM
    22,871 sharesOutside a trading venueISIN GB0002760279FCA-NSM:LSE20180530145101_13660252_20200330111431178_1640-0
  • ●
    Chief Financial OfficerExecutives
    0FCA-NSM
    10,000 sharesOutside a trading venueISIN GB0002760279FCA-NSM:LSE20180530145101_13660252_20200330111431178_1640-1
  • ▲
    Wife of/person closely associated with Mike Dugdale, Chief Financial Officer of Personal Group Holdings PlcExecutives
    0FCA-NSM
    10,000 sharesOutside a trading venueISIN GB0002760279FCA-NSM:LSE20180530145101_13660252_20200330111431178_1640-4
    Canonical exit: 23 Aug 2018 (T+90)
  • ▲
    Chief Financial OfficerExecutives
    19,986 GBP0FCA-NSM
    4,246 shares@ £4.7077.2% of flowLondon Stock ExchangeISIN GB0002760279FCA-NSM:LSE20180530145101_13660252_20200330111431178_1640-3
    Canonical exit: 27 Aug 2018 (T+90)
  • ▲
    Wife of/person closely associated with Mike Dugdale, Chief Financial Officer of Personal Group Holdings PlcExecutives
    19,986 GBP0FCA-NSM
    4,246 shares@ £4.70749.5% of flowLondon Stock ExchangeISIN GB0002760279FCA-NSM:LSE20180530145101_13660252_20200330111431178_1640-6
    Canonical exit: 27 Aug 2018 (T+90)
  • ◇
    Chief Executive OfficerExecutives
    0FCA-NSM
    38,683 sharesOutside a trading venueISIN GB0002760279FCA-NSM:LSE20180404151617_13591909_20200330111354775_23292-0
  • ◇
    Chief Financial OfficerExecutives
    0FCA-NSM
    46,351 sharesOutside a trading venueISIN GB0002760279FCA-NSM:LSE20180404151617_13591909_20200330111354775_23292-2
  • ▼
    Chief Executive OfficerExecutives
    73,075 GBP42FCA-NSM
    18,500 shares@ £3.95100.0% of flowLondon Stock ExchangeISIN GB0002760279FCA-NSM:LSE20180404151617_13591909_20200330111354775_23292-1

25 of 35 declarations

About Personal Group Holdings PLC

Personal Group Holdings PLC is a UK-based company that specializes in providing employee benefits and welfare solutions. It primarily operates in the financial services market in the UK.

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