Grow Capital, INC.: management transactions · United States · SEC (Form 4)

About Grow Capital, INC.

Grow Capital, Inc. (ticker: GRWC) is a U.S.-based fintech and software holding company whose profile is typically followed in the context of SEC Form 4 insider transactions. Although the user framed the company as likely NYSE/NASDAQ-listed, the most recent public materials indicate that GRWC is trading on OTC Markets rather than on NYSE or NASDAQ at this time. The company is incorporated in the United States, is headquartered in Las Vegas, Nevada, and was founded in 1999. Its business model has evolved over time from a more conventional operating company into a technology-and-services platform focused on financial services workflows. ([stockanalysis.com](https://stockanalysis.com/quote/otc/GRWC/company/)) Grow Capital describes itself as a diversified financial services and technology company that identifies, acquires, and incubates businesses in the fintech ecosystem. Its operating structure includes Bombshell Technologies, PERA LLC, and PERA Administrators LLC. Bombshell Technologies appears to serve financial-services clients with software systems related to back-office compliance, commission processing, and new-client application workflows. PERA LLC is positioned around qualified appointment-setting and marketing services for financial advisors and insurance-related customers. PERA Administrators LLC provides plan administration services, with recent company commentary referencing administration for churches and school districts. These subsidiaries give GRWC a multi-line revenue base and reinforce its niche positioning in specialized back-office and administrative services. ([nasdaq.com](https://www.nasdaq.com/press-release/grow-capital-inc-grwc-progress-update-and-market-reclassification-2024-06-26)) From a competitive standpoint, GRWC is best viewed as a small-cap or micro-cap fintech name rather than a mainstream software platform. Its value proposition is tied to niche specialization, customization, and the ability to cross-sell software, licensing, subscription contracts, implementation services, hosting, and ongoing maintenance. That can be attractive in fragmented end markets, but it also means the company likely faces meaningful execution risk, limited scale, and a dependence on successful client acquisition and product integration. For investors, the appeal is less about broad brand dominance and more about optionality in a specialized, underpenetrated segment of financial services technology. ([stockanalysis.com](https://stockanalysis.com/quote/otc/GRWC/company/)) Recent corporate updates have focused on operational rehabilitation and market-status improvement. In June 2024, Grow Capital announced that it had moved from the OTC Expert Market to the Pink Current Information tier and said it was pursuing steps to regain eligibility for broker-dealer quotations. The company also highlighted fiscal-2024 client wins at Bombshell Technologies, AI-related upgrades at PERA, and improved client engagement at PERA Administrators. For investors in the United States or Europe, this is important context: GRWC is a U.S. fintech micro-cap with a history dating to 1999, operations centered in Nevada, and a strategy built around specialized software plus administrative services rather than a single flagship product. ([nasdaq.com](https://www.nasdaq.com/press-release/grow-capital-inc-grwc-progress-update-and-market-reclassification-2024-06-26))