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Funding Circle Holdings plc Stock: price and insider trades · United Kingdom

ISIN GB00BG0TPX62GB·Mcap £557MBanks

1 insider bought €12k of shares over the last 90 days, the latest by Tony Nicol, filed 18 Sept 2026.

Funding Circle Holdings plc: what insiders have been doing

Funding Circle Holdings plc, classified in the Banks sector, is a listed company. Its insiders report their share dealings to RNS (LSE). Between 22 October 2025 and 22 October 2026, 3 insiders published 4 filings.

No insider sold shares on the market over the period. Instead, the filings list 1 purchase totalling €12k, made by 1 insider. Open-market purchases are the filings investors watch most closely, because the insider pays for the shares out of pocket. Biggest ticket of the year: €12k, bought by Tony Nicol and made public on 18 September 2026 (0.0017% of market cap). Those buying include 1 finance chief.

With 4 filings in twelve months, the company is quieter than the median of 6 filings across the 832 companies we follow on the same exchange. Over the whole record (from 2018), the tally stands at 13 purchases and 4 sales.

The latest purchase dates back some time: it was published 51 days ago, on 18 September 2026. Most trades are made public on the day they happen. Under the UK Market Abuse Regulation, managers have three business days to notify their trades.

Every figure here comes from the filings published by RNS (LSE) and describes the past, not future prices; it is not investment advice.

Insider Decl.
49
Thresholds
n/a
Buy Volume
€740,628
13 ops. · all time
Sell Volume
€781,738
4 ops. · all time

Who traded when

BuySale
Kenneth Stannard1 buy
Lisa Jacobs1 sale
Tony Nicol1 buy

Since the insiders bought

  • Filed 12 Sept 2025 · 422 days ago · €288k
    +1.0%
    Entry £1.20 · Close at T+90 £1.21
  • Filed 08 Sept 2022 · 1522 days ago · €58k
    +20.5%
    Entry £0.37 · Close at T+365 £0.44
  • Filed 08 Sept 2022 · 1522 days ago · €58k
    +20.5%
    Entry £0.37 · Close at T+365 £0.44

Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.

This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.

Fundamental score
Ranked 12,482 of 26,911 companies
53.4
score / 100
Value
38
Quality
69
FCF yld-7.7%
Earn yld8.2%
EV/EBITDA26.6x
ROE29%
Gross mgn73%
Net mgn21%
Debt/EBITDA8.7x
Pillars2/3

Transparent value + quality ranking, distinct from the insider signal.

Financial data

as of FY 2025

FY ended December 2025 · cache

£1.99
Analyst consensus
6 analysts
1.17/5
£2.45Target £2.75(+38%)£3.08
Income statement
Revenue£222.5M
Gross profit£162.4M73% margin
EBITDA£31.4M14% margin
Net income£46M25.1% margin
Valuation
PER (trailing)9.9x
PER (forward)1376.9x
P/Book243.4x
Beta0.82
Balance sheet & cash
Market cap£557M
Total debt£273.6M
Free Cash Flow-£43.3M
Debt / Equity105%
Profitability & ownership
ROE28.5%
ROA5.2%
% insiders25.0%
% institutions57.2%
Last declaration on 18 September 2026
Declarations49 total
  • ▲
    Chief Financial OfficerExecutives
    9,943 GBP33FCA-NSM
    5,289 shares@ £1.880.0017% mcap100.0% of flowThe London Stock Exchange (XLON)ISIN GB00BG0TPX62FCA-NSM:d7478437-f7c2-436f-b1b8-4db01a388573
    Canonical exit: 17 Dec 2026 (T+90)
  • ◆
    Chief Executive Officer Chief Financial OfficerExecutives
    10,797 GBP30RNS
    7,887 shares@ £1.0292100.0% of flowThe London Stock Exchange (XLON)ISIN GB00BG0TPX62RNS:107cd45c-0929-4b96-8975-02758e5b36ab
  • ◇
    (i) Chief Executive Officer (ii) Chief Financial OfficerExecutives
    0RNS
    1,872,822 sharesThe London Stock Exchange (XLON)ISIN GB00BG0TPX62RNS:10164677-ff43-40a6-b6d9-ca64c5c59277
  • ◇
    (i) Chief Executive Officer (ii) Chief Financial OfficerExecutives
    0RNS
    213,245 sharesThe London Stock Exchange (XLON)ISIN GB00BG0TPX62RNS:a0c24bec-56e6-48f6-9b45-31ef1c9c611c
  • ▲
    ChairExecutives
    248,739 GBP15RNS
    202,589 shares@ £1.2278100.0% of flowThe London Stock Exchange (XLON)ISIN GB00BG0TPX62RNS:CXWKVAWMWVFMGWEFLNOFGAWK
    Canonical exit: 11 Dec 2025 (T+90)
  • ▼
    Chief Executive OfficerExecutives
    320,895 GBP30RNS
    237,700 shares@ £1.3598.3% of flowThe London Stock Exchange (XLON)ISIN GB00BG0TPX62RNS:CONFXVFCGCIRLLPDSPEBFRSU
  • ◆
    (i) Chief Executive Officer (ii) Chief Financial OfficerExecutives
    0RNS
    2,257,441 sharesThe London Stock Exchange (XLON)ISIN GB00BG0TPX62RNS:VMRDGYLDPUYQXXWCBLTLEEHA
  • ◆
    Chief Executive OfficerExecutives
    5,401 GBP22RNS
    4,620 shares@ £1.1691.7% of flowThe London Stock Exchange (XLON)ISIN GB00BG0TPX62RNS:EICVXMHSBSPXHWXSFBRHMLPR
  • ◇
    Chief Executive OfficerExecutives
    0RNS
    166,186 sharesLondonISIN GB00BG0TPX62RNS:EGGGBWFOTHMGBAOGKQDCIAJQ
  • ▼
    Chief Financial OfficerExecutives
    175,974 GBP27RNS
    129,870 shares@ £1.355100.0% of flowThe London Stock Exchange (XLON)ISIN GB00BG0TPX62RNS:LVCUITOYWBYHUFEDLERMVWRT
  • ▼
    Non-executive DirectorExecutives
    0RNS
    4,000,000 shares@ €1.4992100.0% of flowThe London Stock Exchange (XLON)ISIN GB00BG0TPX62RNS:TJJMATDDUWQKSIXSGORVKGBY
  • ◇
    (i) Chief Executive Officer (ii) Chief Financial OfficerExecutives
    0RNS
    1,742,712 sharesThe London Stock Exchange (XLON)ISIN GB00BG0TPX62RNS:YHTTWSCGVBRATTDDXSGXWVSL
  • ◇
    Chief Executive Officer Chief Financial OfficerExecutives
    0RNS
    529,003 sharesThe London Stock Exchange (XLON)ISIN GB00BG0TPX62RNS:UWSCBDHQHGWGAPHHGNUOSFXP
  • ◇
    Non-executive DirectorExecutives
    31,720 GBP15RNS
    100,000 shares@ £0.3172100.0% of flowThe London Stock Exchange (XLON)ISIN GB00BG0TPX62RNS:TAYFSWIOXJBJSXIQKFVHLGRQ
  • ▲
    Chief Executive OfficerExecutives
    50,519 GBP35FCA-NSM
    132,596 shares@ £0.38113.4% of flowThe London Stock Exchange (XLON)ISIN GB00BG0TPX62FCA-NSM:4503433-0
    Canonical exit: 7 Dec 2022 (T+90)
  • ▲
    Chief Financial OfficerExecutives
    50,649 GBP32FCA-NSM
    129,870 shares@ £0.3912.4% of flowThe London Stock Exchange (XLON)ISIN GB00BG0TPX62FCA-NSM:4503433-1
    Canonical exit: 7 Dec 2022 (T+90)
  • ◆
    (i) Chief Executive Officer (ii) Chief Financial OfficerExecutives
    3,600 GBP30FCA-NSM
    6,010 shares@ £0.599100.0% of flowThe London Stock Exchange (XLON)ISIN GB00BG0TPX62FCA-NSM:4408760-0
  • ◇
    Chief Executive OfficerExecutives
    42 GBP22FCA-NSM
    152,700 shares@ £0.00030.0% of flowThe London Stock Exchange (XLON)ISIN GB00BG0TPX62FCA-NSM:4373523
  • ◆
    Non-Executive DirectorExecutives
    0FCA-NSM
    192,570 sharesThe London Stock Exchange (XLON)ISIN GB00BG0TPX62FCA-NSM:4344873-0
  • ◆
    Chief Financial OfficerExecutives
    0FCA-NSM
    147,533 sharesThe London Stock Exchange (XLON)ISIN GB00BG0TPX62FCA-NSM:4344873-1
  • ◆
    Chief Financial OfficerExecutives
    0FCA-NSM
    4,814 sharesThe London Stock Exchange (XLON)ISIN GB00BG0TPX62FCA-NSM:4344873-2
  • ◆
    Chief Executive OfficerExecutives
    0FCA-NSM
    4,814 sharesThe London Stock Exchange (XLON)ISIN GB00BG0TPX62FCA-NSM:4344873-3
  • ◇
    Chief Executive OfficerExecutives
    0FCA-NSM
    358,177 sharesThe London Stock Exchange (XLON)ISIN GB00BG0TPX62FCA-NSM:4315986-0
  • ◇
    Chief Financial OfficerExecutives
    0FCA-NSM
    269,306 sharesThe London Stock Exchange (XLON)ISIN GB00BG0TPX62FCA-NSM:4315986-1
  • ▲
    Chief Executive OfficerExecutives
    100,439 GBP27FCA-NSM
    65,760 shares@ £1.527450.9% of flowThe London Stock Exchange (XLON)ISIN GB00BG0TPX62FCA-NSM:4108499
    Canonical exit: 9 Dec 2021 (T+90)

25 of 49 declarations

About Funding Circle Holdings plc

Funding Circle Holdings plc is an online lending platform that connects small businesses with investors. It primarily operates in the United Kingdom and the United States.