No insider purchase over the last 90 days. The latest, by Schoels Peter, was filed 27 May 2022.
Flagstar Bancorp Inc belongs to the Finance & Banking sector. Filings by its managers are published through SEC (Form 4). Nothing new has been filed by managers of Flagstar Bancorp Inc in twelve months, the latest record being from 5 December 2022.
Looking back to 2006, when coverage begins, insiders filed 180 purchases and 511 sales.
Other companies in the same sector with recent insider buying flagged by our signals: BAWAG Group AG and ASR Nederland N.V. These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
FY ended December 2021 · cache
25 of 2644 declarations
Flagstar Bancorp Inc. — now embedded in the Flagstar Financial, Inc. structure and listed in the United States on the NYSE under the ticker FLG — is a U.S. regional banking franchise with a mix of retail banking, mortgage lending, and specialized commercial finance. Its roots date back to 1987 in Bloomfield Hills, Michigan, where it operated as First Security Savings Bank before adopting the Flagstar name in 1996 following a series of acquisitions. The modern company has since been reshaped by major strategic transactions, including the acquisition of Flagstar Bancorp, Inc. and the assumption of certain assets and liabilities from the former Signature Bank in an FDIC-assisted transaction. ([ir.flagstar.com](https://ir.flagstar.com/about-us/company-profile/default.aspx))
Headquartered in Hicksville, New York, Flagstar is positioned as a sizable regional bank with a geographically diversified footprint. It maintains retail operations across parts of the Midwest and California, while its mortgage division historically operated nationally. The business model spans several core lines: residential mortgage origination, multifamily lending, commercial real estate lending, commercial and industrial banking, deposit gathering, treasury management, private banking, and wealth management. More recently, management has been building out a Specialized Industries Group to deepen sector expertise and support relationship-led C&I loan growth, reflecting a clearer pivot toward more targeted, higher-value commercial banking. ([ir.flagstar.com](https://ir.flagstar.com/about-us/company-profile/default.aspx))
In competitive terms, Flagstar has long been relevant in multifamily finance, mortgage warehousing, and selected commercial lending niches. That said, the company is still in a strategic transition. Management has been actively reducing exposure to multifamily and CRE loans while expanding C&I, aiming to build a more balanced balance sheet and improve earnings durability. The turnaround is visible in recent operating trends: the bank reported a return to profitability in the fourth quarter of 2025, alongside better net interest income, ongoing expense discipline, and an improving credit profile. ([ir.flagstar.com](https://ir.flagstar.com/news-and-events/news-releases/press-release-details/2026/FLAGSTAR-BANK-RETURNS-TO-PROFITABILITY-IN-FOURTH-QUARTER-2025-REPORTING-NET-INCOME-ATTRIBUTABLE-TO-COMMON-STOCKHOLDERS-OF-0-05-PER-DILUTED-SHARE-AND-ADJUSTED-NET-INCOME-ATTRIBUTABLE-TO-COMMON-STOCKHOLDERS-OF-0-06-PER-DILUTED-SHARE/default.aspx))
Key recent developments include the completion of a holding-company reorganization in 2025, continued expansion of specialized lending teams, and a broader post-merger transformation agenda that has been underway since the 2022 Flagstar combination and the 2023 Signature-related transaction. For investors, the name represents a U.S. banking turnaround story: the upside case depends on execution, earnings normalization, and credit stabilization, while the main risks remain real estate concentration, capital management, and transformation-related costs. ([ir.flagstar.com](https://ir.flagstar.com/news-and-events/news-releases/press-release-details/2025/FLAGSTAR-BANK-N-A--ANNOUNCES-COMPLETION-OF-HOLDING-COMPANY-REORGANIZATION-91e051590/default.aspx?utm_source=openai))
Purchases our model currently ranks for the recommendations list.
All recommendations| Fiscal year end | Revenue | Net income | Diluted EPS | Filing |
|---|---|---|---|---|
| Dec 2021 | n.d. | 533.0 m USD | 9.96 USD | 10-K |
| Dec 2020 | n.d. | 538.0 m USD | 9.52 USD | 10-K |
| Dec 2019 | n.d. | 218.0 m USD | 3.80 USD | 10-K |
| Dec 2018 | n.d. | 187.0 m USD | 3.21 USD | 10-K |
| Dec 2017 | n.d. | 63.0 m USD | 1.09 USD | 10-K |
Amounts in USD, as filed (forms 10-K, 20-F or 40-F). Source: SEC EDGAR.