Emclaire Financial Corp Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest, by Gantz Eric John, was filed 18 May 2021.
Emclaire Financial Corp: what insiders have been doing
Every trade that managers of Emclaire Financial Corp disclose to SEC (Form 4) is tracked on this page. The company sits in the Finance & Banking sector. The past year has been quiet: not a single insider filing for Emclaire Financial Corp. The previous disclosure was published on 3 January 2023.
The full history, which starts in 2006, counts 83 purchases against 32 sales.
These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
Financial data
as of FY 2021FY ended December 2021 · cache
- 2,811 sharesCommon StockSEC:0001437749-23-000097:1
- 3,343 sharesCommon StockSEC:0001437749-23-000096:1
- 2,593 sharesCommon StockSEC:0001437749-23-000095:1
- 635 sharesCommon StockSEC:0001437749-23-000109:1
- 1,902 sharesCommon StockSEC:0001437749-23-000107:1
- 915 sharesCommon StockSEC:0001437749-23-000098:1
- 500 sharesCommon StockSEC:0001437749-23-000110:1
- 14,288 sharesCommon StockSEC:0001437749-23-000111:1
- 100 sharesCommon StockSEC:0001437749-23-000111:2
- 5,669 sharesCommon StockSEC:0001437749-23-000094:1
- 7,165 sharesCommon StockSEC:0001437749-23-000106:1
- 26,952 sharesCommon StockSEC:0001437749-23-000111:0
- 72,500 sharesCommon StockSEC:0001437749-23-000094:0
- 70,154 sharesCommon StockSEC:0001437749-23-000108:0
- 43,142 sharesCommon StockSEC:0001437749-23-000102:0
- 26,302 sharesCommon StockSEC:0001437749-23-000099:0
- 4,820 sharesCommon StockSEC:0001437749-23-000095:0
- 4,750 sharesCommon StockSEC:0001437749-23-000096:0
- 22,430 sharesCommon StockSEC:0001437749-23-000110:0
- 950 sharesCommon StockSEC:0001437749-23-000103:0
- 3,426 sharesCommon StockSEC:0001437749-23-000098:0
- 69,555 sharesCommon StockSEC:0001437749-23-000106:0
- 2,984 sharesCommon StockSEC:0001437749-23-000105:0
- 66,320 sharesCommon StockSEC:0001437749-23-000107:0
- 31,494 sharesCommon StockSEC:0001437749-23-000109:0
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About Emclaire Financial Corp
Emclaire Financial Corp is a U.S.-based financial company that was traded on the NASDAQ Capital Market under the ticker EMCF, with operations in the United States. Historically, the business was built around The Farmers National Bank of Emlenton, a national banking association founded in 1900 and headquartered in Emlenton, Pennsylvania. In SEC filings, Emclaire is described as a financial holding company providing a full range of retail and commercial financial products and services to customers in western Pennsylvania. Its corporate headquarters has been in Emlenton, Pennsylvania, making it a classic community-banking franchise in the United States. ([sec.gov](https://www.sec.gov/Archives/edgar/data/858800/000143774922006432/emcf20211231_10k.htm?utm_source=openai))
The company’s core operating model is straightforward: it gathers deposits from the public and deploys those funds into loans and interest-earning assets. Its main business lines include residential mortgage lending, commercial real estate lending, consumer lending, commercial business loans, and investments in marketable securities and interest-bearing deposits. This mix is typical of a regional community bank, but it gives Emclaire a clear earnings profile centered on spread income, relationship banking, and local credit expertise. The group serves both individuals and businesses, with a product set designed to cover everyday retail banking as well as small-business and commercial financing needs. ([sec.gov](https://www.sec.gov/Archives/edgar/data/858800/000143774922006432/emcf20211231_10k.htm?utm_source=openai))
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From a competitive standpoint, Emclaire operates in a highly fragmented U.S. banking market alongside other community banks, regional lenders, and large national institutions with greater scale and technology budgets. Its competitive edge has traditionally come from local decision-making, customer intimacy, and a strong presence in its core Pennsylvania markets rather than from size or geographic breadth. SEC disclosures reference a network of 19 retail branch offices across Venango, Allegheny, Butler, Clarion, Clearfield, Crawford, Elk, Jefferson, and Mercer counties, which indicates a concentrated but meaningful regional footprint. ([sec.gov](https://www.sec.gov/Archives/edgar/data/858800/000143774922006432/emcf20211231_10k.htm?utm_source=openai))
A key recent development for investors is the merger with Farmers National Banc Corp., completed on January 1, 2023, which effectively brought Emclaire into a larger banking organization. That transaction is the most material corporate event in the recent public record and is important context for understanding the current investment case. For market participants, EMCF is best viewed as a small-cap U.S. banking name with a simple business model, limited public-market visibility, sensitivity to interest-rate trends and credit quality, and a profile more aligned with stability and local franchise value than with high growth. ([sec.gov](https://www.sec.gov/Archives/edgar/data/709337/000143774926007084/fmnb20251231_10k.htm?utm_source=openai))
