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Bogota Financial Corp. Stock: price and insider trades · United States

US·Mcap US$115.7MFinance & Banking

No insider purchase over the last 90 days. The latest, by Masterson John J., was filed 16 Dec 2025.

Bogota Financial Corp.: what insiders have been doing

Bogota Financial Corp. belongs to the Finance & Banking sector. Filings by its managers are published through SEC (Form 4). 1 insider has disclosed 3 filings since 22 October 2025.

Every open-market trade in the period is a purchase: 3 purchases worth €27k, from 1 insider, and not a single sale. A purchase on the market is a deliberate choice to commit personal money, which is why it draws more attention than a grant. The largest single trade was a purchase of €15k by Masterson John J., published on 16 December 2025. The buyers include 1 senior executive.

Compared with its exchange (3,171 companies, median 24 filings), a count of 3 filings is below the norm. Over the whole record (from 2020), the tally stands at 114 purchases and no sales. On the fundamentals side, the SEC filing (10-K) for the period ending 31 December 2025 lists net income at 2.1 m USD.

The clock since the last published purchase (16 December 2025) now reads 327 days. Between a trade and the moment it shows up on SEC (Form 4), the median delay is 4 days. For comparison, the SEC allows two business days to file a Form 4.

This summary is built from SEC (Form 4) disclosures alone and does not predict where the share price will go.

Insider Decl.
124
Thresholds
n/a
Buy Volume
€2M
114 ops. · all time
Sell Volume
n/a
n/a

Who traded when

BuySale
John J. Masterson5 buys

Since the insiders bought

  • Filed 16 Dec 2025 · 327 days ago · €15k
    +0.4%
    Entry US$8.20 · Close at T+90 US$8.23
  • Filed 07 Jun 2024 · 884 days ago · €305
    +8.1%
    Entry US$6.67 · Close at T+365 US$7.21
  • Filed 10 Apr 2024 · 942 days ago · €1,575
    +5.9%
    Entry US$6.56 · Close at T+365 US$6.95

Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.

This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.

Fundamental score
Ranked 13,583 of 26,911 companies
51.2
score / 100
Value
48
Quality
54
FCF yld2.7%
Earn yld1.8%
EV/EBITDA·
ROE1.8%
Gross mgn·
Net mgn12%
Debt/EBITDA·
Pillars2/3

Transparent value + quality ranking, distinct from the insider signal.

Financial data

as of FY 2025

FY ended December 2025 · cache

US$9.07
Analyst consensus
·
Income statement
RevenueUS$17.2M
Net incomeUS$2.1M14.4% margin
Valuation
PER (trailing)41.2x
P/Book0.8x
Beta0.14
Balance sheet & cash
Market capUS$115.7M
Total debtUS$103.8M
Free Cash FlowUS$3.1M
Profitability & ownership
ROE1.8%
ROA0.3%
% insiders69.0%
% institutions6.5%
Last declaration on 16 December 2025
Declarations124 total
  • ▲
    DirectorExecutives
    18,062 USD17SEC
    2,200 shares@ US$8.213.6% of flowCommon StockSEC:0001437749-25-038004:0
    Canonical exit: 12 Mar 2026 (T+90)
  • ▲
    DirectorExecutives
    4,932 USD17SEC
    600 shares@ US$8.220.3% of flowCommon StockSEC:0001437749-25-037228:1
    Canonical exit: 8 Mar 2026 (T+90)
  • ▲
    DirectorExecutives
    8,400 USD15SEC
    1,000 shares@ US$8.401.7% of flowCommon StockSEC:0001437749-25-037228:0
    Canonical exit: 5 Mar 2026 (T+90)
  • ▲
    DirectorExecutives
    9,060 USD15SEC
    1,200 shares@ US$7.551.8% of flowCommon StockSEC:0001437749-25-021065:0
    Canonical exit: 16 Sept 2025 (T+90)
  • ▲
    DirectorExecutives
    9,870 USD15SEC
    1,400 shares@ US$7.052.0% of flowCommon StockSEC:0001437749-25-018538:0
    Canonical exit: 21 Aug 2025 (T+90)
  • ▲
    DirectorExecutives
    12,780 USD17SEC
    1,800 shares@ US$7.100.9% of flowCommon StockSEC:0001437749-24-024670:1
    Canonical exit: 3 Nov 2024 (T+90)
  • ▲
    DirectorExecutives
    18,230 USD17SEC
    2,511 shares@ US$7.263.9% of flowCommon StockSEC:0001437749-24-024670:0
    Canonical exit: 31 Oct 2024 (T+90)
  • ▲
    President and CEOExecutives
    333 USD40SEC
    50 shares@ US$6.650.2% of flowCommon StockSEC:0001437749-24-019703:1
    Canonical exit: 5 Sept 2024 (T+90)
  • ▲
    President and CEOExecutives
    338 USD40SEC
    50 shares@ US$6.750.2% of flowCommon StockSEC:0001437749-24-019703:2
    Canonical exit: 5 Sept 2024 (T+90)
  • ▲
    President and CEOExecutives
    81 USD40SEC
    12 shares@ US$6.722.8% of flowCommon StockSEC:0001437749-24-019703:0
    Canonical exit: 3 Sept 2024 (T+90)
  • ▲
    DirectorExecutives
    1,410 USD17SEC
    208 shares@ US$6.780.3% of flowCommon StockSEC:0001437749-24-018563:0
    Canonical exit: 26 Aug 2024 (T+90)
  • ▲
    DirectorExecutives
    7,986 USD29SEC
    1,192 shares@ US$6.701.7% of flowCommon StockSEC:0001437749-24-014773:0
    Canonical exit: 31 Jul 2024 (T+90)
  • ▲
    Executive Vice PresidentExecutives
    1,710 USD31SEC
    250 shares@ US$6.8431.2% of flowCommon StockSEC:0001437749-24-011593:0
    Canonical exit: 8 Jul 2024 (T+90)
  • ▲
    President and CEOExecutives
    913 USD43SEC
    125 shares@ US$7.3031.1% of flowCommon StockSEC:0001437749-24-008203:0
    Canonical exit: 13 Jun 2024 (T+90)
  • ▲
    DirectorExecutives
    10,220 USD29SEC
    1,400 shares@ US$7.300.8% of flowCommon StockSEC:0001437749-24-008137:1
    Canonical exit: 13 Jun 2024 (T+90)
  • ▲
    DirectorExecutives
    14,082 USD29SEC
    1,929 shares@ US$7.303.0% of flowCommon StockSEC:0001437749-24-008137:0
    Canonical exit: 12 Jun 2024 (T+90)
  • ▲
    President and CEOExecutives
    185 USD40SEC
    25 shares@ US$7.400.1% of flowCommon StockSEC:0001437749-24-007190:1
    Canonical exit: 6 Jun 2024 (T+90)
  • ▲
    President and CEOExecutives
    368 USD40SEC
    50 shares@ US$7.350.3% of flowCommon StockSEC:0001437749-24-007190:2
    Canonical exit: 6 Jun 2024 (T+90)
  • ▲
    DirectorExecutives
    14,800 USD29SEC
    2,000 shares@ US$7.401.1% of flowCommon StockSEC:0001437749-24-007132:1
    Canonical exit: 5 Jun 2024 (T+90)
  • ▲
    President and CEOExecutives
    741 USD41SEC
    100 shares@ US$7.4125.2% of flowCommon StockSEC:0001437749-24-007190:0
    Canonical exit: 5 Jun 2024 (T+90)
  • ▲
    DirectorExecutives
    17,273 USD29SEC
    2,300 shares@ US$7.513.7% of flowCommon StockSEC:0001437749-24-007132:0
    Canonical exit: 4 Jun 2024 (T+90)
  • ▲
    President and CEOExecutives
    757 USD40SEC
    99 shares@ US$7.650.5% of flowCommon StockSEC:0001437749-24-006794:1
    Canonical exit: 2 Jun 2024 (T+90)
  • ▲
    President and CEOExecutives
    760 USD40SEC
    100 shares@ US$7.600.5% of flowCommon StockSEC:0001437749-24-006794:2
    Canonical exit: 3 Jun 2024 (T+90)
  • ▲
    President and CEOExecutives
    393 USD37SEC
    51 shares@ US$7.7013.4% of flowCommon StockSEC:0001437749-24-006794:0
    Canonical exit: 2 Jun 2024 (T+90)
  • ▲
    DirectorExecutives
    10,010 USD17SEC
    1,300 shares@ US$7.700.7% of flowCommon StockSEC:0001437749-24-006647:1
    Canonical exit: 2 Jun 2024 (T+90)

25 of 124 declarations

About Bogota Financial Corp.

Bogota Financial Corp. (NASDAQ: BSBK) is the publicly traded bank holding company for Bogota Savings Bank, a U.S. community banking franchise focused on New Jersey in the United States. For French-speaking investors, this is best viewed as a small-cap regional financial name whose investment case is driven by a straightforward balance sheet model, interest-rate sensitivity, credit quality, and deposit franchise stability. The parent company was formed in September 2019 in connection with the mutual holding company reorganization of Bogota Savings Bank and completed its stock offering in January 2020. The underlying bank itself was founded in 1893, giving the franchise a long operating history in its local market. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1787414/000143774926010056/bsbk20251231_10k.htm))

Bogota Financial’s business is essentially the ownership of Bogota Savings Bank, so the group’s economics are largely those of the bank. Bogota Savings Bank gathers deposits from the general public and municipalities and uses those funds, together with Federal Home Loan Bank advances and internally generated cash, to originate one- to four-family residential mortgages, commercial real estate loans, multifamily loans, and, to a lesser extent, consumer loans, commercial and industrial loans, and construction loans. The bank operates seven branches in New Jersey, including Bogota, Hasbrouck Heights, Newark, Oak Ridge, Parsippany, Teaneck, and Upper Saddle River, plus a loan production office in Spring Lake. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1787414/000143774926010056/bsbk20251231_10k.htm))

Read moreShow less

From a competitive standpoint, Bogota Financial sits in the crowded U.S. community and regional banking space, where scale is limited but local execution matters. Its competitive edge comes from a concentrated New Jersey footprint, relationship-based banking, and a balance sheet centered on mortgage and commercial real estate lending. This is not a diversified national platform; rather, it is a niche local institution whose performance is closely tied to deposit retention, loan yield management, and credit discipline in its core geography. The company is regulated by the New Jersey Department of Banking and Insurance and the Federal Reserve, while the bank is also supervised by the FDIC. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1787414/000143774926010056/bsbk20251231_10k.htm))

The company’s key products and services are conventional community banking offerings: deposit gathering, residential mortgage lending, commercial real estate finance, multifamily lending, and selective consumer and commercial loans. Bogota Financial also has subsidiaries such as Bogota Securities Corp. for investment securities activities, while Bogota Properties, LLC was inactive at year-end 2025. The corporate headquarters is in Teaneck, New Jersey. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1787414/000143774926010056/bsbk20251231_10k.htm))

Recent developments are important for investors following Form 4 insider activity. According to the latest SEC annual report, Bogota Financial reported consolidated assets of $904.9 million, deposits of $652.4 million, and equity of $140.9 million at December 31, 2025. The filing also points to a profitability improvement versus 2024, indicating a meaningful turnaround in earnings momentum. In addition, recent Form 4 disclosures showed insider purchases by a director, which may be interpreted as a modest confidence signal, although investors should always view insider buying in the context of company size, liquidity, and overall trading history. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1787414/000143774926010056/bsbk20251231_10k.htm))