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Insider Decl.
1,628
Thresholds
n/a
Buy Volume
€579,632
5 ops. · all time
Sell Volume
€61M
386 ops. · all time
Who traded when
BuySaleTimothy Michael Miller5 sales
Frédéric Cotnoir2 sales
Marie-Lucie Paradis2 sales
Anne Fortin1 sale
Benoit Morissette1 sale
Darren Christopher Godfrey1 sale
Analyst consensus: bullish or bearish?
Analysts rate Intact Financial Corporation Buy (bullish), based on 13 analysts. Average price target: CA$310.54.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 3,017 of 26,280 companies
72.8
score / 100
Value71
Quality75
FCF yld8.5%
Earn yld7.2%
EV/EBITDA9.5x
ROE16%
Gross mgn·
Net mgn13%
Debt/EBITDA1.0x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
CA$263.05
Analyst consensus
13 analystsBuy
CA$265.00Target CA$310.54(+18%)CA$379.00
Income statement
RevenueCA$26.1B
EBITDACA$5.4B21% margin
Net incomeCA$3.4B12.4% margin
Valuation
PER (trailing)14.6x
PER (forward)14.4x
P/Book2.3x
Beta0.31
Balance sheet & cash
Market capCA$46.5B
Total debtCA$5.3B
Free Cash FlowCA$3.9B
Debt / Equity23%
Profitability & ownership
ROE16.1%
ROA4.7%
% insiders0.3%
% institutions55.6%
Last declaration on 16 October 2026
Declarations1,628 total
23 shares@ CA$255.14390.0000% mcap5.2% of flowCommon SharesTSXSEDI:4791881
101 shares@ CA$255.14410.0001% mcap50.9% of flowCommon SharesTSXSEDI:4791880
146 shares@ CA$255.14410.0001% mcap54.1% of flowCommon SharesTSXSEDI:4791876
286 shares@ CA$245.840.0002% mcap55.9% of flowDeferred Share Units for DirectorsTSXSEDI:4791867
394 shares@ CA$245.840.0002% mcap50.3% of flowDeferred Share Units for DirectorsTSXSEDI:4791856
316 shares@ CA$245.840.0002% mcap50.3% of flowDeferred Share Units for DirectorsTSXSEDI:4791855
413 shares@ CA$245.840.0002% mcap50.3% of flowDeferred Share Units for DirectorsTSXSEDI:4791853
286 shares@ CA$245.840.0002% mcap50.3% of flowDeferred Share Units for DirectorsTSXSEDI:4791850
273 shares@ CA$245.840.0002% mcap33.5% of flowDeferred Share Units for DirectorsTSXSEDI:4791847
208 shares@ CA$245.840.0001% mcap45.2% of flowDeferred Share Units for DirectorsTSXSEDI:4791844
130 shares@ CA$245.840.0001% mcap50.4% of flowDeferred Share Units for DirectorsTSXSEDI:4791840
254 shares@ CA$245.840.0001% mcap50.2% of flowDeferred Share Units for DirectorsTSXSEDI:4791836
6,000 shares@ CA$257.540.0036% mcap0.4% of flowCommon SharesTSXSEDI:4790840
225,400 sharesCommon SharesTSXSEDI:4790833
6,000 shares@ CA$245.370.0034% mcap0.4% of flowCommon SharesTSXSEDI:4790832
6,000 shares@ CA$246.110.0034% mcap0.4% of flowCommon SharesTSXSEDI:4790831
6,000 shares@ CA$249.140.0035% mcap0.4% of flowCommon SharesTSXSEDI:4790830
6,000 shares@ CA$248.890.0034% mcap0.4% of flowCommon SharesTSXSEDI:4790829
6,000 shares@ CA$251.090.0035% mcap0.4% of flowCommon SharesTSXSEDI:4790828
6,000 shares@ CA$251.850.0035% mcap0.4% of flowCommon SharesTSXSEDI:4790827
6,000 shares@ CA$255.000.0035% mcap0.4% of flowCommon SharesTSXSEDI:4790826
6,000 shares@ CA$254.680.0035% mcap0.4% of flowCommon SharesTSXSEDI:4790825
6,000 shares@ CA$255.000.0035% mcap0.4% of flowCommon SharesTSXSEDI:4790824
6,000 shares@ CA$254.680.0035% mcap0.4% of flowCommon SharesTSXSEDI:4790823
5,900 shares@ CA$259.190.0035% mcap0.4% of flowCommon SharesTSXSEDI:4790822
25 of 1628 declarations
About Intact Financial Corporation
Intact Financial Corporation itself files 450 of the 1,422 filings in its record, under the label Issuer, with no purchase or sale. Among individuals, Mark Alan Tullis, Senior Officer of Issuer, has 289 filings, 281 of them sales, ahead of Louis Gagnon (50) and Louis Marcotte (47). The record's 361 sales total EUR 38.2 million, but their median is only EUR 6,848: many small lines, few large blocks.
The heaviest are Charles Brindamour's, Senior Officer of Issuer, EUR 4,059,198 on March 3, 2023, and Timothy Michael Miller's, Director of Issuer, EUR 2,327,460 on June 11, 2026 and EUR 1,881,836 on June 12, 2025. The 4 purchases weigh EUR 516,354, or 1% of market trades: Lucie Martel, EUR 198,669 on May 26, 2017, Robert Leary, Director of Issuer, EUR 167,200 on May 11, 2018, and Frederick Glenn Ian Singer, Director of Issuer, EUR 96,072 on February 12, 2021.
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The 1,422 filings include 549 of another nature, 353 option exercises and 155 grants. The 2018 peak reaches 334 filings, against 54 in 2020. The median publication delay is 4 days. Over the last twelve months: 212 filings, 4 sales. Finance & Banking, CAD 45.1 billion.
