Credit Agricole S.A.: directors' dealings · France · AMF

About Credit Agricole S.A.

Crédit Agricole S.A. is the listed entity of the Crédit Agricole Group, one of Europe’s largest banking groups, and the listed parent company of the group’s cooperative and mutualist network. Its origins date back to 1885, when the first local agricultural lending bank was created in Salins-les-Bains to finance the development of French farmers. Over time, the group expanded from a rural credit institution into a modern universal bank. Crédit Agricole S.A. was listed on the stock exchange in 2001. Today, Crédit Agricole S.A.’s business model is organised around three main divisions: retail banking in France and abroad, specialised financial services, and corporate and investment banking. The specialised businesses include insurance, asset management, private banking, consumer finance, leasing, and factoring. This diversified structure gives the group multiple revenue streams and helps reduce reliance on any single line of business. Insurance, historically built through Predica, became a major pillar of the group’s bancassurance platform. Crédit Agricole S.A. holds a leading position in the French banking market, with a strong franchise in household savings, loans to individuals, professionals, corporates, and public-sector clients, as well as in specialised financial services. The group promotes a universal banking model built on close customer relationships and a strong cooperative base, combining retail networks with specialist subsidiaries. Its ownership structure, largely controlled by the Regional Banks through SAS Rue La Boétie, supports a long-term strategic horizon and relatively stable governance. Geographically, the group is deeply rooted in France while also maintaining a meaningful footprint across Europe and internationally through subsidiaries and market activities. It serves a broad client base ranging from retail customers to large corporates, farmers, professionals, and institutional investors. Key reference brands and platforms include Crédit Agricole Corporate and Investment Bank, Amundi, LCL, Crédit Agricole Assurances, and the Regional Banks network. In 2024, the group stated that it had exceeded the financial targets of its Ambitions 2025 strategic plan one year ahead of schedule, reflecting the resilience of its diversified model and the momentum across its businesses.