No insider purchase over the last 90 days. The latest, by Christensen Gregg, was filed 12 May 2021.
Cottonwood Communities, Inc., classified in the Real Estate sector, is a listed company. Its insiders report their share dealings to SEC (Form 4). Over the twelve months to 25 October 2026, 12 filings were filed, from 10 insiders.
The filings describe grants, exercises and other transfers rather than trades on the open market. Such operations are usually part of compensation schedules, which makes them a weaker signal than an open-market trade.
Compared with its exchange (3,167 companies, median 24 filings), a count of 12 filings is below the norm. The full history, which starts in 2021, counts 3 purchases against no sales. On the fundamentals side, the SEC filing (10-K) for the period ending 31 December 2025 lists revenue at 153.9 m USD and net income at -4.8 m USD.
No insider has bought Cottonwood Communities, Inc. shares on the open market in the past twelve months. Between a trade and the moment it shows up on SEC (Form 4), the median delay is 4 days. Section 16 rules allow two business days to file each Form 4.
For comparison within the same sector, see the insider buying recorded at Covivio and XIOR. Source: insider filings from SEC (Form 4). Past trades are no guide to future returns.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
FY ended December 2025 · cache
15 of 15 declarations
Cottonwood Communities, Inc. is a U.S.-based real estate company focused on the multifamily residential segment. The company is incorporated in Maryland and is headquartered in Salt Lake City, Utah, at 1245 Brickyard Road, Suite 250. Its SEC filings classify it as a REIT, and the company’s website emphasizes that there is no public market for its shares, meaning its capital structure, liquidity profile and investor access differ from a traditional publicly traded REIT listed on the NYSE or NASDAQ, even though it remains a U.S. real estate investment platform. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1692951/000169295126000055/0001692951-26-000055-index.htm))
Cottonwood Communities’ core business is the acquisition, ownership, development and management of multifamily apartment communities across the United States. The portfolio is designed to generate recurring rental income while creating value through active asset management, development execution and NAV-based capital formation. As a multifamily REIT, it operates in a segment that is generally viewed as relatively defensive within real estate because demand for rental housing tends to be broad-based and recurring. At the same time, the business remains exposed to interest-rate volatility, financing conditions, operating costs and execution risk at the property level. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1692951/000169295125000106/cci-20241231.htm))
A key recent milestone was the completion of the acquisition of RealSource Properties, a private owner of an 11-property, 3,565-unit multifamily portfolio, in a stock-for-stock and unit-for-unit merger valued at approximately $500 million. Cottonwood said the deal increased the gross asset value of its portfolio to $2.6 billion and expanded the platform to 48 multifamily communities and 11,037 units across 13 states. The transaction also extended the company’s geographic footprint into Ohio, Colorado and Kentucky while strengthening its presence in Texas, North Carolina and Georgia. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1692951/000169295125000287/cottonwoodrealsourceacquis.htm))
From an investor perspective, Cottonwood Communities is best understood as a specialized multifamily platform rather than a broad-based property company. Its business lines center on apartment communities, with income generated through rents, property operations and capital appreciation. The company also uses preferred-stock and private placement channels to raise capital; SEC filings show it launched a best-efforts private placement in 2023 and continued issuing Series A Convertible Preferred Stock in 2025. This is relevant for investors because capital raising, dilution and distribution policy are central to the investment case. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1692951/000169295125000106/cci-20241231.htm))
The company’s recent public disclosures also point to active portfolio and capital management. Around the RealSource closing, Cottonwood stated that its executive officers intended to invest $3 million in the company and that its advisor reduced the asset management fee from 1.5% of NAV to 1.25% of NAV, suggesting a more shareholder-friendly fee structure after the enlarged platform transaction. Management framed the acquisition as a pivot to a more offensive growth posture heading into 2026. For French-speaking investors, the key takeaway is that Cottonwood Communities is a niche U.S. multifamily REIT-like platform with a growing operating footprint, a concentration in residential rental housing and a strategy built around NAV, portfolio scale and disciplined capital deployment. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1692951/000169295125000287/cottonwoodrealsourceacquis.htm))
Purchases our model currently ranks for the recommendations list.
All recommendations| Fiscal year end | Revenue | Net income | Diluted EPS | Dividend per share | Filing |
|---|---|---|---|---|---|
| Dec 2025 | 153.9 m USD | -4.8 m USD | -0.40 USD | n.d. | 10-K |
| Dec 2024 | 158.5 m USD | -11.0 m USD | -0.42 USD | n.d. | 10-K |
| Dec 2023 | 154.4 m USD | -23.2 m USD | -0.68 USD | n.d. | 10-K |
| Dec 2022 | 138.3 m USD | -15.6 m USD | -0.53 USD | n.d. | 10-K |
| Dec 2021 | 83.2 m USD | -106.9 m USD | -2.49 USD | 0.50 USD | 10-K/A |
Amounts in USD, as filed (forms 10-K, 20-F or 40-F). Source: SEC EDGAR.