United Community Banks INC: insider trades · United States · SEC (Form 4)

About United Community Banks INC

United Community Banks, Inc. (NYSE: UCB) is a U.S.-listed bank holding company headquartered in Greenville, South Carolina, United States. The company operates through United Community Bank and serves retail customers, small and midsize businesses, commercial clients, and specialized borrowers. Its franchise is rooted in community banking, with a long operating history dating back to 1950, and it has expanded over time through a mix of organic growth and targeted acquisitions. ([ir.ucbi.com](https://ir.ucbi.com/static-files/653a3130-1a2b-4c55-93c2-7694aa6a4847)) Operationally, United Community offers a broad range of commercial and consumer banking services, together with investment advisory services. As of December 31, 2025, the company operated 199 banking offices across Georgia, South Carolina, North Carolina, Tennessee, Florida, and Alabama. In addition, its equipment finance and SBA/USDA lending businesses operate throughout the United States, giving the group a blend of regional branch-based banking and nationwide specialty lending capabilities. ([ir.ucbi.com](https://ir.ucbi.com/static-files/653a3130-1a2b-4c55-93c2-7694aa6a4847)) Its product set spans deposits, commercial and consumer lending, mortgage-related services, treasury management, private banking, investment management, trust services, financial planning, and insurance-related solutions. This diversified mix is important in a highly competitive U.S. regional banking landscape, where scale, relationship depth, and fee-generating services matter increasingly. United Community positions itself as a service-oriented regional franchise with a strong community-banking identity, while also serving more complex client needs through wealth, advisory, and treasury offerings. ([stockanalysis.com](https://stockanalysis.com/stocks/ucb/company/?utm_source=openai)) Recent developments have been meaningful. In 2025, United Community completed its acquisition of ANB, headquartered in Oakland Park, Florida, strengthening its footprint in South Florida and adding another layer to its Florida expansion strategy. The company has also emphasized margin expansion, disciplined expense control, and operating leverage in its earnings communications. For full-year 2025, United Community reported net income of $328 million and diluted EPS of $2.62, up from $2.04 in 2024. Management also highlighted a quarterly cash dividend in early 2026 and the continuation of a share repurchase program, both of which are relevant for investors assessing capital return policy. ([ir.ucbi.com](https://ir.ucbi.com/news-releases/news-release-details/united-community-banks-inc-reports-fourth-quarter-earnings?mobile=1))