StoneCastle Financial Corp.: management transactions · United States · SEC (Form 4)

About StoneCastle Financial Corp.

StoneCastle Financial Corp. (ticker BANX) is a U.S.-listed investment company traded on the NASDAQ Global Select Market, not a conventional commercial bank. For French-speaking investors, it should be viewed as a niche credit-and-capital platform focused on the American banking ecosystem. The company was organized on February 7, 2013 to continue and expand the business of StoneCastle Partners, a platform that began operations in 2003 and has long focused on investments in community banks across the United States. The company’s operating presence is in Denver, Colorado, while historical SEC filings also reference New York as part of its corporate footprint. StoneCastle Financial is structured as a non-diversified closed-end management investment company and its core objective is to generate current income, with capital appreciation as a secondary goal. Its business model centers on investing in securities issued by U.S. community banks: preferred equity, subordinated debt, convertible securities and, to a lesser extent, common equity. The company may also invest in securities of larger U.S. banks and in companies that provide goods and services to banking businesses. In practical terms, BANX aims to capture recurring demand from small and mid-sized banks for efficient funding solutions, while maintaining a largely passive, non-controlling investment posture. That specialization gives the company a clear niche positioning, distinct from traditional regional banks and from broad-based credit funds. From a competitive standpoint, StoneCastle differentiates itself through long-standing expertise in community banks, a segment that is often underserved by large institutional capital providers. This expertise allows the company to provide flexible capital to banks seeking funding for organic growth, acquisitions, share repurchases or refinancing activity. For investors, BANX can therefore be seen as an indirect exposure to the financing of the local U.S. banking franchise, with an income-oriented profile and meaningful credit risk sensitivity tied to the banking sector. Recent developments have reinforced the income profile of the vehicle. In 2025, the company announced regular and special cash distributions, underscoring its ability to generate ongoing income. At the broader corporate level, StoneCastle’s cash management platform became strategically important as Fiserv announced an acquisition in 2025 and completed it in 2026, highlighting the value of StoneCastle-branded capabilities in insured deposits and liquidity solutions. As a U.S. issuer, BANX operates under SEC disclosure requirements, including public filings and insider transaction reporting on Form 4.