Reinsurance Group of America INC: insider trades · United States · SEC (Form 4)

About Reinsurance Group of America INC

Reinsurance Group of America, Incorporated (NYSE: RGA) is a leading U.S.-based life and health reinsurer listed on the New York Stock Exchange, with its headquarters in Chesterfield, Missouri, in the St. Louis area. Founded in 1973, RGA operates as an insurance holding company and has built a global franchise around specialized reinsurance and financial solutions for life, health, disability and longevity risks. The company’s long operating history and focused business model have made it one of the most recognized names in global biometric reinsurance. ([rgare.com](https://www.rgare.com/docs/default-source/investor-relations/rga-10k-2024.pdf)) RGA’s business model is centered on two main areas: traditional reinsurance and financial solutions. Traditional reinsurance includes individual and group life, health, disability and critical illness cover, while financial solutions cover longevity reinsurance, asset-intensive transactions, financial reinsurance, capital solutions and stable value products. In practical terms, RGA helps cedents reduce risk concentration, improve capital efficiency, support regulatory requirements and expand underwriting capacity. The company also provides facultative underwriting, claims expertise and product development capabilities, which gives it a broader advisory and structuring role than a pure risk-taker. ([rgare.com](https://www.rgare.com/docs/default-source/investor-relations/rga-10k-2024.pdf)) From a competitive standpoint, RGA stands out because it is one of the few global reinsurers focused primarily on life and health solutions. Its footprint spans the United States, Latin America, Canada, Europe, the Middle East, Africa, Asia and Australia, giving it access to a diversified client base and multiple regulatory regimes. The company emphasizes its scale in mortality risk, with more than $4 trillion of life reinsurance in force, which reinforces its relevance to primary insurers seeking large, sophisticated counterparties for in-force blocks and new business reinsurance. That combination of scale, technical underwriting depth and global reach underpins RGA’s market position. ([rgare.com](https://www.rgare.com/docs/default-source/investor-relations/rga-10k-2024.pdf)) Recent developments point to continued strategic momentum. In 2025, RGA announced and later completed a major reinsurance transaction with Equitable Holdings covering a diversified $32 billion block of life insurance products, highlighting its ability to execute large in-force opportunities and deploy capital selectively. The company also announced a strategic investment in PACT Capital LLC and a technology partnership with FastTrack to bring digital workflow automation and claims system capabilities to clients. In addition, RGA was ranked No. 196 on the 2025 Fortune 500 list, moving into the top 200 for the first time and underscoring its growing scale among U.S. corporations. ([rgare.com](https://www.rgare.com/our-company/media/press-releases/press-releases-detail/2025/02/24/rga-announces-reinsurance-transaction-with-equitable-holdings?utm_source=openai))