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RM
Regional Management Corp. Stock: price and insider trades · United States
1 insider bought €274k of shares over the last 90 days, the latest by Lamba Lakhbir S., filed 13 Aug 2026.
Regional Management Corp.: what insiders have been doing
Regional Management Corp., classified in the Finance & Banking sector, is a listed company. Its insiders report their share dealings to SEC (Form 4). The last twelve months, up to 22 October 2026, brought 119 filings signed by 16 insiders.
Open-market activity splits into 3 purchases totalling €301k and 82 sales totalling €13.0M; 2 insiders sit on the buying side and 7 insiders on the selling side. Taken together, the sales exceed the purchases by €12.7M. Unlike grants, an open-market purchase is paid for by the insider, at the market price. On the buying side, the filings list 1 senior executive and 1 chief executive among the declarants. At €1.1M, the sale published on 25 November 2025 by Basswood Capital Management, L.L.C. is the largest of the period.
Across the 2,023 companies tracked on its exchange, the median is 41 filings; at 119 filings, this issuer sits above that mark. Looking back to 2016, when coverage begins, insiders filed 171 purchases and 298 sales. The 10-K for the year ended 31 December 2025 shows 645.6 m USD of revenue and 44.4 m USD of net income and a dividend of 1.20 USD per share.
The most recent open-market purchase was published on 13 August 2026, 71 days ago. The median gap between a trade and its publication by SEC (Form 4) is 2 days. The legal deadline for a Form 4 is two business days after the transaction. Keep in mind that insiders sell for many reasons unrelated to the outlook, from tax bills to estate planning.
Elsewhere in the same sector, our signals recently picked up insider purchases at ASR Nederland N.V. and BNP Paribas. Source: insider filings from SEC (Form 4). Past trades are no guide to future returns.
Insider Decl.
836
Thresholds
n/a
Buy Volume
€31M
171 ops. · all time
Sell Volume
€76M
298 ops. · all time
Who traded when
BuySaleBasswood Capital Management, L.L.C.2 buys45 sales
Forager Fund, L.P.7 buys30 sales
Beck Robert William10 sales
Fisher Brian J.6 sales
Catherine R. Atwood5 sales
Steven B. Barnette4 sales
+5 other insiders
Since the insiders bought
- +2.6%Entry US$33.50 · Close 16 Oct 2026 US$34.37
- +10.8%Entry US$36.53 · Close at T+90 US$40.46
- +34.4%Entry US$27.68 · Close at T+365 US$37.20
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate Regional Management Corp. Strong Buy (bullish), based on 3 analysts. Average price target: US$43.83.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 6,869 of 26,246 companies
63.5
score / 100
Value80
Quality47
FCF yld94%
Earn yld14%
EV/EBITDA11.8x
ROE13%
Gross mgn·
Net mgn7.9%
Debt/EBITDA10.0x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$33.57
Analyst consensus
3 analystsStrong buy
US$38.50Target US$43.83(+31%)US$50.00
Income statement
RevenueUS$560.8M
EBITDAUS$169.4M30% margin
Net incomeUS$44.4M7.2% margin
Valuation
PER (trailing)7.1x
PER (forward)5.7x
P/Book0.8x
Beta1.01
Balance sheet & cash
Market capUS$309.7M
Total debtUS$1.7B
Free Cash FlowUS$292M
Debt / Equity454%
Profitability & ownership
ROE12.6%
ROA4.6%
% insiders10.1%
% institutions90.7%
Last declaration on 21 October 2026
Declarations836 total
200 shares@ US$35.010.0022% mcap1.4% of flowCommon StockSEC:0001193125-26-427929:0
9,064 shares@ US$32.190.089% mcap4.5% of flowCommon Stock, par value $0.10 per shareSEC:0001104659-26-108663:1
9,857 shares@ US$32.260.097% mcap4.9% of flowCommon Stock, par value $0.10 per shareSEC:0001104659-26-108663:0
10,401 shares@ US$32.220.10% mcap5.2% of flowCommon Stock, par value $0.10 per shareSEC:0001104659-26-108663:2
23,764 shares@ US$33.100.28% mcap2.2% of flowCommon Stock, par value $0.10 per share ("Common Stock")SEC:0000899140-26-001052:0
4,064 shares@ US$31.860.045% mcap0.4% of flowCommon StockSEC:0000899140-26-001052:1
1,159 shares@ US$31.650.013% mcap0.1% of flowCommon StockSEC:0000899140-26-001052:2
200 shares@ US$35.000.0024% mcap1.5% of flowCommon StockSEC:0001193125-26-368709:0
3,000 shares@ US$34.110.035% mcap100.0% of flowCommonSEC144:0001950047-26-008624
6,500 shares@ US$31.590.072% mcap64.9% of flowCommon StockSEC:0001193125-26-349302:0
Canonical exit: 9 Nov 2026 (T+90)
3,500 shares@ US$31.760.039% mcap35.1% of flowCommon StockSEC:0001193125-26-349302:1
Canonical exit: 10 Nov 2026 (T+90)
4,393 shares0Common StockSEC:0001193125-26-332923:0
3,274 shares@ US$43.300.050% mcap28.1% of flowCommon StockSEC:0001854411-26-000008:0
3,274 shares@ US$42.500.049% mcap100.0% of flowCommonSEC144:0001950047-26-007014
8,321 sharesCommon StockSEC:0001827360-26-000006:0
1,600 shares@ US$42.0411.8% of flowCommon StockSEC:0001854411-26-000005:0
1,600 shares@ US$41.200.023% mcap100.0% of flowCommonSEC144:0001950047-26-006717
3,337 shares0Common Stock, par value $0.10 per share ("Common Stock")SEC:0000899140-26-000600:0
3,829 shares0Common StockSEC:0001816496-26-000002:0
3,337 shares0Common Stock, par value $0.10 per share ("Common Stock")SEC:0000899140-26-000601:0
3,583 shares0Common StockSEC:0001525543-26-000004:0
3,829 shares0Common StockSEC:0001700964-26-000002:0
5,125 shares0Common StockSEC:0001798778-26-000002:0
14,645 shares0Common StockSEC:0001832994-26-000004:0
6,444 shares0Common StockSEC:0001827360-26-000004:0
25 of 836 declarations
About Regional Management Corp.
Regional Management Corp. (NYSE: RM) is a United States consumer finance company headquartered in the United States. The business was incorporated and began operations in 1987. It focuses on installment lending for borrowers who have limited access to traditional bank, thrift, credit-card, or other mainstream consumer credit sources. That positioning places the company in a specialized niche of U.S. lending: potentially attractive from a profitability standpoint, but inherently more exposed to credit-cycle volatility, underwriting discipline, and regulatory scrutiny.
The company operates under the Regional Finance brand across a multichannel platform that includes branch locations, centrally managed direct mail campaigns, digital partners, retailers, and its consumer website. Its core products are fixed-rate, fixed-term installment loans with equal monthly payments and no prepayment penalty. Regional Management has historically emphasized small and large installment loans as its main credit products. It also offers optional insurance products linked to those loans, including credit life, accidental and health, involuntary unemployment, and personal property insurance, and it earns additional revenue from insurance-related and reinsurance activities.
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From a competitive perspective, Regional Management competes in a fragmented U.S. consumer lending market against banks, finance companies, online lenders, and other non-bank specialty credit providers. One of its differentiators is its branch-based model, which the company says supports frequent in-person contact with customers and may improve both credit performance and customer loyalty. That branch presence also gives the company a more local, service-driven profile than many purely digital lenders. As of December 31, 2025, the company operated under the Regional Finance name online and in branch locations across 19 states in the United States, showing a meaningful domestic footprint while still remaining geographically concentrated in one country.
Recent company disclosures point to continued activity in funding and securitization, including new asset-backed financing transactions completed in 2025. That matters because access to efficient secured funding is central to the economics of consumer finance businesses like RM. The latest public materials also underscore ongoing attention to credit quality, liquidity, regulatory risk, and the macro backdrop, all of which are especially important in a higher-rate consumer lending environment. In parallel, SEC Form 4 filings have highlighted ongoing insider transaction activity, much of it potentially executed under prearranged Rule 10b5-1 plans, which investors often monitor as part of broader governance and sentiment analysis.
Overall, Regional Management is a U.S.-listed specialty finance company on NYSE that combines branch-based lending, consumer installment products, and insurance-related revenues. For investors, the key analytical focus remains credit performance, funding structure, regulatory risk, and the company’s ability to grow profitably within a highly competitive U.S. consumer finance market.
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