Redwood Trust INC: insider trades · United States · SEC (Form 4)

About Redwood Trust INC

Redwood Trust, Inc. (NYSE: RWT) is a U.S.-based residential housing credit and mortgage finance company headquartered in Mill Valley, California, United States. The company has long been known for its role in residential securitization and mortgage market liquidity, and over time it has shifted toward a more capital-efficient operating model built around loan origination, distribution, and recurring platform execution rather than a purely balance-sheet-heavy investment structure. Redwood’s current strategy emphasizes faster capital turnover, broader distribution channels, and specialized mortgage finance capabilities. ([redwoodtrust.com](https://www.redwoodtrust.com/investor-relations/news-events/press-releases/detail/373/redwood-trust-reports-fourth-quarter-and-full-year-2025?utm_source=openai)) Redwood now reports three core segments: Sequoia Mortgage Banking, CoreVest Mortgage Banking, and Redwood Investments. Sequoia focuses on jumbo residential mortgages and distributes loans through securitizations and whole-loan sales. CoreVest serves real estate investors with bridge, DSCR, and related investor-loan products. In 2026, Redwood further expanded its platform by establishing Aspire as a standalone mortgage banking segment focused on non-QM lending, broadening the company’s exposure to specialized borrower and seller channels. Redwood Investments still contains legacy and strategic asset positions, but management continues to reduce its capital intensity relative to the mortgage banking platforms. ([redwoodtrust.com](https://www.redwoodtrust.com/investor-relations/sec-filings/all-sec-filings/content/0000930236-26-000020/0000930236-26-000020.pdf)) From a competitive standpoint, Redwood stands out through its combination of securitization expertise, an established bank and non-bank seller network, and the ability to move loans efficiently through multiple exit channels. This gives the company a meaningful role as a liquidity provider in specialized segments of the U.S. residential credit market, where traditional banks often have less reach or appetite. The firm’s “originate-to-distribute” model is supported by securitizations, whole-loan sales, and joint-venture structures, which help improve capital velocity and operating leverage. ([redwoodtrust.com](https://www.redwoodtrust.com/investor-relations/sec-filings/all-sec-filings/content/0000930236-26-000020/0000930236-26-000020.pdf)) Recent developments reinforce that direction. In first-quarter 2026, Redwood reported record mortgage banking production, with strong lock volumes and distribution activity across its platforms. Sequoia launched a medical professional loan program, while Aspire completed its inaugural non-QM securitization, underscoring the company’s product innovation and expanding distribution capabilities. Redwood also announced a strategic joint venture with Castlelake to purchase up to $8 billion of prime jumbo mortgage loans, a significant indicator of platform scale and market credibility. In addition, the company continued its regular common dividend program, an important feature for income-oriented investors. ([redwoodtrust.com](https://www.redwoodtrust.com/investor-relations/news-events/press-releases/detail/379/redwood-trust-reports-first-quarter-financial-results?utm_source=openai)) For investors in Europe, Redwood Trust should be viewed as a specialized U.S. financial stock with exposure to mortgage rates, housing affordability, securitization markets, and residential credit performance. Its NYSE listing under ticker RWT provides transparency and liquidity, while its business mix makes it more of a mortgage finance platform than a traditional plain-vanilla REIT. ([redwoodtrust.com](https://www.redwoodtrust.com/investor-relations/news-events/press-releases/detail/373/redwood-trust-reports-fourth-quarter-and-full-year-2025?utm_source=openai))