CTO Realty Growth, Inc.: directors' dealings · United States · SEC (Form 4)

About CTO Realty Growth, Inc.

CTO Realty Growth, Inc. is a U.S.-listed real estate company traded on the NYSE in the United States. It is organized as a self-managed REIT and is primarily focused on owning, operating, and repositioning high-quality commercial real estate, with a clear emphasis on retail-oriented assets and mixed-use properties. The company is headquartered in Winter Park, Florida, United States. Although CTO’s corporate roots extend back more than a century according to market databases, the modern company was reshaped through a REIT conversion and merger process that culminated in its NYSE listing in early 2021. That transaction materially changed the investment profile of the business, moving it toward a more transparent and institutionally oriented real estate platform. Today, CTO presents itself as a focused retail REIT with an active portfolio management culture rather than a passive landlord. Its strategic priority is to own properties in faster-growing, business-friendly U.S. markets where retail demand is supported by favorable demographics and constrained supply. CTO’s core operating segments are more diversified than a pure shopping-center landlord. The largest segment is income properties, consisting mainly of shopping centers and retail or mixed-use assets. The company also operates a management services business, including external management of Alpine Income Property Trust and other fee-based assignments. In addition, CTO holds a portfolio of commercial loans and investments, including commercial loan positions and preferred equity investments. This structure provides a mix of rental income, fee income, and investment income, which can help broaden the earnings base. From a competitive standpoint, CTO occupies a niche position in the U.S. retail REIT universe. It is not a broad-based national giant; rather, it seeks selective exposure to higher-growth markets and well-located assets where management believes it can create value through acquisitions, leasing, redevelopment, and capital recycling. As of December 31, 2025, the company owned and managed 21 commercial real estate properties across seven U.S. states, totaling about 5.5 million square feet of gross leasable space. That gives CTO a meaningful but still mid-sized footprint, with a portfolio focused on quality over scale. Recent company news underscores that strategy. In March 2026, CTO announced the acquisition of Palms Crossing, an open-air retail center of 399,000 square feet, for $81.6 million, reinforcing its commitment to expanding its open-air retail platform. The company also highlighted new leasing activity in Albuquerque and reported its 2025 year-end operating results. For investors, CTO is best viewed as a specialized U.S. retail REIT with exposure to shopping centers, fee income, and opportunistic real estate investments, operating in a market where asset selection and balance-sheet discipline are key drivers of long-term performance.