Raymond James Financial INC: directors' dealings · United States · SEC (Form 4)

About Raymond James Financial INC

Raymond James Financial, Inc. (NYSE: RJF) is a diversified U.S. financial services group listed on the NYSE and headquartered in the United States. For French-speaking investors, it stands out as a high-quality wealth-management and capital-markets franchise with a long-standing client-centric culture. The firm is based in St. Petersburg, Florida, which serves as its principal operating location, and it also maintains important offices in Memphis, New York City, Pittsburgh, Chicago, Houston and Boston, reflecting a broad domestic footprint across key U.S. financial centers. ([raymondjames.com](https://www.raymondjames.com/-/media/RJ/DotCom/Files/Our-Company/Investor-Relations/Financial-Reports/2025/RJF-20250930-10-K.pdf)) Raymond James traces its roots to Bob James, who founded the company around the belief that clients need comprehensive financial advice rather than a narrow transactional service. That philosophy still shapes the group’s positioning today: management emphasizes long-term decision-making, client service, and disciplined risk management. In practical terms, the company has built a reputation as a steadier, relationship-driven financial institution rather than a highly trading-intensive player. ([raymondjames.com](https://www.raymondjames.com/about-us)) Operationally, Raymond James reports through five segments: Private Client Group, Capital Markets, Asset Management, Bank and Other. The Private Client Group is the core engine of the franchise and provides brokerage, financial planning, advisory services and investment solutions for affluent individuals, families, business owners and institutions. Capital Markets includes investment banking, institutional sales and trading, and fixed-income market-making activities. Asset Management provides fee-based investment programs, managed strategies and administrative services tied to client assets. The Bank segment adds banking, deposits and funding capabilities, giving the group a more diversified earnings base than a pure brokerage model. ([raymondjames.com](https://www.raymondjames.com/-/media/RJ/DotCom/Files/Our-Company/Investor-Relations/Financial-Reports/2025/RJF-20250930-10-K.pdf)) The business mix remains strongly skewed toward Private Client Group revenues, with Capital Markets, Asset Management and Bank contributing the rest, underscoring the importance of advisory relationships and recurring asset-based fees. The company also highlights very large client asset levels and continued growth in managed programs, which support visibility and scale advantages. ([raymondjames.com](https://www.raymondjames.com/-/media/RJ/DotCom/Files/Our-Company/Investor-Relations/Financial-Reports/2025/RJF-20250930-10-K.pdf)) Recent developments have been constructive. For fiscal 2025, Raymond James reported record annual net revenues, record net income attributable to common shareholders and record diluted EPS. In 2025, the firm also priced a $1.5 billion senior notes offering, announced an asset-management leadership transition, and hired a head of AI strategy, signaling ongoing investment in platform capabilities and technology. More recently, the board raised the quarterly common dividend and increased share-repurchase authorization, both of which suggest strong capital generation and a shareholder-friendly capital allocation policy. ([raymondjames.com](https://www.raymondjames.com/-/media/RJ/DotCom/Files/Our-Company/News-and-Media/2025-Press-Releases/RJF20251022-4Q-Earnings.pdf))