Northwest Bancshares, Inc.: insider trades · United States · SEC (Form 4)

About Northwest Bancshares, Inc.

Northwest Bancshares, Inc. (NWBI) is a U.S.-listed financial services company traded on the NASDAQ Global Select Market and operating in the United States. The company serves as the holding company for Northwest Bank, a long-established regional bank whose roots date back to 1896. Northwest Bancshares’ executive offices are in Columbus, Ohio, while the banking franchise remains historically tied to Warren, Pennsylvania. For international investors, NWBI is best understood as a U.S. regional banking platform focused on relationship banking, local market density and community-oriented deposit gathering rather than a national branch network. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1471265/000119312526149001/d898050dars.pdf)) Its business model is built around core deposits funding a diversified loan book. Key lending categories include residential first-mortgage lending, consumer loans, commercial and industrial lending, and commercial real estate-related credit. Beyond traditional banking, Northwest also offers payments, treasury management, trust and estate services, investment management, wealth management, insurance, employee benefit plans and financial planning services. This broader product set allows the company to serve consumers, small businesses, corporations, municipalities and charitable institutions with a relatively integrated financial offering. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1471265/000119312526149001/d898050dars.pdf)) Geographically, Northwest is concentrated in selected Mid-Atlantic and Midwest markets, with financial centers across Pennsylvania, New York, Ohio and Indiana. As of year-end 2025, the bank operated 161 community-banking locations and 10 drive-up facilities, alongside fee-free access to more than 55,000 ATMs across the United States. That footprint gives the franchise a meaningful local presence and supports a business model built on customer relationships, deposit stickiness and market familiarity. ([northwest.bank](https://www.northwest.bank/about-us)) From a competitive standpoint, Northwest Bancshares operates in the highly competitive U.S. regional banking segment, where funding costs, credit quality, branch productivity and operating leverage are critical. A major strategic development in 2025 was the completed acquisition of Penns Woods Bancorp on July 25, 2025, which expanded Northwest’s scale and added new markets and balance-sheet capacity. Management has framed the transaction as a platform for growth, integration benefits and broader market reach. ([investorrelations.northwest.bank](https://investorrelations.northwest.bank/news/News-details/2025/Northwest-Bancshares-Inc--Completes-Acquisition-of-Penns-Woods-Bancorp-Inc-/default.aspx)) Recent operating results indicate improving earnings momentum. In the first quarter of 2026, Northwest reported GAAP net income of $51 million, or $0.34 per diluted share, with net interest margin expanding to 3.70% and average commercial and industrial loan growth of 28% year over year. For investors, that points to a regional bank that is still working through post-acquisition integration, but which is showing stronger profitability, a solid lending profile and a conservative community-bank identity within the U.S. listed banking universe. ([investorrelations.northwest.bank](https://investorrelations.northwest.bank/news/News-details/2026/Northwest-Bancshares-Inc--Announces-First-Quarter-2026-GAAP-net-income-of-51-million-or-0-34-per-diluted-share/default.aspx))