Metropolitan Bank Holding Corp.: management transactions · United States · SEC (Form 4)

About Metropolitan Bank Holding Corp.

Metropolitan Bank Holding Corp. (NYSE: MCB) is a United States-based bank holding company headquartered in New York, New York. Through its wholly owned subsidiary, Metropolitan Commercial Bank, it provides business, commercial, and retail banking products and services to small businesses, middle-market companies, public entities, and affluent individuals, with a primary focus on the New York metropolitan area. Founded in 1999, the franchise was built to serve entrepreneurial and relationship-oriented clients that may be underserved by larger banks, combining customized service with a strong technology stack. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0001476034/000110465926018208/mcb-20251231x10k.htm?utm_source=openai)) The company’s core lending books are commercial real estate, including multi-family loans, and commercial and industrial lending, while its broader offering includes corporate cash management, retail banking, tailored solutions for municipalities, government entities, public institutions and charter schools, title and escrow services, Section 1031 exchange-related capabilities, and EB-5 escrow accounts. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0001476034/000110465926018208/mcb-20251231x10k.htm?utm_source=openai)) As of year-end 2025, management highlighted total loans of about $6.8 billion and deposits of about $7.4 billion, supported by seven strategically located banking centers and a deposit-gathering model that does not rely on a large branch footprint. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0001476034/000110465926018208/mcb-20251231x10k.htm?utm_source=openai)) The company emphasizes a concentrated but diversified commercial banking franchise, with management describing its business as differentiated by a “true diversified commercial bank” model and a focus on risk management and shareholder returns. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1476034/000155837025009277/mcb-20250717xex99d1.htm)) Recent developments include the initiation and then increase of a quarterly cash dividend during 2025, a share repurchase program, and continued balance-sheet growth into 2026; in January 2026 management also reported stronger fourth-quarter results, including a higher net interest margin and improved earnings momentum. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1476034/000155837025009277/mcb-20250717xex99d1.htm)) Insider activity disclosed on SEC Form 4 in early 2026 also reflected ongoing executive and director transactions, including open-market purchases and equity-related vesting activity. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1476034/000200027626000004/xslF345X05/form4-03112026_050301.xml?utm_source=openai))