Manhattan Bridge Capital, INC: insider trades · United States · SEC (Form 4)

About Manhattan Bridge Capital, INC

Manhattan Bridge Capital, Inc. (NASDAQ: LOAN) is a United States-listed company traded on the Nasdaq Capital Market. It is best described as a niche real estate finance business rather than a traditional bank. Founded in 1989 by Assaf Ran and publicly traded since 1999, the company focuses on short-term, secured, non-bank loans for real estate investors who need fast execution for acquisitions, renovations, rehabilitation projects, or development transactions. Its model is built around speed, collateral protection, and borrower flexibility, which are central selling points in the “hard money” lending segment. ([manhattanbridgecapital.com](https://www.manhattanbridgecapital.com/about.php?utm_source=openai)) The company’s operating base is in Great Neck, New York, and its lending footprint is concentrated in the New York metropolitan area, including New Jersey and Connecticut, as well as Florida. That geographic mix is strategically important: these are active real estate markets where borrowers often value certainty of closing and short funding timelines more than the lowest possible cost of capital. Manhattan Bridge Capital markets loans that are typically secured by real estate and often supported by personal guarantees from principals, reinforcing the credit-heavy nature of the business. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1080340/0001641172-25-008951-index.htm?utm_source=openai)) From a competitive standpoint, Manhattan Bridge Capital is a specialized lender with a narrow but durable niche. It does not compete as a broad consumer or commercial bank; instead, it competes on underwriting discipline, execution speed, and relationship-based lending. The company emphasizes conservative leverage, disciplined credit selection, and capital preservation. For investors, this means the stock offers exposure to a focused secured-lending platform whose earnings are driven primarily by interest income and origination fees, but which remains sensitive to real estate activity, borrowing costs, and the availability of attractive lending opportunities. ([manhattanbridgecapital.com](https://manhattanbridgecapital.com/press-article.php?press=312%2Fmanhattan-bridge-capital-inc-reports-results-for-2024&utm_source=openai)) Recent developments suggest both resilience and caution. In March 2026, Manhattan Bridge Capital reported 2025 net income of about $5.1 million, down from 2024, reflecting slower loan originations and a more difficult real estate backdrop. In addition, SEC filings show that in December 2025 the company’s subsidiary entered into a $10 million line of credit with Valley National Bank, later amended in February 2026, which is relevant for funding capacity and liquidity management. Because the company is small and closely followed through SEC Form 4 insider transactions, those filings can be an important part of the investment monitoring process. ([manhattanbridgecapital.com](https://manhattanbridgecapital.com/press-article.php?press=324%2Fmanhattan-bridge-capital-inc-reports-2025-results&utm_source=openai))