Greene County Bancorp INC: insider trades · United States · SEC (Form 4)

About Greene County Bancorp INC

Greene County Bancorp, Inc. (NASDAQ: GCBC) is a U.S.-based bank holding company headquartered in Catskill, New York, United States. The company operates primarily through its subsidiary Bank of Greene County, alongside Greene County Commercial Bank. Its core business is that of a community bank: gathering retail deposits and deploying them into residential mortgage loans, nonresidential mortgage loans, consumer loans, home equity loans, and commercial business loans. The institution traces its heritage back 137 years, underscoring a long operating history and a deep local franchise in its home market. ([nasdaq.com](https://www.nasdaq.com/press-release/greene-county-bancorp-inc-delivers-net-income-105-million-quarter-ended-march-31-2026?utm_source=openai)) From an equity research perspective, GCBC represents a classic U.S. regional/community banking profile listed on the NASDAQ. The investment case is built around a stable deposit base, a lending book focused on traditional banking products, and limited exposure to capital-markets activities. That combination generally supports business visibility and a more conservative risk profile than larger, more complex financial institutions. The company’s competitive edge is rooted in local market knowledge, longstanding customer relationships, and disciplined underwriting rather than in scale or product breadth. ([nasdaq.com](https://www.nasdaq.com/press-release/greene-county-bancorp-inc-delivers-net-income-105-million-quarter-ended-march-31-2026?utm_source=openai)) Geographically, Greene County Bancorp serves communities in New York State, particularly the Hudson Valley and Capital Region areas, with a historical footprint centered on Greene County and surrounding markets. Its branch and lending presence allows it to attract local deposits and serve a mix of households, small businesses, professionals, and real estate borrowers. SEC filings identify the company’s business address at 302 Main Street, Catskill, NY 12414. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1070524/000143774926006537/0001437749-26-006537-index.htm?utm_source=openai)) Recent company updates have been notably constructive. In April 2026, Greene County Bancorp reported quarterly net income of $10.5 million and announced a 400,000-share repurchase program. The company also highlighted record levels of total assets, net loans, and total deposits as of March 31, 2026, pointing to healthy balance-sheet expansion and strong execution. Earlier in 2025, management reported that the firm crossed the $3.0 billion asset milestone, a meaningful achievement for a community bank and evidence of continued scale-building in its core markets. ([nasdaq.com](https://www.nasdaq.com/press-release/greene-county-bancorp-inc-delivers-net-income-105-million-quarter-ended-march-31-2026?utm_source=openai)) Overall, Greene County Bancorp is best viewed as a conservative, relationship-driven regional bank with a long operating history, a focused product set, and a growing earnings profile. For French-speaking investors, it offers a readable U.S. banking exposure tied to traditional lending, local deposit gathering, and capital-return discipline.