Genworth Financial INC: management transactions · United States · SEC (Form 4)

About Genworth Financial INC

Genworth Financial Inc. (NYSE: GNW) is a U.S.-listed insurance group headquartered in Richmond, Virginia, United States. For international equity investors, it is best viewed as a specialty insurer rather than a broad-based diversified financial conglomerate. Genworth’s current investment case is anchored in long-term care insurance expertise, a mortgage insurance stake through its controlled subsidiary Enact Holdings, and an emerging aging-care services platform under the CareScout brand. The company’s investor materials and filings emphasize helping families navigate caregiving decisions, funding long-term care needs, and planning for the financial realities of aging. ([investor.genworth.com](https://investor.genworth.com/company-information)) The company’s roots date back to 1871, when its heritage business began as The Life Insurance Company of Virginia. Over time, Genworth evolved through legacy life, annuity, and protection businesses before becoming the standalone financial-services company it is today. That long operating history is important: it gives the company brand longevity and deep insurance know-how, but it also leaves Genworth with a sizeable legacy-book profile that continues to shape earnings, reserves, and capital management. ([groupva.genworth.com](https://groupva.genworth.com/groupva/tmc/publicjsp/jsp_About.do?utm_source=openai)) Genworth reports through three operating segments: Enact; Long-Term Care Insurance; and Life and Annuities. Enact is the U.S. private mortgage insurance business operated through Enact Holdings, which is separately listed on Nasdaq under ACT but remains a consolidated subsidiary of Genworth. The Long-Term Care Insurance segment covers the company’s legacy U.S. long-term care insurance portfolio and related in-force management actions. Life and Annuities comprises closed blocks of life insurance and annuity products that are no longer actively sold. In addition, Genworth is building CareScout, a start-up-style business focused on fee-based services, advice, consulting, and other aging-care products and services. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1276520/000119312525041860/d869080d10k.htm)) From a competitive standpoint, Genworth is a niche player with a distinctive mix of earnings sources. Enact gives the group exposure to the U.S. mortgage insurance market, where private mortgage insurance remains tied to housing origination volumes and credit trends. The long-term care franchise is more specialized: it is not a mass-market growth engine, but a complex portfolio where pricing, reserve adequacy, and regulatory approvals matter greatly. That makes Genworth more of a specialist insurer with a capital-allocation story than a conventional growth insurance company. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1276520/000119312525041860/d869080d10k.htm)) Recent news shows continued strategic execution. In 2025, Genworth highlighted capital returns from Enact, ongoing progress on its multi-year in-force rate action plan for long-term care policies, and further investment in CareScout. A notable event was CareScout’s acquisition of Seniorly, a senior-living platform and advisor network, which was completed in 2025 and was presented as a way to strengthen direct-to-consumer capabilities and broaden the company’s aging-care ecosystem. Genworth also reported continued expansion of its CareScout Quality Network and new product and service initiatives, reinforcing management’s effort to build future growth beyond legacy insurance runoff. ([investor.genworth.com](https://investor.genworth.com/news-events/press-releases/detail/1049/carescout-completes-acquisition-of-seniorly?utm_source=openai))