First US Bancshares, INC.: insider trades · United States · SEC (Form 4)

About First US Bancshares, INC.

First US Bancshares, Inc. is a U.S. regional banking group listed on the Nasdaq Capital Market under ticker FUSB, placing it within the small-cap U.S. financials universe. The company is the bank holding company for First US Bank and operates through banking offices in Alabama, Tennessee, and Virginia. Its principal executive offices are in Birmingham, Alabama, following the relocation of headquarters to Pump House Plaza in 2017. The franchise traces its operating roots back to 1952, when the original Bank of Thomasville opened. The holding-company structure was later organized as a successor entity in 1999, and the current name, First US Bancshares, became effective in 2016. The business model is that of a traditional community and commercial bank. First US Bank serves both retail and business customers with core deposit products, lending, and fee-based banking services. On the consumer side, it offers checking and savings accounts, digital banking, and consumer credit products. On the commercial side, it provides working-capital loans, SBA lending, equipment finance, treasury management, and cash-management tools. This mix reflects a relationship-driven bank built around deposits, credit intermediation, and local market presence rather than a highly diversified national platform. From a competitive standpoint, First US Bancshares operates in a crowded and highly fragmented U.S. regional banking market. Its scale is modest relative to the larger super-regionals, but that can also be an advantage in community banking: local decision-making, customer intimacy, and a narrower geographic footprint that may support underwriting discipline. The bank’s emphasis on core deposits, local lending relationships, and operational efficiency is central to its competitive positioning. It also maintains a presence across multiple southern markets, which gives it some geographic diversification while still remaining a focused regional institution in the United States. Recent developments have been material for investors following the stock. On April 29, 2026, the company reported first-quarter 2026 results, including net income of $1.9 million and diluted EPS of $0.33. Management also confirmed a quarterly cash dividend of $0.07 per share, consistent with recent quarters, and disclosed the repurchase of 146,500 shares during the period. In addition, First US Bancshares highlighted progress on a new banking center in Daphne, Alabama, which is intended to expand deposit-gathering capacity in the Gulf Coast area. For investors in France, Belgium, or Switzerland, FUSB is best viewed as a U.S. community banking name on the Nasdaq, with earnings sensitivity to interest rates, credit quality, deposit competition, and execution in its local markets.