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1 insider bought €147k of shares over the last 90 days, the latest filed 27 Aug 2026.
Cincinnati Financial Corp: what insiders have been doing
Cincinnati Financial Corp, founded in 1950, is a Banks company based in Fairfield, United States. Its directors and officers file their transactions with SEC (Form 4). From 18 October 2025 to 18 October 2026, the disclosure feed for Cincinnati Financial Corp logged 78 filings by 31 insiders.
Open-market activity splits into 4 purchases totalling €436k and 1 sale totalling €1.2M; 2 insiders sit on the buying side and 1 insider on the selling side. Sales outweigh purchases by €720k. Buying on the open market means paying the going price with one's own funds, a different act from receiving shares as pay. One trade stands out by size: a sale of €1.2M from Schiff Charles Odell, disclosed on 4 August 2026, or 0.0053% of market capitalisation. Among those who bought: 2 senior executives.
With 78 filings in twelve months, the company is more active than the median of 19 filings across the 5,816 companies we follow on the same exchange. Looking back to 2016, when coverage begins, insiders filed 23 purchases and 4 sales. The 10-K for the year ended 31 December 2025 shows 12.63 bn USD of revenue and 2.39 bn USD of net income and a dividend of 3.48 USD per share.
The latest purchase dates back some time: it was published 52 days ago, on 27 August 2026. Filings reach the SEC (Form 4) feed a median of 4 days after the trade. Section 16 rules allow two business days to file each Form 4.
Other companies in the same sector with recent insider buying flagged by our signals: First Guaranty Bancshares, Inc. and BCB Bancorp Inc. These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
Insider Decl.
350
Thresholds
n/a
Buy Volume
€2M
23 ops. · all time
Sell Volume
€4M
4 ops. · all time
Who traded when
BuySaleDirk J. Debbink5 buys
Charles Odell Schiff2 sales
Edward Scott Wilkins1 buy
Nancy Cunningham Benacci1 buy
Since the insiders bought
- -2.8%Entry US$171.97 · Close 15 Oct 2026 US$167.22
- +2.5%Entry US$161.30 · Close at T+90 US$165.39
- +17.8%Entry US$140.18 · Close at T+365 US$165.20
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate Cincinnati Financial Corp Buy (bullish), based on 6 analysts. Average price target: US$188.83.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 329 of 24,148 companies
85.7
score / 100
Value85
Quality87
FCF yld12%
Earn yld9.3%
EV/EBITDA6.1x
ROE21%
Gross mgn·
Net mgn19%
Debt/EBITDA0.2x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$167.22
Analyst consensus
6 analystsBuy
US$171.00Target US$188.83(+13%)US$200.00
Income statement
RevenueUS$12.6B
EBITDAUS$4.4B35% margin
Net incomeUS$2.4B23.8% margin
Valuation
PER (trailing)7.8x
PER (forward)18.5x
P/Book1.5x
Beta0.53
Balance sheet & cash
Market capUS$25.7B
Total debtUS$886M
Free Cash FlowUS$3.1B
Debt / Equity5%
Profitability & ownership
ROE21.5%
ROA6.4%
% insiders1.7%
% institutions74.1%
Last declaration on 27 August 2026
Declarations350 total
1,000 shares@ US$171.640.0007% mcap10.4% of flowCommon StockSEC:0001289454-26-000006:0
Canonical exit: 23 Nov 2026 (T+90)
7,600 shares@ US$175.40360.0053% mcap27.3% of flowCommon StockSEC:0001820994-26-000008:0
24,221 sharesCommon StockSEC:0001141268-26-000008:0
17,536 sharesCommon StockSEC:0001141268-26-000008:1
28,156 shares@ US$71.190.0067% mcap35.6% of flowCommon StockSEC:0001141268-26-000006:0
18,935 shares@ US$163.920.010% mcap55.1% of flowCommon StockSEC:0001141268-26-000006:1
15,386 shares@ US$70.700.0036% mcap37.4% of flowCommon StockSEC:0001519774-26-000006:0
10,321 shares@ US$163.920.0057% mcap58.2% of flowCommon StockSEC:0001519774-26-000006:1
250 shares0Common StockSEC:0002056204-26-000006:0
250 shares0Common StockSEC:0002056184-26-000006:0
282 shares0Common StockSEC:0002056099-26-000006:0
382 shares0Common StockSEC:0001606662-26-000004:0
801 shares0Common StockSEC:0001184041-26-000004:0
10,458 shares0Common StockSEC:0001141268-26-000004:0
333 shares0Common StockSEC:0002023036-26-000006:0
7,168 shares0Common StockSEC:0001964197-26-000004:0
338 shares0Common StockSEC:0001928864-26-000006:0
422 shares0Common StockSEC:0001811728-26-000006:0
405 shares0Common StockSEC:0001706644-26-000004:0
327 shares0Common StockSEC:0001674175-26-000006:0
778 shares0Common StockSEC:0001549098-26-000004:0
25 of 350 declarations
About Cincinnati Financial Corp
Cincinnati Financial Corp. (ticker: CINF) is a United States insurance group listed on the NASDAQ, an important detail for investors tracking SEC Form 4 insider transactions and U.S. financial equities. The company was founded in 1950 by four independent insurance agents, and that origin still shapes its culture: agent-driven distribution, underwriting discipline, and a long-term relationship mindset. Its headquarters is in Fairfield, Ohio, in the greater Cincinnati area, which underscores the firm’s strong regional roots even though it serves a broad U.S. customer base. ([investors.cinfin.com](https://investors.cinfin.com/overview?utm_source=openai))
The core of Cincinnati Financial’s business is property and casualty insurance in the United States. The company primarily markets business, home, and auto insurance through The Cincinnati Insurance Company and its standard-market property-casualty subsidiaries, while also participating in specialty lines through excess and surplus offerings, and supporting products such as life insurance and fixed annuities. In other words, while the enterprise has some diversification, its earnings profile remains anchored in the P&C insurance franchise. ([investors.cinfin.com](https://investors.cinfin.com/investor-faqs?utm_source=openai))
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From a competitive standpoint, the company describes itself as one of the 25 largest property-casualty insurers in the nation by net written premiums. That places Cincinnati Financial in a meaningful but not mega-cap category within a highly competitive U.S. insurance landscape. Its competitive appeal lies less in scale than in consistency: a reputation for underwriting prudence, strong relationships with independent agents, and an emphasis on financial strength and stability. For investors, those traits often translate into a lower-volatility, quality-oriented insurance profile. ([investors.cinfin.com](https://investors.cinfin.com/overview?utm_source=openai))
Geographically, the business is overwhelmingly U.S.-focused, with insurance subsidiaries largely domiciled in Ohio, although the company’s specialty lines and investment portfolio broaden its exposure somewhat. Cincinnati Financial also owns its headquarters property and manages a substantial investment portfolio, both of which support balance-sheet flexibility and shareholder returns. That structure makes the company more than a pure underwriting operation; it is also a capital allocator with a meaningful investment income component. ([sec.gov](https://www.sec.gov/Archives/edgar/data/20286/000002028625000009/cinf-20241231.htm?utm_source=openai))
Recent highlights include the company’s 75th anniversary in 2025, a symbolic milestone that reinforces the durability of the franchise. The board also approved a dividend increase in January 2025, which management linked to confidence in capital, liquidity, financial flexibility, and earnings-growth initiatives. Recent SEC disclosures further show meaningful exposure to commercial casualty, commercial auto, homeowners, excess and surplus lines, and Cincinnati Re, giving investors a clearer picture of the underwriting mix and catastrophe sensitivity. For Form 4 watchers, insider activity can be informative, but it should be viewed as one input rather than a standalone signal. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0000020286/000002028626000008/cinf-20251231.htm?utm_source=openai))
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