Axos Financial, Inc.: insider trades · United States · SEC (Form 4)

About Axos Financial, Inc.

Axos Financial, Inc. is a U.S.-based financial group listed on the NYSE under the ticker AX. For francophone investors, it stands out as a digitally native banking platform that has evolved beyond a pure online bank into a diversified financial services franchise. The company was founded in 1999 as BofI Holding, Inc. and later rebranded as Axos Financial in 2018. Its headquarters are in Las Vegas, Nevada, United States. Axos has consistently emphasized its origins as one of the early digital banks in the U.S., building its business around a branch-light model and direct-to-client delivery. The core franchise is Axos Bank, an online bank offering deposit products, consumer and business lending, and a broad range of banking services. Over time, Axos expanded into adjacent businesses through Axos Clearing LLC, which provides securities clearing, custody and related services to introducing broker-dealers and registered investment adviser correspondents, and Axos Invest, which focuses on digital investment advisory and retail investment services. This mix broadens the earnings base and reduces reliance on a single product line, while increasing the group’s relevance across multiple parts of the financial value chain. From a competitive standpoint, Axos differentiates itself through a technology-driven operating model, a lower-branch-cost structure than traditional retail banks, and a willingness to target specialized niches that can offer attractive economics. The company competes in the broader U.S. banking universe, but its profile is closer to a hybrid of bank, fintech and securities-services provider. That positioning gives Axos exposure both to digital banking growth and to the structural shift toward outsourced clearing and advisory infrastructure. Recent developments have underscored the business’s momentum. In its 2025 and 2026 updates, Axos highlighted growth in consolidated assets, continued expansion of non-interest income, and meaningful custody/administration balances at Axos Clearing. The company also marked its 25th anniversary, reinforcing its identity as a long-standing digital banking player in the United States. For investors, Axos Financial offers a combination of U.S. banking exposure, digital distribution, and niche financial-services diversification, with an operating profile that remains more specialized than that of a large universal bank.