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Ameris Bancorp Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest was filed 10 Dec 2025.
Ameris Bancorp: what insiders have been doing
Ameris Bancorp, founded in 1971, is a Finance & Banking company based in Riverplace Tower, United States. Its directors and officers file their transactions with SEC (Form 4). Between 18 October 2025 and 18 October 2026, 18 insiders published 51 filings.
The record shows 1 purchase on the open market worth €20k, made by 1 insider, against 2 sales worth €23 by 1 insider. The net balance comes to €20k on the buying side. A purchase on the market is a deliberate choice to commit personal money, which is why it draws more attention than a grant. On the buying side, the filings list 1 senior executive among the declarants. Stern William H filed the largest purchase, €20k, on 10 December 2025.
The last insider purchase was made public on 10 December 2025, 312 days ago. Between a trade and the moment it shows up on SEC (Form 4), the median delay is 4 days. Section 16 rules allow two business days to file each Form 4. Sales are harder to read than purchases, since they often meet personal needs such as tax or diversification.
Compared with its exchange (5,814 companies, median 19 filings), a count of 51 filings is above the norm. Over the whole record (from 2021), the tally stands at 11 purchases and 9 sales. On the fundamentals side, the SEC filing (10-K) for the period ending 31 December 2025 lists net income at 412.2 m USD; the dividend was 0.80 USD per share.
In the same sector, recent insider purchases at First Guaranty Bancshares, Inc. and BCB Bancorp Inc also feature in our signals. This summary is built from SEC (Form 4) disclosures alone and does not predict where the share price will go.
Insider Decl.
243
Thresholds
n/a
Buy Volume
€1M
11 ops. · all time
Sell Volume
€2M
9 ops. · all time
Who traded when
BuySaleLeo J. Hill2 sales
William H. Stern2 buys
Douglas D. Strange1 buy
Robert Dale Ezzell1 sale
Since the insiders bought
- -3.4%Entry US$78.26 · Close at T+90 US$75.59
- +31.2%Entry US$57.33 · Close at T+365 US$75.23
- +49.1%Entry US$32.21 · Close at T+365 US$48.02
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate Ameris Bancorp Buy (bullish), based on 6 analysts. Average price target: US$93.17.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 1,668 of 24,148 companies
76.8
score / 100
Value76
Quality77
FCF yld6.9%
Earn yld7.7%
EV/EBITDA·
ROE9.4%
Gross mgn·
Net mgn35%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$78.92
Analyst consensus
6 analystsBuy
US$84.00Target US$93.17(+18%)US$100.00
Income statement
RevenueUS$1.2B
Net incomeUS$412.2M31.8% margin
Valuation
PER (trailing)14.3x
PER (forward)11.2x
P/Book1.3x
Beta0.97
Balance sheet & cash
Market capUS$5.3B
Total debtUS$692.3M
Free Cash FlowUS$369.6M
Profitability & ownership
ROE9.4%
ROA1.4%
% insiders5.4%
% institutions101.3%
Last declaration on 16 September 2026
Declarations243 total
220.632 shares@ US$84.980.0003% mcap100.0% of flowCommon StockSEC:0000351569-26-000151:0
279.468 shares@ US$84.980.0004% mcap33.5% of flowCommon StockSEC:0000351569-26-000153:0
22,279.16 shares0Common StockSEC:0000351569-26-000147:1
120 shares0Common StockSEC:0000351569-26-000146:0
22,279.16 shares0Common StockSEC:0000351569-26-000147:0
271.505 sharesCommon StockSEC:0000351569-26-000132:0
214.346 sharesCommon StockSEC:0000351569-26-000133:0
1,003 shares0Common StockSEC:0000351569-26-000100:0
1,003 shares0Common StockSEC:0000351569-26-000102:0
1,003 shares0Common StockSEC:0000351569-26-000104:0
1,003 shares0Common StockSEC:0000351569-26-000106:0
1,003 shares0Common StockSEC:0000351569-26-000108:0
1,003 shares0Common StockSEC:0000351569-26-000110:0
1,003 shares0Common StockSEC:0000351569-26-000112:0
1,003 shares0Common StockSEC:0000351569-26-000115:0
1,003 shares0Common StockSEC:0000351569-26-000116:0
710 shares0Common StockSEC:0000351569-26-000081:0
0.32 shares@ US$75.150.0000% mcap92.6% of flowCommon StockSEC:0000351569-26-000071:0
0.026 shares@ US$75.150.0000% mcap7.4% of flowCommon StockSEC:0000351569-26-000073:0
3,198 shares@ US$79.3510.2% of flowCommon StockSEC:0000351569-26-000069:0
780 shares@ US$79.3534.2% of flowCommon StockSEC:0000351569-26-000067:0
615 shares@ US$79.357.3% of flowCommon StockSEC:0000351569-26-000065:0
738 shares@ US$79.357.7% of flowCommon StockSEC:0000351569-26-000063:0
615 shares@ US$79.358.1% of flowCommon StockSEC:0000351569-26-000061:0
615 shares@ US$79.354.9% of flowCommon StockSEC:0000351569-26-000058:0
25 of 243 declarations
About Ameris Bancorp
Ameris Bancorp is a U.S.-listed financial services company traded on the NYSE/NASDAQ under ticker ABCB in the United States. It is the holding company for Ameris Bank, a Georgia state-chartered bank headquartered in Atlanta, Georgia. The organization traces its roots back to October 1, 1971, when it began as American Banking Company with a single location and $1 million of capital. Since then, the company has expanded through organic growth and a long series of mergers and acquisitions, building a sizable regional banking franchise across the Southeast. ([newsroom.amerisbank.com](https://newsroom.amerisbank.com/Our-Company/default.aspx?utm_source=openai))
Ameris operates as a diversified commercial bank serving consumers, small businesses, and middle-market clients. Its core business lines include deposits, commercial and real estate lending, treasury and cash management services, SBA lending, premium finance, equipment finance, municipal lending, mortgage banking, and refinancing solutions. The bank also offers wealth management and related financial services. This mix gives Ameris multiple revenue streams and helps reduce reliance on any single product cycle, which is important for investors assessing earnings stability and margin durability. ([ir.amerisbank.com](https://ir.amerisbank.com/corporate-profile/default.aspx/1000/?utm_source=openai))
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Geographically, Ameris has more than 200 financial centers across the Southeast, with a footprint spanning Georgia, Florida, Alabama, and the Carolinas, while also serving customers nationwide through select lending channels and digital banking. That regional concentration positions the company in attractive growth markets where population inflows, business formation, and mortgage demand can support loan expansion over time. For international investors, Ameris is best understood as a Southeast-focused U.S. regional bank rather than a national money-center institution. ([ir.amerisbank.com](https://ir.amerisbank.com/corporate-profile/default.aspx/1000/?utm_source=openai))
Recent results have been constructive. In the first quarter of 2026, Ameris reported net income of $110.5 million, or $1.63 per diluted share, and loan growth of $314.5 million on an annualized basis. In the fourth quarter of 2025, the company reported record full-year results, while highlighting lower deposit costs, ongoing loan growth, and disciplined expense management. Management also noted that noninterest-bearing deposits remained above 30% during 2025, which is supportive of funding efficiency and net interest margin. Overall, the latest disclosures point to a profitable regional bank with a solid deposit franchise, diversified fee income, and an active mortgage and specialty lending platform. ([ir.amerisbank.com](https://ir.amerisbank.com/news/news-details/2026/Ameris-Bancorp-Announces-First-Quarter-2026-Financial-Results/default.aspx?utm_source=openai))
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