Ameris Bancorp: insider trades · United States · SEC (Form 4)

About Ameris Bancorp

Ameris Bancorp is a U.S.-listed financial services company traded on the NYSE/NASDAQ under ticker ABCB in the United States. It is the holding company for Ameris Bank, a Georgia state-chartered bank headquartered in Atlanta, Georgia. The organization traces its roots back to October 1, 1971, when it began as American Banking Company with a single location and $1 million of capital. Since then, the company has expanded through organic growth and a long series of mergers and acquisitions, building a sizable regional banking franchise across the Southeast. ([newsroom.amerisbank.com](https://newsroom.amerisbank.com/Our-Company/default.aspx?utm_source=openai)) Ameris operates as a diversified commercial bank serving consumers, small businesses, and middle-market clients. Its core business lines include deposits, commercial and real estate lending, treasury and cash management services, SBA lending, premium finance, equipment finance, municipal lending, mortgage banking, and refinancing solutions. The bank also offers wealth management and related financial services. This mix gives Ameris multiple revenue streams and helps reduce reliance on any single product cycle, which is important for investors assessing earnings stability and margin durability. ([ir.amerisbank.com](https://ir.amerisbank.com/corporate-profile/default.aspx/1000/?utm_source=openai)) Geographically, Ameris has more than 200 financial centers across the Southeast, with a footprint spanning Georgia, Florida, Alabama, and the Carolinas, while also serving customers nationwide through select lending channels and digital banking. That regional concentration positions the company in attractive growth markets where population inflows, business formation, and mortgage demand can support loan expansion over time. For international investors, Ameris is best understood as a Southeast-focused U.S. regional bank rather than a national money-center institution. ([ir.amerisbank.com](https://ir.amerisbank.com/corporate-profile/default.aspx/1000/?utm_source=openai)) Recent results have been constructive. In the first quarter of 2026, Ameris reported net income of $110.5 million, or $1.63 per diluted share, and loan growth of $314.5 million on an annualized basis. In the fourth quarter of 2025, the company reported record full-year results, while highlighting lower deposit costs, ongoing loan growth, and disciplined expense management. Management also noted that noninterest-bearing deposits remained above 30% during 2025, which is supportive of funding efficiency and net interest margin. Overall, the latest disclosures point to a profitable regional bank with a solid deposit franchise, diversified fee income, and an active mortgage and specialty lending platform. ([ir.amerisbank.com](https://ir.amerisbank.com/news/news-details/2026/Ameris-Bancorp-Announces-First-Quarter-2026-Financial-Results/default.aspx?utm_source=openai))