S&T BANCORP INC: insider trades · United States · SEC (Form 4)

About S&T BANCORP INC

S&T Bancorp Inc. (ticker: STBA) is a U.S.-listed regional bank holding company traded on the NASDAQ Global Select Market in the United States. For French-speaking investors, it is best understood as a mid-sized community and regional banking franchise rather than a capital-markets or money-center institution. Its principal subsidiary is S&T Bank, a Pennsylvania-chartered bank headquartered in Indiana, Pennsylvania, with core operations concentrated in Pennsylvania and Ohio. That geographic footprint gives the company a clearly regional profile and a strong link to local retail and commercial banking demand. ([stbancorp.com](https://www.stbancorp.com/news-events/news/news-details/2026/ST-Bancorp-Inc--Announces-Fourth-Quarter-and-Full-Year-2025-Results/default.aspx)) The business traces its roots to 1902 through S&T Bank, giving it more than a century of operating history. This long tenure is relevant for investors because it typically supports brand recognition, deposit relationships, and a stable local client base. The company’s latest annual filing indicates that, as of year-end 2025, S&T Bank operated 72 banking branches and three loan production offices, underscoring the importance of physical distribution in its model. The main office of both S&T Bancorp and S&T Bank is at 800 Philadelphia Street in Indiana, Pennsylvania. ([s202.q4cdn.com](https://s202.q4cdn.com/827611342/files/doc_financials/2025/q4/STBA-Q4-2025-10K.pdf)) S&T Bancorp offers a broad suite of financial services to consumers, small businesses, and commercial customers. Core offerings include demand and time deposits, commercial and consumer lending, cash management, brokerage services, trust and fiduciary services, and private investment account management through its registered financial services platform. The company also operates non-bank subsidiaries supporting insurance and other financial activities. Management describes the franchise as a “people-forward” bank and says its strategic priorities are to grow the deposit franchise, improve core profitability, maintain asset quality, and sustain strong talent engagement. As of December 31, 2025, the company reported approximately $9.9 billion in assets, $8.1 billion in loans, and $8.0 billion in deposits. ([s202.q4cdn.com](https://s202.q4cdn.com/827611342/files/doc_financials/2025/q4/STBA-Q4-2025-10K.pdf)) From a competitive standpoint, STBA competes in highly penetrated banking markets where large national banks and other regional lenders have substantial resources. Its competitive edge is therefore based on relationship banking, local market knowledge, and a diversified fee and spread income mix within its regional footprint. At the same time, the model remains exposed to interest-rate sensitivity, credit costs, and regional economic conditions, which are explicitly highlighted in its risk disclosures. ([s202.q4cdn.com](https://s202.q4cdn.com/827611342/files/doc_financials/2025/q4/STBA-Q4-2025-10K.pdf)) Recent company developments include a steady cadence of 2025 earnings releases, a third-quarter result announcement in October 2025, and a board leadership transition disclosed in September 2025. S&T Bank also highlighted community and workplace recognition during 2025, which supports the bank’s local brand positioning. For investors monitoring SEC Form 4 insider activity, this matters because governance changes, capital allocation decisions, and insider transactions can provide useful context around management confidence and the company’s near-term operating backdrop. ([stbancorp.com](https://www.stbancorp.com/news-events/news/news-details/2025/ST-Bancorp-Inc--Announces-Third-Quarter-2025-Results/default.aspx?utm_source=openai))