Marqeta, Inc.: insider trades · United States · SEC (Form 4)

About Marqeta, Inc.

Marqeta, Inc. (ticker: MQ) is a U.S.-based financial technology company listed on the NASDAQ market in the United States. For international investors, Marqeta sits at the intersection of payment software, card-issuing infrastructure, and embedded finance. Founded in 2010 and long associated with Oakland, California, the company built a cloud-based, API-first platform that helps customers issue and manage physical, virtual, and tokenized cards, while also orchestrating real-time authorization, funding, and spend controls. ([pages.marqeta.com](https://pages.marqeta.com/hubfs/pdfs/marqeta_factsheet_102319.pdf?utm_source=openai)) Marqeta’s business model is centered on enabling innovative businesses to launch and operate payment programs without being a bank themselves. The company explicitly states that it is not a bank; instead, it provides the technology layer that works with issuing banks and card networks to power modern payment experiences. Its core platform spans card issuing, processing and settlement, card lifecycle management through the Marqeta Dashboard, risk-control tools, and developer-oriented APIs and webhooks. This architecture is designed to let customers build customized payment products quickly and manage them at scale. ([marqeta.com](https://www.marqeta.com/platform/overview?utm_source=openai)) From a competitive standpoint, Marqeta is positioned as a specialist in modern card issuing infrastructure. Its differentiation comes from open APIs, configurable card products, granular controls, and a developer-friendly platform that supports rapid product launches. The company addresses a broad set of use cases, including fintech, expense management, marketplace payouts, disbursements, lending-linked card programs, and embedded finance. Marqeta also highlights a global footprint across the United States, Canada, the UK, the EU, and APAC, which supports its ambition to scale beyond its core domestic market. ([marqeta.com](https://www.marqeta.com/platform/overview?utm_source=openai)) Recent corporate developments are important for the investment case. In August 2025, Marqeta completed its acquisition of TransactPay, a move intended to strengthen its European card program management capabilities and simplify expansion for customers in the UK and EU. The company’s 2025 full-year results also showed meaningful operating momentum, with total processing volume of $383 billion, up 31% year over year, net revenue of $625 million, and gross profit of $437 million. For investors, that combination of growth and improving scale is encouraging, but the equity remains exposed to competition, partner concentration, and regulatory complexity in payments. ([investors.marqeta.com](https://investors.marqeta.com/news-releases/news-release-details/marqeta-announces-completion-transactpay-acquisition?utm_source=openai))