HOME BANCORP, INC.: insider trades · United States · SEC (Form 4)

About HOME BANCORP, INC.

HOME BANCORP, INC. (ticker: HBCP) is a U.S. financial company listed on the NASDAQ market in the United States. The company is the holding company of Home Bank, N.A., a community-oriented commercial bank headquartered in Lafayette, Louisiana. Its business model is that of a regional banking franchise focused on traditional deposit gathering, lending, and relationship-based financial services for individuals, professionals, and small and mid-sized businesses. For investors, HBCP should be viewed as a mid-cap-to-small-cap U.S. bank with a strong local footprint and exposure primarily to the economic conditions of the southern United States. Home Bancorp traces its heritage back to 1908, giving the franchise a long operating history even though the publicly traded holding-company structure is much more recent. Over time, the group expanded through organic growth and selective acquisitions, which helped it build a multi-market presence beyond its original Louisiana base. Recent SEC filings show that Home Bank operates through 43 banking offices across the Acadiana, Baton Rouge, Greater New Orleans, and Northshore regions of southern Louisiana, as well as the Natchez region in western Mississippi and the Houston region of Texas. That footprint gives the company a blend of local market intimacy and measured geographic diversification, with a concentration in markets where relationship banking and small-business lending are particularly important. From a business-line perspective, Home Bancorp generates most of its income from conventional banking activities: deposits, commercial lending, commercial real estate lending, residential mortgage lending, and related banking services. The company also references subsidiaries used to invest in New Markets Tax Credits and Federal Tax Credits, indicating some specialization in tax-credit-oriented financing in its core markets. Competitively, HBCP sits among U.S. regional and community banks that compete on service, local decision-making, and customer relationships, while still facing pressure from larger national banks and from rate-driven competition for deposits and loans. Recent company disclosures indicate an active operating profile. In 2025 and 2026 SEC filings, Home Bancorp continued to report steady banking activity, and an investor presentation stated that total assets were about $3.5 billion in mid-2025. That scale places the company well below the large-money-center banks and squarely within the smaller regional banking segment. The company also attracted attention from insider-trading disclosures in May 2026, which can be relevant for monitoring management sentiment and governance signals. Overall, HBCP is best characterized as a conservative regional U.S. bank with a Louisiana anchor, a broader Gulf South footprint, and a business mix centered on traditional lending and deposit franchises.