First MID Bancshares, INC.: insider trades · United States · SEC (Form 4)

About First MID Bancshares, INC.

First Mid Bancshares, Inc. (ticker: FMBH) is a U.S.-based financial holding company listed on the NASDAQ market in the United States. For European investors, the company is best understood as a diversified regional banking platform rather than a plain-vanilla community bank. Its structure includes First Mid Bank & Trust, N.A., First Mid Insurance Group, First Mid Wealth Management Company, and, following recent integration activity, Two Rivers Bank & Trust. This combination gives the group exposure to spread income as well as fee-based businesses such as insurance and wealth management. ([firstmid.com](https://www.firstmid.com/about?utm_source=openai)) The company’s roots go back to 1865, when the banking franchise was founded, making First Mid one of the longer-established financial institutions in its core Midwestern footprint. Headquartered in Mattoon, Illinois, at 1515 Charleston Avenue, First Mid operates as a financial holding company with banking as its core engine and complementary businesses in insurance, trust services, farm services, brokerage, retirement planning, and investment services. That diversified model matters because it broadens the revenue base beyond pure net interest income. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0000700565/000095017025029793/fmbh-20241231.htm?utm_source=openai)) From an operating standpoint, First Mid provides commercial and consumer deposits, commercial and retail lending, treasury management, fiduciary services, retirement solutions, wealth advisory services, brokerage, farm management, and insurance products. The company has repeatedly emphasized relationship banking and local decision-making, which is typically a key differentiator for regional banks competing against larger national institutions and local credit unions. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0000700565/000095017025029793/fmbh-20241231.htm?utm_source=openai)) Geographically, the group has a meaningful presence across the Midwest, with operations in Illinois, Missouri, Wisconsin, and Texas, and lending/agency-finance activity also linked to Indiana. In its 2024 annual report, First Mid described branches across numerous Illinois counties as well as locations in Missouri, Wisconsin, and Texas, underscoring a footprint that is larger and more geographically diverse than many single-state community banks. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0000700565/000095017025029793/fmbh-20241231.htm?utm_source=openai)) Competitive positioning is centered on being a scaled regional bank with local service credibility. First Mid competes for deposits and loans against other banks, savings institutions, and credit unions, while its insurance and wealth management subsidiaries help it deepen customer relationships and capture more wallet share. This mix can support resilience, especially in periods when lending spreads are under pressure. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0000700565/000095017025029793/fmbh-20241231.htm?utm_source=openai)) Recent corporate developments reinforce the company’s consolidation strategy. In 2024, First Mid acquired Mid Rivers Insurance Group, which was folded into First Mid Insurance Group. In 2025-2026, the company announced and progressed the integration of Two Rivers Financial Group / Two Rivers Bank & Trust, with customer conversion milestones extending into June 2026. Separately, First Mid disclosed a 2026 Top Workplaces USA Award, won for the third consecutive year, which may not be a financial metric but does speak to culture and execution consistency. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0000700565/000095017025029793/fmbh-20241231.htm?utm_source=openai))