CNP Assurances: management transactions · France · AMF

About CNP Assurances

CNP Assurances is a leading personal insurance group in France, with a strong footprint across Europe and Latin America. Its roots date back to 1850, when the Caisses Nationales d’Assurances were established, making it one of the oldest names in the French insurance industry. Listed in Paris under ISIN FR0000120222, the company has evolved into a diversified insurer covering a broad range of protection and savings needs, including life savings, retirement, personal risk and protection, supplemental health, borrower insurance, and property protection. CNP Assurances operates through a distinctive long-term partnership model. In France, it distributes products through major banking networks such as La Banque Postale and BPCE, while also leveraging an open and multi-partner structure internationally. This model is a core strategic asset because it gives the group access to a wide customer base without relying on a single sales channel. The company reports more than 350 partners in France and a presence in 17 countries across Europe and Latin America, supported by more than 2,000 employees outside France. The group holds solid positions in several key markets. In France, it is a benchmark player in personal insurance and is particularly strong in borrower insurance and life insurance measured by assets under management. Brazil is its second-largest market and a major strategic pillar, with CNP Assurances present there since 2001 and actively expanding through key partnerships and a local multi-channel platform. Italy is another important growth market, where the group continues to scale its open-model distribution strategy. Financially, CNP Assurances delivered strong 2024 results, with gross written premiums of €37.4 billion, attributable net profit of €1.582 billion, and an SCR coverage ratio of 237%. These figures underline the robustness of the balance sheet and the group’s ability to combine growth with capital strength. The company also stands out for its environmental and social commitments, including an MSCI AAA ESG rating, a €29.4 billion green investment portfolio at year-end 2024, and a long-standing responsible investment agenda. Among recent milestones, CNP Assurances created CNP Assurances Protection Sociale with La Mutuelle Générale in 2025, reinforcing its presence in social protection, while continuing to expand in Brazil and Italy. Overall, the group is positioned as a high-quality insurance franchise combining historical depth, partnership-led distribution, disciplined capital management, and a strong sustainability profile.