Angel Oak Mortgage, Inc.: insider trades · United States · SEC (Form 4)

About Angel Oak Mortgage, Inc.

Angel Oak Mortgage REIT, Inc. (NYSE: AOMR) is a United States-based real estate finance company focused on acquiring and investing primarily in first-lien non-QM (non-qualified mortgage) residential mortgage loans, as well as other mortgage-related assets in the U.S. mortgage market. For investors, AOMR is better understood as a specialized credit real estate vehicle than as a traditional property-owning REIT. Its performance is driven by mortgage asset yields, financing costs, securitization execution, and the broader interest-rate cycle. The company was founded in 2018 and is part of the broader Angel Oak platform, which combines mortgage origination, asset management, and related finance capabilities. Its headquarters are in Atlanta, Georgia, United States. ([angeloakreit.com](https://angeloakreit.com/about-us/)) AOMR’s business model is built around a vertically integrated platform that covers sourcing, underwriting, loan acquisition, portfolio allocation, asset management, and ongoing monitoring. A key differentiator is its access to affiliated origination channels, allowing the company to operate with an “originator” model rather than relying solely on third-party loan aggregation. That matters because the company can assess credit quality closer to the source and potentially maintain tighter control over underwriting standards. Its target assets are concentrated in residential non-QM loans, but the portfolio also includes second-lien mortgage loans and HELOCs, broadening the income profile while keeping the strategy anchored in niche residential credit. ([angeloakreit.com](https://angeloakreit.com/about-us/)) From a competitive standpoint, Angel Oak Mortgage occupies a specialized corner of the U.S. mortgage market. Non-QM lending tends to offer higher yields than conventional conforming mortgages, but it also introduces greater sensitivity to borrower credit performance, funding liquidity, and asset valuations when rates move sharply. The company emphasizes its experienced, cycle-tested management team and its ability to execute securitization transactions, which are central to recycling capital and supporting earnings generation. In that sense, its competitive edge depends on credit selection, funding access, and disciplined balance-sheet management rather than scale alone. ([angeloakreit.com](https://angeloakreit.com/about-us/)) Recent developments point to active balance-sheet and capital-markets execution. In 2025, AOMR participated in four securitization transactions and contributed $704 million of unpaid principal balance across residential mortgage loans, second liens, and HELOCs. As of December 31, 2025, target assets totaled $2.7 billion, up 22% year over year, with roughly $1.0 billion of incremental funding capacity available under its lending lines. The company also entered into a new $200 million repurchase facility with a global investment bank in the fourth quarter of 2025, reinforcing liquidity flexibility. In February 2026, the board declared a $0.32 per share common dividend, underscoring the income-oriented nature of the investment case. ([s27.q4cdn.com](https://s27.q4cdn.com/132913738/files/doc_news/Angel-Oak-Mortgage-REIT-Inc--Reports-Fourth-Quarter-and-Fiscal-Year-2025-Financial-Results-2026.pdf)) For French, Belgian, and Swiss investors, AOMR is therefore a NYSE-listed, United States mortgage-credit REIT with a specialized non-QM strategy, a relatively concentrated exposure to residential credit assets, and a return profile that is highly dependent on underwriting discipline, securitization access, and interest-rate conditions. ([angeloakreit.com](https://angeloakreit.com/about-us/))