American International Group, INC.: insider trades · United States · SEC (Form 4)

About American International Group, INC.

American International Group, Inc. (AIG) is a major global insurance group listed in the United States on the NYSE, and headquartered in the United States. For French, Belgian and Swiss investors, AIG is best understood as a large-scale commercial and specialty insurer with a long international heritage and a sharper strategic focus than it had a decade ago. The company was founded in 1919 in Shanghai by Cornelius Vander Starr, before evolving into one of the best-known global insurance franchises. Its corporate headquarters are now in New York, which underscores its status as a US-listed, US-based financial institution with worldwide operations. AIG’s business model is centered on General Insurance, the core engine of the group. This platform serves multinational corporations, middle-market clients and specialty risk buyers across a broad range of coverages. Its product set includes property and casualty insurance, general liability, financial lines, cyber, marine, aviation, energy, and other specialty lines. AIG’s offering is particularly relevant for clients with complex cross-border exposures, which is a key advantage in the commercial insurance segment. The company also emphasizes underwriting discipline, portfolio optimization and operating efficiency, reflecting a broader industry shift toward profitability rather than pure top-line growth. From a competitive standpoint, AIG remains one of the few insurers with the scale, brand recognition and international footprint required to serve multinational insureds across multiple regions. Its geographic presence spans North America, Europe, Asia-Pacific and other major insurance markets, allowing it to support global clients while tailoring coverage to local regulatory and market needs. This international reach is one of AIG’s structural strengths, especially in specialty lines where distribution, claims handling and local market knowledge matter materially. The group competes with other large global commercial insurers, but its long history and breadth of capabilities continue to support its market positioning. Recent developments point to a company that is still actively reshaping its profile. AIG reported strong 2025 results, with better underwriting performance and continued momentum in its core businesses. It also received financial strength rating upgrades from S&P Global and Moody’s, which is meaningful for an insurer because ratings influence client confidence, broker relationships and the cost of capital. In addition, AIG has continued to streamline its portfolio through prior divestitures and has highlighted investments in artificial intelligence and workflow modernization to improve productivity and customer service. For equity investors, the key themes are clear: AIG is a large, internationally diversified insurance company listed on the NYSE in the United States, with improving operating execution, a focused commercial insurance franchise and ongoing strategic transformation.