VISA INC.: insider trades · United States · SEC (Form 4)

About VISA INC.

Visa Inc. is one of the world’s leading digital payments companies and is listed in the United States on the NYSE under ticker V. For French-speaking investors, it is a core exposure to the secular shift from cash to electronic payments, with a business model built around network infrastructure rather than traditional lending risk. Visa’s roots go back to 1958, when Bank of America launched the first consumer credit card program in the United States. The Visa brand emerged in 1976, Visa Inc. was formed in 2007, and the company went public in 2008. Its headquarters are in San Francisco, California, United States. Visa’s business centers on VisaNet, its proprietary payments processing network that connects consumers, merchants, financial institutions, acquirers, businesses and government entities in more than 200 countries and territories. The company monetizes the flow of payments across its network and supplements that core activity with a growing portfolio of value-added services. Its offerings include payment cards, debit, prepaid, commercial payments solutions, real-time money movement, tokenization, fraud management, acceptance tools, analytics and services for merchants and financial institutions. As a result, Visa is better understood as a payments infrastructure platform than as a conventional bank. Its competitive position is exceptionally strong, supported by global brand recognition, an extensive acceptance footprint, and powerful network effects. Visa remains one of the dominant card networks worldwide and benefits from the long-term migration toward digital commerce, contactless payments, cross-border transactions and B2B payment modernization. Fiscal 2025 operating statistics highlight the scale of the franchise: $16.7 trillion in total volume, 257.5 billion transactions processed on Visa’s networks, and 4.9 billion payment credentials. These figures underscore the breadth of the company’s ecosystem and the resilience of its transaction-driven model. Recent developments reinforce Visa’s innovation agenda. In April 2026, the company reported fiscal second-quarter 2026 results. Over the past several months, Visa has also announced initiatives in AI-enabled commerce, subscription management, support for small businesses in the United States, and stablecoin/blockchain settlement, including activity across Tempo and Bridge-related programs. These moves suggest that Visa is not simply defending its legacy card franchise; it is actively expanding into next-generation payment rails and new digital commerce use cases. For investors, that combination of scale, profitability, diversification and structural growth remains a key attraction of the stock on the NYSE market in the United States.