Reliant Bancorp, Inc.: insider trades · United States · SEC (Form 4)

About Reliant Bancorp, Inc.

Reliant Bancorp, Inc. was a U.S. regional bank holding company listed on the Nasdaq under the ticker RBNC before being acquired by United Community Banks, Inc., effective January 1, 2022. For French-speaking investors, it should be viewed as a community-focused banking franchise in the United States, with a particularly strong footprint in Tennessee and the greater Nashville market. The company was founded in 2006 by DeVan Ard, Jr., who built the institution around a relationship-banking model serving individuals, small businesses and local professionals. Its principal executive offices were in Brentwood, Tennessee, a suburban Nashville location that reflected the firm’s regional focus. ([sec.gov](https://www.sec.gov/Archives/edgar/data/857855/000110465922000385/tm221295d1_ex99-1.htm?utm_source=openai)) Operationally, Reliant Bancorp conducted its business through Reliant Bank. Its core franchise was centered on a broad set of traditional banking products and services: retail and business deposits, checking and savings accounts, residential mortgage lending, commercial real estate lending, construction lending, consumer loans and treasury/cash-management services for business clients. The company’s competitive model was that of a relationship-driven community bank, emphasizing local underwriting, customer intimacy and faster decision-making than larger national banks. That positioning helped differentiate it from large money-center institutions by offering a more personalized service model tied to local economic conditions. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0000857855/000110465921092188/tm2122201d1_ex99-1.htm?utm_source=openai)) From a historical perspective, Reliant pursued a meaningful growth-through-acquisition strategy, including transactions announced in 2019 and the definitive merger agreement with United Community Banks signed in July 2021. These steps expanded its scale and strengthened its Tennessee presence before the company was fully integrated in early 2022. As a listed security, RBNC was a regional U.S. banking stock on Nasdaq rather than a national banking giant. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1606440/000114036119018898/ex99_1.htm?utm_source=openai)) In competitive terms, Reliant operated in the highly fragmented U.S. regional and community banking landscape, where banks compete on deposit gathering, lending discipline, service quality and local market share. Its key strengths were its focused exposure to attractive southeastern growth markets, especially Nashville, along with a diversified loan and deposit franchise. For investors, the company represented a relationship-oriented bank with a regional growth profile and a strong emphasis on local commercial and retail banking. The most important recent corporate development was its acquisition by United Community Banks, which ended its standalone public-company life. ([sec.gov](https://www.sec.gov/Archives/edgar/data/857855/000110465922000385/tm221295d1_ex99-1.htm?utm_source=openai))