Plumas Bancorp: insider trades · United States · SEC (Form 4)

About Plumas Bancorp

Plumas Bancorp (ticker: PLBC) is a US-listed financial holding company traded on the Nasdaq market in the United States. The company operates primarily through its main subsidiary, Plumas Bank, a full-service community bank founded in 1980. Plumas Bancorp itself was organized in 2002 as a bank holding company in connection with the acquisition of Plumas Bank. The holding company’s principal executive office is in Reno, Nevada, while Plumas Bank’s administrative headquarters are in Quincy, California. For investors, PLBC fits the profile of a regional community bank with a concentrated footprint in northern California and northern Nevada rather than a national banking platform. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1168455/000143774925008351/plbc20241231_10k.htm?utm_source=openai)) Plumas Bank operates a network of 19 branches, supported by loan production offices in Auburn, California, and Klamath Falls, Oregon. This footprint underscores a relationship-driven strategy focused on local communities, small businesses, and households across its core markets. The bank offers a broad range of financial and investment services and has a meaningful emphasis on commercial banking, small and middle-market business lending, consumer banking, and government-guaranteed lending. A notable competitive advantage is its nationwide Preferred Lender status with the U.S. Small Business Administration, which strengthens its positioning in small-business finance. ([ir.plumasbank.com](https://ir.plumasbank.com/overview/default.aspx?utm_source=openai)) From a competitive standpoint, PLBC stands out as a specialized community bank with local market knowledge, faster decision-making, and a more personal client franchise than large national institutions. Its business model is anchored in secondary and tertiary markets in the western United States, where borrower relationships, credit discipline, and local economic insight can matter more than scale alone. The bank’s revenue base is largely tied to lending to small and middle-market businesses and individuals in its surrounding markets, which gives the franchise a stable local orientation but also exposes it to regional economic conditions. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1168455/000143774925008351/plbc20241231_10k.htm?utm_source=openai)) Recent developments remain important for the investment case. In the first quarter of 2026, Plumas Bancorp reported record earnings of $9.8 million, or $1.40 per share, up from $7.2 million, or $1.21 per share, in the first quarter of 2025. Management also said the Cornerstone Community Bancorp acquisition is further strengthening the franchise by expanding its presence across northern California and improving scale. In market terms, PLBC is best viewed as a regional US banking name on Nasdaq with exposure to net interest margin trends, asset quality, and the ongoing consolidation of community banks. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1168455/000143774926012305/ex_944977.htm?utm_source=openai))