First Horizon CORP: insider trades · United States · SEC (Form 4)

About First Horizon CORP

First Horizon Corp. (NYSE: FHN) is a U.S.-based regional financial services company headquartered in Memphis, Tennessee, United States. As of March 31, 2026, the company reported $84.1 billion in assets and said its banking subsidiary operates across 12 states concentrated in the southern United States. For international investors, FHN is best viewed as a mid-sized regional bank franchise rather than a national money-center institution, with earnings influenced by southern U.S. economic growth, deposit competition, and interest-rate sensitivity. ([ir.firsthorizon.com](https://ir.firsthorizon.com/overview/default.aspx)) The company’s roots go back to 1864, when First National Bank of Memphis was established. Over time, the franchise evolved through multiple rebrandings and expansions, including the First Tennessee era and the eventual adoption of the First Horizon name. The company notes that its historic headquarters at 165 Madison in Memphis has been its home since 1964. A major step in its modern scale came in 2020, when the merger with IberiaBank Corporation closed, helping create a larger and more diversified regional bank with a stronger footprint across the South. ([firsthorizon.com](https://www.firsthorizon.com/First-Horizon-Corporation/About-Us/History)) First Horizon’s business mix is relatively broad for a regional lender. Its subsidiaries provide commercial banking, private banking, consumer and small-business lending, wealth and trust management, retail brokerage, capital markets, fixed income services, and mortgage-related products. That mix matters because it allows the bank to deepen client relationships across multiple products rather than relying solely on one lending channel. The firm also emphasizes digital and mobile banking, reflecting the industry-wide shift toward technology-enabled distribution and client servicing. ([ir.firsthorizon.com](https://ir.firsthorizon.com/overview/default.aspx)) Competitively, FHN occupies a strong but clearly regional position. It is not among the largest U.S. banks by balance sheet, but it has meaningful density in its core markets and a sizeable branch network, with 410 banking centers as of March 31, 2026. The strategy appears centered on relationship banking, primary deposit accounts, operating accounts, and long-term client retention, which are especially important in a market where private credit providers and larger banks can pressure pricing and funding costs. Management has also highlighted the importance of maintaining a disciplined risk culture while preserving customer proximity. ([ir.firsthorizon.com](https://ir.firsthorizon.com/overview/default.aspx)) Recent corporate messaging has focused on capital discipline, operating efficiency, and technology investment. In the January 2026 shareholder letter, management said period-end loan and deposit growth was 3% versus year-end 2024, that more than $1.2 billion of excess capital was deployed through share repurchases and dividends, and that CET1 ended at 10.6%. The letter also discussed ongoing investment in technology, the competitive pressure from private credit, and the emerging relevance of stablecoins and blockchain-based money movement. For investors following SEC Form 4 insider activity, this backdrop is useful: it suggests a bank emphasizing operational execution, prudent capital returns, and strategic adaptation rather than aggressive balance-sheet expansion. ([sec.gov](https://www.sec.gov/Archives/edgar/data/36966/000093041326000778/c115808_ars.pdf))