First Guaranty Bancshares, Inc.: directors' dealings · United States · SEC (Form 4)

About First Guaranty Bancshares, Inc.

First Guaranty Bancshares, Inc. is a U.S.-listed regional banking company traded on the Nasdaq market under the symbols FGBI for common stock and FGBIP for depositary shares representing its preferred stock. The company is incorporated in Louisiana and is headquartered in Hammond, Louisiana, in the United States. It operates as a bank holding company through its wholly owned subsidiary, First Guaranty Bank, a Louisiana-chartered commercial bank. Its business model is built around relationship banking, local decision-making, and personalized service rather than scale-driven national competition. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1408534/000140853426000010/fgbi-20260310.htm)) The bank’s roots date back to 1934, when First Guaranty Bank was founded in Amite, Louisiana. First Guaranty Bancshares was formed in 2007 through a one-for-one share exchange that made the bank a wholly owned subsidiary of the holding company and established the SEC-reporting public structure that exists today. That history places the group firmly in the category of long-established community and regional banks in the U.S. South, with a conservative franchise built over decades of local customer relationships. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1408534/000140853426000044/a2025fgbannualreportf.pdf?utm_source=openai)) In terms of products and services, First Guaranty offers a fairly standard but broad banking toolkit: personal and business checking and savings accounts, time deposits, money market accounts, commercial loans, small-business lending, consumer loans, and lending to professionals. The group also serves municipalities and other public-sector depositors, including collateralized public-funds accounts. This mix gives it a diversified deposit base and a lending profile that is closely tied to local commercial activity, household demand, and public-sector relationships in its core markets. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1408534/000140853425000015/fgbi-20241231.htm?utm_source=openai)) Geographically, the franchise has historically been concentrated in Louisiana, with a meaningful presence in Texas and more limited exposure to other regional markets. SEC filings have described operations across several Louisiana metropolitan areas and selected markets in Texas, Kentucky, and West Virginia, although the company has also been streamlining its footprint. In March 2026, First Guaranty announced an agreement to sell its Texas operations, consisting of five branches and related deposits, loans, and certain other assets, to Armstrong Bank. That transaction points to a more focused regional strategy and suggests management is optimizing the branch network and balance-sheet footprint. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0001408534/000140853424000047/fgbi-20240331.htm?utm_source=openai)) Recent developments also include the bank’s April 29, 2026 repurchase of three properties previously sold in a sale-leaseback transaction, including two standalone branches and part of the headquarters building that also contains a branch. That move reduces lease dependence on those assets and may improve long-term operating flexibility. In December 2025, the company appointed Evan Singer as Chief Lending Officer, which signals continued investment in credit origination leadership. Overall, First Guaranty Bancshares remains a small U.S. regional bank with a community-banking profile, a Louisiana core, selective expansion history, and a recent tendency toward strategic simplification. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1408534/000140853426000035/fgbi-20260429.htm?utm_source=openai))