First Community CORP: management transactions · United States · SEC (Form 4)

About First Community CORP

First Community Corporation /SC/ (ticker: FCCO) is a U.S.-listed regional banking company trading on the Nasdaq Capital Market. For investors, it sits in the small-cap financials universe and offers exposure to a community-bank model rather than a nationwide retail bank. The company is headquartered in Lexington, South Carolina, and serves as the holding company for First Community Bank, a locally oriented franchise built around relationship banking, deposit gathering, and lending to households, professionals, and small to mid-sized businesses. The company was organized on November 2, 1994, in South Carolina, reflecting a multi-decade track record as a regional bank holding company. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0000932781/000155278126000126/e26095_fcco-10k.htm?utm_source=openai)) Its core business lines are the standard pillars of a community bank: commercial lending, residential and real estate lending, consumer banking, deposit accounts, treasury-oriented services, and other banking solutions designed for local clients. First Community’s competitive advantage is not scale, but proximity. It emphasizes local decision-making, long-standing customer relationships, and a franchise that understands the credit needs of its home markets. That positioning is important in a sector where franchise quality often depends on underwriting discipline, deposit stability, and the ability to retain customers in a concentrated geographic footprint. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0000932781/000155278126000265/e26215_ex99-1.htm?utm_source=openai)) Geographically, First Community has historically been rooted in the Midlands of South Carolina and has expanded across Aiken, Upstate, and Piedmont South Carolina, as well as Augusta, Georgia. The company has also signaled a meaningful strategic step beyond its traditional base through the announced acquisition of Signature Bank of Georgia, which is intended to extend the franchise into the Atlanta-Sandy Springs-Roswell metropolitan area. That transaction is strategically relevant because it broadens the company’s deposit and lending opportunities while increasing its presence in a larger and more competitive Southeastern banking market. ([firstcommunitysc.com](https://www.firstcommunitysc.com/about/news/2025/01/03/first-community-names-donley-to-executive-leadership-position?utm_source=openai)) Recent developments have been constructive. First Community reported first-quarter 2026 net income of $5.498 million and stated that the acquisition of Signature Bank of Georgia closed on January 8, 2026. The company also approved a quarterly cash dividend of $0.16 per common share, marking the 97th consecutive quarter of cash dividends paid to common shareholders. For equity investors, that combination of earnings momentum, dividend continuity, and acquisitive expansion is material, although the stock remains sensitive to the usual regional-bank variables: interest-rate trends, credit quality, funding costs, and post-merger integration execution. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0000932781/000155278126000265/e26215_ex99-1.htm?utm_source=openai)) In short, FCCO is best viewed as a U.S. community bank with a Southeastern footprint, listed on Nasdaq in the United States, seeking to grow through disciplined branch-network expansion and selective acquisitions while preserving its local-bank identity. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0000932781/000155278126000265/e26215_ex99-1.htm?utm_source=openai))