CENTRAL VALLEY COMMUNITY BANCORP: insider trades · United States · SEC (Form 4)

About CENTRAL VALLEY COMMUNITY BANCORP

Central Valley Community Bancorp is a U.S.-based regional banking holding company that traded on the NASDAQ under the ticker CVCY. The company’s business model is centered on community banking: gathering deposits, originating loans, and providing treasury, cash-management, and relationship-oriented banking services to individuals, professionals, and small-to-mid-sized businesses. Its operating footprint and management philosophy are rooted in California’s Central Valley, where local economic knowledge and close client relationships are core competitive advantages. The bank subsidiary was organized in 1979 and began operations in 1980, while the holding company was incorporated on February 7, 2000 to serve as the parent of the bank. In 2002, the group changed its name to better reflect its expanding territory. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0001127371/000162828026016895/cvcy-20251231.htm?utm_source=openai)) From a product perspective, the company focuses on traditional commercial banking rather than capital markets or national-scale retail operations. Its offering typically includes deposit accounts, commercial and real estate lending, owner-occupied and investor property financing, working-capital support, and banking solutions for local businesses and consumers. This is a classic relationship bank profile: credit decisions are supported by local market familiarity, and customer retention is built through service quality rather than national brand reach. The company highlights a long-standing community-bank relationship model that has continued to support business growth across its territory. ([ir.cvcb.com](https://ir.cvcb.com/overview/default.aspx?utm_source=openai)) Geographically, the franchise is concentrated in California, with particular exposure to the Central Valley, an economically important region with a mix of agriculture, services, and small business activity. That local concentration is both a strength and a risk: it can support deep client relationships and disciplined underwriting, but it also ties performance to regional economic conditions. Compared with large U.S. money-center banks, CVCY should be viewed as a focused community institution whose competitive moat comes from local relevance, client intimacy, and operating discipline. ([ir.cvcb.com](https://ir.cvcb.com/overview/default.aspx?utm_source=openai)) Recent corporate developments are material. In 2024, the company completed its merger with Community West Bancshares and changed its corporate identity accordingly. In 2025, SEC filings show dividend actions and an authorized share repurchase program, indicating active capital management. In 2026, the company completed the acquisition of United Security Bancshares, and new directors were added in connection with the transaction. Taken together, these events point to an institution that has been using M&A to scale its franchise while also returning capital to shareholders. For investors in the United States market, that combination of regional banking exposure, consolidation, and shareholder-return policy is central to the equity story. ([sec.gov](https://www.sec.gov/Archives/edgar/data/0001127371/000162828025035202/cvcy-20250717.htm?utm_source=openai))